Triple-S Management Corporation Cultura de la Empresa

Mr. Roberto Garcia-Rodriguez, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chief Operating Officer of Triple-S Management Corporation since December 2, 2013 and its Secretary since May 2010. He served as a Vice President and General Counsel of Triple-S Management Corporation from May 2008 to December 2013. He served as the Vice President of Legal Affairs and Regulatory Affairs of Telecomunicaciones de Puerto Rico, Inc. since September 7, 2004. He served as Vice President of corporate and legal & Regulatory affairs for Puerto Rico Telephone Company, Inc. from 2007 to 2008 and its Vice President of legal affairs and Regulatory from December 13, 2004 to 2007. Mr. Garcia-Rodriguez began at Puerto Rico Telephone Company, Inc. on September 7, 2004 as Legal Vice-President. Previously he was legal counsel to Mountain Union Telecom of Puerto Rico, Inc. Before that, he worked as an attorney at Pietrantoni, M???ndez & ???lvarez, LLP. He was an associate at the law firm Pietrantoni, Mndez & Alvarez. He serves as the Chairman of Triple-S Salud, Inc. He has been a Director of BCS Financial Corporation since June 13, 2016 and Triple-S Management Corporation since January 1, 2016. He is a member of the Puerto Rico bar. He served as Director of Telecomunicaciones de Puerto Rico, Inc. since April 2007. He served on the board of directors of the Public Broadcasting Corporation of Puerto Rico from 2003 to 2007. He served as Director of Puerto Rico Telephone Company, Inc. Mr. Garcia-Rodriguez also holds a Juris Doctor's Degree and a Master's Degree in Business Administration, both from Stanford University in California. He received a BA from Harvard University.

Ms. Madeline Hern???ndez-Urquiza has been the Chief Operating Officer of Triple-S Management Corporation since August 22, 2017 and has been its Chief Operating Officer since October 17, 2017. Ms. Hernandez-Urquiza has been the Chief Executive Officer and President of Triple-S Advantage, Inc. since 2014 and served as its Chief Executive Officer and President of Triple-S Salud since February 24, 2016. Ms. Hern???ndez-Urquiza served as the Chief Risk Officer of Triple-S Salud Inc. She served as the Chief Executive Officer and President of Socios Mayores en Salud, Inc., since September 4, 2014. She is a distinguished professional in the health insurance industry with extensive knowledge and experience in the areas of finance and operations. She has served as Chief Risk Officer of Triple-S Salud since 2010, in charge of actuarial, underwriting, statistics and clinical management. In addition to her outstanding contribution to Triple-S at the start of her career, where she served as Vice President of Finance and Executive Vice President of Triple-C, Hern???ndez-Urquiza has also excelled as president of other health insurance companies. She is a Certified Public Accountant and holds a Masters in Finance from the Interamerican University and a BA in administration and accounting from the same institution.

Dr. Jose E. Novoa-Loyola has been Chief Medical Officer of Triple-S Management Corporation since July 15, 2015. Dr. Novoa-Loyola is a well-respected cardiologist, who before joining Triple-S served as medical director of the Cardiovascular Center of Puerto Rico and the Caribbean, as well as head of the cardiology department at this important institution. He is also a member of the medical faculty at the School of Medicine of the University of Puerto Rico and the San Pablo Hospital. Dr. Novoa-Loyola is certified by the Board of Cardiovascular Disease and the American Board of Internal Medicine. He studied medicine at the School of Medicine of the University of Puerto Rico, completed his residency at the University District Hospital at the Puerto Rico Medical Center and completed training in echocardiography at the Mayo Clinic in Rochester, Minnesota.