Kingstone Companies Culture Company

Mr. Barry B. Goldstein has been the Chairman, President and Chief Executive Officer of Kingstone Companies, Inc. (AKA: DCAP Group Inc.) since March 2001. Mr. Goldstein serves as the Chairman and Chief Executive Officer of Kingstone Insurance Company. Mr. Goldstein serves as the President at Payments Inc. He served as the Treasurer of Kingstone Companies, Inc., since May 2001 until August 2013 and as its Principal Accounting Officer until August 2007. He served as the Chief Financial Officer of Kingstone Companies, Inc., from March 2001 to November 14, 2007 and again until August 1, 2009. He served as Principal Accounting Officer of DCAP Group Inc. He served as the resident of AIA Acquisition Corp., which operates insurance agencies in Pennsylvania since April 1997. He served as President of Stone Equities, a consulting firm since 1982. Mr. Goldstein received his BA and MBA from State University of New York at Buffalo and a Certified Public Accountant since 1979.

Mr. Benjamin A. Walden, also known as Ben, FCAS, MAAA, has been Chief Actuary of Kingstone Insurance Company at Kingstone Companies, Inc. since December 16, 2013 and serves as Executive Vice President of Kingstone Insurance Company and served as its Senior Vice President since February 2015. Mr. Walden served as Vice President of Kingstone Insurance Company from December 2013 to February 2015. He served as Vice President and Chief Actuary of Autoone Insurance Company from October 2001 to April 2009. He joined AutoOne in October of 2001 as it was being created. From February 2010 to November 2013, he served as Chief Actuary for Interboro Insurance Company, a personal lines carrier. From July 2008 to February 2010, he was President of Assigned Risk Consulting, Inc. He has over 14 years of property-casualty insurance experience, specializing in personal lines and specifically in the New York assigned risk auto market. Prior to joining AutoOne, Mr. Walden was a Consulting Actuary with Milliman USA in New York, where he was the designated personal auto expert for the New York office from January 1998 to October 2001. Prior to Milliman, he spent nearly three years as the supervising actuary for the Robert Plan Corporation, a leading servicing carrier for assigned risk business throughout the country. He began his career at the CIGNA Companies in Philadelphia where he held positions in the homeowners, commercial lines and domestic special risk reserving units. He has been Director of Kingstone Insurance Company since February 2015. He has been a Fellow of the Casualty Actuarial Society since 1999 and a Member of the American Academy of Actuaries. Mr. Walden graduated from Villanova University with a Bachelor of Science in Mathematics in 1989.

Mr. Victor J. Brodsky has been the Chief Financial Officer of Kingstone Companies, Inc., since November 14, 2007 and its Treasurer since August 2013. Mr. Brodsky serves as the Chief Financial Officer of Kingstone Insurance Company. He served as the Chief Accounting Officer of Kingstone Companies, Inc. (also known as DCAP Group Inc.) from August 2007 to July 2009 and served as its Principal Financial Officer. He served as the Corporate Secretary and Principal Financial Officer of Vertical Branding, Inc., (formerly MFC Development Corp) since April 2009. He served as Principal Financial Officer of DCAP Group Inc. He served as Vice President and Chief Financial Officer of Vertical Branding, Inc. from March 20, 1998 to May 16, 2008 and its Secretary from November 29, 2005 to May 16, 2008. He joined Vertical Branding in March 1998. He served as the Chief Financial Officer of DCAP Group Inc., since November 14, 2007. Mr. Brodsky served as Principal Accounting Officer of Vertical Branding, Inc., until May 16, 2008 and President of its subsidiary, Medical Financial Corp. He served as a Secretary of Kingstone Companies, Inc. since December 2008. He was primarily responsible for successfully resolving all SEC comments on the two spin-offs that MFC has been a party to, prior to the stock acquisition of all WWE common stock. He has experience in executive and financial management of public companies. His experience includes mergers and acquisitions, spin-offs, financings, registration statements, SEC reporting as well as executive management. He served as an Accounting Manager for 16 years at the CPA firm of Michael & Adest, in New York. He has been a Director of Commercial Mutual Insurance Company, a New York property and casualty insurer, since February 2008. He served as a Director of Mfc Development Corp. from May 2002 to November 29, 2005 and Vertical Branding from May 2002 to November 2005. Mr. Brodsky earned a Bachelor of Business Administration from Hofstra University in 1981, with a major in accounting and is a licensed CPA in New York.

Floyd R. Tupper is a Certified Public Accountant in New York City. For over 30 years, Mr. Tupper has counseled high-net worth individuals by creating tax planning strategies to achieve their goals as well as those of their families. He has also helped small businesses by developing business strategies to meet their current and future needs. He began his career in public accounting with Ernst & Young LLP prior to becoming self-employed. Mr. Tupper holds an M.B.A. in Taxation from the New York University Stern School of Business and a B.S. from New York University. Mr. Tupper has served as a Director of Kingstone Insurance Company (formerly Commercial Mutual Insurance Company) since 2006. From 1990 until 2010, Mr. Tupper served as a Trustee of The Acorn School in New York City and served as its Treasurer from 1990 to 2010. Mr. Tupper is a member of the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants. He has served as one of Directors of Kingstone Companies, Inc. since June 2014 and as Secretary since June 2015.