Ms. Nancy Tengler serves as the Chief Investment Officer for Private Client Services at Heartland Financial USA, Inc. Ms. Tengler is responsible for the delivery of investment offerings for Wealth Advisory Services and HTLF Investment Services, and Wealth Advisory Services' third party investment management due diligence, investment analytics and portfolio management teams. She served as a Senior Vice President and Market Manager at Wealth Advisory Services at Arizona Bank & Trust, Inc. from December 31, 2014 to May 2016. Ms. Tengler is the Founder at Financial IQ Training Services and is an adjunct professor at Arizona Christian University where she teaches writing and investing. She served as President, Chief Executive Officer, and Chief Investment Officer at Fremont Investment Advisors. Prior to joining Fremont, Ms. Tengler served as President, Chief Executive Officer, and Chief Investment Officer at Global Alliance Value Investors. She also worked for UBS Asset Management as Head of the Value Equities Group and with Spare, Tengler, Kaplan and Bischel, Ltd. as President and Portfolio Manager. Ms. Tengler is a Board Member of BioAccel. She has been Director of Arizona Bank & Trust, Inc. since May 2014. Ms. Tengler has been an adjunct professor at St. Mary's College in Moraga, CA and is a member of the MFA Advisory Board of the college. She received a Master's degree from St. Mary's College and Bachelor's degree from Point Loma College.