Mr. David T. Kettig serves as the Chief Executive Officer and President of IHC Specialty Benefits, Inc. Mr. Kettig has been the President of Independence Holding Company since September 25, 2017, Chief Operating Officer since April 8, 2009 and as its Acting General Counsel since February 2015. Mr. Kettig has been the Senior Vice President and Chief Administrative Officer of Standard Security, a subsidiary of Independence Holding Company. since October 1998. He served as the President of American Independence Corp. from August 2, 2013 to August 31, 2016 and as its Acting General Counsel from February 2, 2015 to August 31, 2016. He served as the President of Independence American Insurance Company and Standard Security Life Insurance Company. He served as Senior Vice President and Chief Legal Officer of Independence Holding Co. since March 2005 until February 2015 and also served as its Chief Administrative Officer since April 2004. He served as Chief Operating Officer of Independence American Insurance Company since February 2006 until June 2007 and also as its President since December 2006. He served as Executive Vice President of Independence Holding Company since February 2015 until September 2017. Mr. Kettig served as Senior Vice President of American Independence Corp. since November 2002 until March 2012 and also served as its Co-Chief Operating Officer since June 2007 until April 08, 2009. He served as Vice President of Independence American Insurance Company since February 2006. He served as Chief Operating Officer of American Independence Corp. from November 2002 to March 2012. Mr. Kettig served as the Vice President of Legal at American Independence Corp. and served as its Secretary since November 2002. He served as Co-Chief Operating Officer at Independence Holding Company. from February 2006 to April 8, 2009. He served as Vice President of Legal at Independence Holding Company for more than five years and also served as its Secretary. He has been a Director of Independence American Insurance Company since February 2006 and American Independence Corp. since April 1, 2011. He has been a Director of Independence Holding Company since April 1, 2011. He is a frequent contributor to trade publications (such as Broker World, HIU and Benefits Selling) on topics including medical stop-loss and fully insured health products. Mr. Kettig is a regular speaker at industry events on trends in the health insurance industry and the future of health care policy in the United States. Prior to joining IHC, Mr. Kettig practiced law with a large firm based in New York City. He holds a law degree from Cornell Law School and is a graduate of Hamilton College.