Mr. Clay Smith serves as the President of Pennyrile Ford, Lincoln, Mercury and Purchase Ford, Lincoln, Mercury. Mr. Smith has been the Owner and Operator of Pennyrile Ford Lincoln Mercury in Hopkinsville, Kentucky since 2002 and Purchase Ford of Mayfield, Kentucky since 2000. Prior to that, he served as Chief Financial Officer of Jenkins and Wynne Honda, Ford and Lincoln for thirteen years. He has been a Director of HopFed BanCorp. Inc. since May 18, 2011. He serves as an Director for Heritage Bank USA, Inc.(Hopkinsville, KY). He was Chairman on several committees of the First Baptist Church of Hopkinsville, of which he is a Member. Mr. Smith is a Member of the Hopkinsville Rotary Club.