Lloyds Banking Group Company Culture

Mr. Antonio Mota de Sousa Horta-Osorio has been Group Chief Executive Officer at Lloyds Bank Plc, Lloyds Banking Group Plc, HBOS plc and Bank Of Scotland plc since March 1, 2011. Mr. de Sousa Horta-Osorio served as the Chief Executive Officer of Alliance & Leicester plc from October 12, 2008 to December 1, 2010. He served as the Chief Executive Officer of Santander UK Plc at Banco Santander S.A and Banesto Banco Espanol de Credito SA from August 21, 2006 to December 1, 2010. He served as the Chief Executive Officer of Banco Santander Totta. He served as an Executive Vice President at Banco Santander S.A. Mr. De Sousa Horta-Osorio joined Banco Santander S.A. in 1997 and served as its Executive Vice President of Portugal since June 2001. He served as the Chairman of Banco Santander Totta, S.A. until 2011 and its Chief Executive Officer from 2000 to 2006. He served as an Executive Vice President of Santander Totta at Banco Santander, S.A. He served as the Chief Executive Officer of Banco Santander Brasil. He started his career at Citibank Portugal, where he served as the Head of Capital Markets. He then worked for Goldman Sachs focusing on Corporate Finance Activities in Portugal and in 1993, he joined Grupo Santander as the Chief Executive Officer of Banco Santander de Negcios Portugal. Mr. De Sousa Horta-Osorio serves as the Chairman at Banco Santander Portugal. Mr. De Sousa Horta-Osorio has been an Executive Director of Lloyds Bank plc and Lloyds Banking Group Plc since January 17, 2011. He has been Independent Non-Executive Director of Exor N.V. since May 29, 2015. He has been Executive Director of HBOS Plc since March 1, 2011. He has been an Executive Director of Bank of Scotland Plc since January 17, 2011. He serves as a Non-Executive Director of Funda??????o Champalimaud in and a Governor of London Business School. From June 1, 2009 to February 28, 2011, he served as a Non-Executive Director of Bank of England since June 1, 2009 to February 28, 2011. He served as an Executive Director of Alliance & Leicester Plc from October 12, 2008 to December 1, 2010. He served as a Non-Executive Director at Abbey National plc from December 1, 2004 to August 2006. He served as an Executive Director of Santander UK plc from December 1, 2004 to December 1, 2010. He served as a Director of Santander Totta. In 2015, he was Chairman of the Wallace Collection by the Prime Minister. He serves as the Chairman of the Executive Committee of Banco Totta & A???ores and Credito Predial Portugu's. He was an Assistant Professor at the Universidade Catolica Portuguesa. In 2014, the Government of Portugal awarded Ant???nio with the Order of Merit Gr???-Cruz, which is the highest Order of Civil Merit. In June 2011, he was awarded an Honorary Doctorate from the University of Edinburgh and in July 2012 he was awarded an Honorary Doctorate from the University of Bath. Mr. De Sousa Horta-Osorio holds Degree in Management and Business Administration from the Universidade Cat???lica Portuguesa , MBA from INSEAD where he was awarded the Henry Ford II Prize. Mr. De Sousa Horta-Osorio holds Advanced Management Program from Harvard Business School.

Ms. Kate Cheetham has been General Counsel of Lloyds Banking Group plc since April 2015. Ms. Cheetham served as Deputy General Counsel of Lloyds Banking Group plc since 2013. She served as General Counsel for Group Legal at Lloyds Banking Group plc since May 2009. Ms. Cheetham served as Panel Memner of The Takeover Panel (U.K.).

Valerie Rodriguez serves as the AVP - Capital Markets and Operations - Payment Office of Lloyds Banking Group. Valerie started at Lloyds Banking Group in January of 2018. Valerie currently resides in the Greater New York City Area.

Steve Dolmatch serves as the Chief Legal Officer, North America of Lloyds Banking Group. Steve started at Lloyds Banking Group in January of 2016. Steve currently resides in the Greater New York City Area.

Matthew Trager serves as the Head of Finance Data and Architecture of Lloyds Banking Group. Matthew started at Lloyds Banking Group in October of 2012. Matthew currently resides in the Charlotte, North Carolina Area.