Bread Culture | Comparably
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Bread Company Culture

Bread Culture

This score is derived from employee ratings & reviews

Top Rated Culture Dimensions

N/A

Bread CEO

Ralph Andretta Bread's CEO
Ralph Andretta

Bread Mission, Vision & Values

Mission Statement

We challenge the status quo to enable satisfaction and happiness through simple, smart financial solutions created for all.

Bread Culture At a Glance

Bread has 7500 employees. 1 employee at Bread has reviewed Bread across various culture dimensions, providing their opinions on items ranging from executive ratings to the pace at work. The latest review was months ago.

Company Information

Address
3095 Loyalty Cir
Columbus, OH 43219
United States of America
Website
www.breadfinancial.com/
Founded
1986
Social sites

Company Description

Bread Financial is a leading provider of simple, personalized payment, lending and saving solutions. We're looking for talented associates who share common values and are passionate about helping us create opportunities for our customers - opportunities that offer ease, empowerment and financial flexibility. Discover why Bread Financial is consistently recognized as one of the best places to work.

Key Executives

Name & Title
Bio
Ralph Andretta  CEO / President
Ralph Andretta
CEO / President
Ralph Andretta joined Bread Financial in February 2020 and is responsible for the Company’s growth, development and financial performance. With more than 25 years of experience at leading U.S. financial services companies, Ralph has a strong record of growing credit card, loyalty and affinity products and relationships, driving operational efficiencies, and superior financial performance on a consistent basis. Prior to joining Bread Financial, Ralph was Managing Director and Head of U.S. Cards for Citi, where he managed significant client partnerships and launched a number of new products over his tenure. He also held positions in charge of loyalty, co-brand, and product development while at Citi. His experience also includes having served as Global Affinity Products and International Card Executive with Bank of America, after spending 18 years with American Express in a number of operational and financial positions, both domestically and internationally. Ralph is an executive committee member of the American Banker Association’s Card Policy Council. In the community, Ralph sits on the board of trustees at Nationwide Children’s Hospital, while also supporting other causes related to children and hunger, such as The Boys & Girls Club of America. Ralph earned a Bachelor’s degree in Accounting and Finance from Siena College. Outside of the office, Ralph enjoys golf and tennis, and spending time with his wife and their two daughters.
Ada Vaughan  Executive Director, Europe
Ada Vaughan
Executive Director, Europe
Ada Vaughan serves as the Executive Director, Europe of Bread. Ada started at Bread in January of 2018. Ada is currently based in the Greater Chicago Area.
Bob Lehto  VP of HR
Bob Lehto
VP of HR
Bob Lehto serves as the VP of HR of Bread. Bob started at Bread in April of 2018. Bob is currently based in the San Francisco Bay Area.
Kirill Gertman  VP Product
Kirill Gertman
VP Product
Kirill Gertman serves as the VP Product of Bread.
Adam Zadikoff  VP, Engineering
Adam Zadikoff
VP, Engineering
Adam Zadikoff serves as the VP, Engineering of Bread. Adam started at Bread in November of 2017. Adam is currently based in the Greater Chicago Area.
Samuel Sutch  CTO
Samuel Sutch
CTO
Samuel Sutch serves as the CTO of Bread. Samuel started at Bread in September of 2015. Samuel is currently based in the Bend, Oregon Area.
Aaron Lasher  Chief Strategy Officer
Aaron Lasher
Chief Strategy Officer
Aaron Lasher serves as the Chief Strategy Officer of Bread. Aaron started at Bread in July of 2018. Aaron is currently based in the Miami/Fort Lauderdale Area.
Spencer Chen  Vice President of Global Marketing
Spencer Chen
Vice President of Global Marketing
Spencer Chen serves as the Vice President of Global Marketing of Bread. Spencer started at Bread in March of 2018. Spencer is currently based in the San Francisco Bay Area.
James MacWhyte  Chief Product Officer
James MacWhyte
Chief Product Officer
James MacWhyte serves as the Chief Product Officer of Bread. James started at Bread in September of 2015. James is currently based in the San Francisco Bay Area.

Bread Employee Reviews

Positive Reviews
100%
100%
0%
Constructive Feedback
0%

Positive Reviews from Employees

What is the best part about your compensation package?

Clear salary based on my agreed-upon offer. Bonus was clearly communicated and paid out to my expectations.

What are some of the best things about your team?

Collaborative, easy to communicate with, mutual goals, eagerness to help one another and contribute to the bigger goals.

What makes you most happy at work?

I'm excited about the work I do because I know the impact it has on my team and our company's reputation.

Let Bread Know You Want To Work There

Tell Bread you're interested in working at the company, while keeping your personal identity anonymous. Comparably will give Bread the opportunity to hire you. When there's a job opening that's a fit we'll make the match happen.

Leadership Score

Trending upThis category score has been trending up % since last month
100
out of 100
Executive rating?
100
out of 100
CEO rating?
100
out of 100
Manager rating?

Environment Score

Trending upThis category score has been trending up % since last month
AnswerPercent
7 or less0%
8100%
100%
120%
More than 120%
Work hours per day?
AnswerPercent
Extremely fast0%
Comfortably fast100%
Moderate0%
A bit slow0%
Bureaucratic0%
Pace at work?
AnswerPercent
Positive100%
Negative0%
Positive work environment?

Outlook Score

Trending upThis category score has been trending up % since last month
100
out of 100
Future outlook?
AnswerPercent
Fantastic0%
Good100%
Neutral0%
Bad0%
Terrible0%
Customer perception?
AnswerPercent
Yes100%
No0%
Excited going to work?

Gender Score How positively women rate their overall experience at Bread

N/A

Diversity Score How positively minorities rate their overall experience at Bread

N/A

eNPS

Net Promoter Score tracks your employees' overall score to this question: "On a scale from 0-10, how likely are you to recommend working at your company to a friend?"
100
eNPS Score
100%Promoters
0%Passives
0%Detractors

Perks & Benefits

Health & Wellness
Dental Insurance
Vision Insurance
Health Insurance
Life Insurance
Gym Membership / Reimbursement
Paid Time Off
PTO / Vacation Policy
Paid Holidays
Maternity / Paternity Leave
Financial Benefits
401K / Retirement Plan
Performance Bonus
Tuition Reimbursement
Employee Stock Purchase Plan
Office Perks
Work From Home Policy
Unique Office Space

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