International Bancshares Corporation Культура компании

Mr. R. David Guerra serves as Vice-President and Commercial Loan Officer of Zapata National Bank. Mr. Guerra serves as Chief Executive Officer of McAllen-Texas at International Bank of Commerce and President of McAllen-Texas since 1991. Mr. Guerra has been Vice President of International Bancshares Corporation since 1986. He is a co-owner at Elena R. and R. David Guerra Trust. Mr. Guerra is an established leader at the forefront of the banking industry and oversees numerous branches in McAllen, Mission, Hidalgo, Edinburg, Pharr, San Juan, Alamo and Weslaco, Texas at IBC. In 1981, he joined IBC as a senior vice president, assisting in the supervision of the commercial, consumer and real estate lending departments. His work experience includes tenure as a distinguished National Bank Examiner for the U. S. Treasury Department's Comptroller of the Currency. He serves as the chairman of the South Texas Higher Education Authority, chairman of the UT Pan American Foundation Board, vice chairman of the McAllen Medical Hospital, director of the local chapter of Teach for America. He serves as a director of the McAllen Hidalgo International Toll Bridge. He has been a Director of International Bank of Commerce since 1991. He served as a Director of International Bancshares Corporation since 1993 until May 15, 2017. He also works closely with VAMOS (Valley Alliance of Mentors for Opportunities and Scholarships) and is a strong advocate of the Children's Defense Fund. He served as a Director of Laredo Chamber of Commerce, the Boys Scouts of America-Gulf Coast Council, the McAllen Economic Development Corporation, the Museum of South Texas History and the Laredo Development Foundation. He is an advocate for the South Texas Symphony Association and Boy Scouts of America. In 2005, the McAllen Chamber of Commerce recognized him as McAllen's Man of the Year. In 2004, The State of Israel honored him with The State of Israel Declaration of Independence Award in recognition of his exemplary leadership and community service. In 2000, he was recognized by the Rio Grande Council of the Boys Scouts of America as the Distinguished Citizen of the Year. In 1998, he was awarded the Distinguished Citizen Award by the University of Texas-Pan American and received the Cultural Leader of Year Award from the South Texas Symphony Association. He also completed advanced studies by attending the Stonier Graduate School of Banking at Rutgers University in New Jersey. He is an honors graduate from Texas A & M University-Kingsville, Texas (formerly, Texas A & I University). He completed advanced studies by attending the Stonier Graduate School of Banking at Rutgers University in New Jersey.

Ms. Imelda Navarro serves as Principal Financial Officer, Principal Accounting Officer at International Bancshares Corporation and has been its Treasurer since 1982. Ms. Navarro serves as Chief Financial Officer and Chief Operating Officer of International Bank of Commerce. She has been President of International Bank of Commerce since September 2015 and served as its Senior Executive Vice President since 2002. In these roles, she serves as second-in-command to the President/Chief Executive Officer. Her duties include management of the operations and accounting functions for International Bancshares Corporation. She serves as the Chief Financial Officer and Chief Operating Officer of International Bank of Commerce. Along with her multiple duties as senior Executive Vice President, she takes mentoring to heart and actively participates in IBC Boot Camp and other employee oriented program. She was only 16 when she began working at IBC as a file clerk in conjunction with a vocational program offered through Laredo's J.W. Nixon High School. She serves as Chairperson of the Laredo Center for the Arts and also serves as its Director. She serves as a Director of Casa de Misericordia. She served as the President of TAMIU Alumni, President of Borderfest and President of Laredo Business, Professional Women's Association, Financial Women International and Domestic Violence Coalition. She served as a Director at International Bancshares Corporation and International Bank of Commerce since 2002 until May 15, 2017. She served as a Director of the Laredo Chamber of Commerce. She serves on the board of the Laredo Commission for Women and on the Advisory Board for Mercy Regional Medical Center. Ms. Navarro holds Bachelor of Business Administration, majoring in Accounting at Laredo State University.

Mr. Judy Wawroski has been as Treasurer and Chief Accounting Officer at International Bancshares Corporation since December 21, 2017 and also serves as Executive Vice President of International Bank of Commerce, Laredo, IBC's lead bank subsidiary. He served as Senior Vice President of International Bancshares Corp. and previously served as its First Vice President. He has been engaged in IBC's accounting group since she began with IBC, working her way into a management role, including being promoted to Senior Vice President of International Bank of Commerce, Laredo in October 8, 2015. Ms. Wawroski's primary responsibilities include the preparation of regulatory reports and taxes filed with various governmental agencies for IBC and its bank subsidiaries. She also manages the team responsible for management reporting and various operational areas in the financial accounting department for IBC and its subsidiaries. Ms. Wawroski is a member of the corporate Disclosure Committee and is also the primary coordinator of IBC's interim and annual audits. Ms. Wawroski is also a board member of the Laredo Little Theater and Casa de Misericordia. Ms. Wawroski graduated from the University of Texas, Austin with a BBA in Accounting, and also received her MPA from Texas A&M International University.

Mr. Ricardo Ramirez has been the President at International Bank Of Commerce (Zapata, Texas) at International Bank of Commerce, Inc. since December 6, 2010. Mr. Ramirez began his career with IBC in September 2002 as a lender and quickly distinguished himself by growing his loan portfolio to in excess of $50 million. He was promoted to Corporate Sales Manager for IBC Zapata, Texas in 2004 and was subsequently promoted to Executive Vice President in 2009. He is involved in numerous community organizations dedicated to education, assistance in the protection of civil rights and opportunities for economic development. He has been a Board Member at International Bank Of Commerce (Zapata, Texas) December 2010. He is board member of the Zapata County Boys and Girls Club. Mr. Ramirez is passionate about community involvement and is actively involved as President of the Zapata County Boys and Girls Club, Secretary of the Zapata County Appraisal District, Board Member of the Zapata Independent School District, Vice President and Board Member of Los Ebanos Golf Course and on the Zapata County Fair Livestock Committee. He also previously served on the Zapata County Appraisal District Review Board from 1997 to 1999 and as Vice President of the Zapata County Little League from 1997 to 1999. He is board member of the Zapata County Boys and Girls Club served as president for 10 years, secretary of the Zapata County Appraisal District, President of the Zapata Independent School District, vice president and board member of Los Ebanos Golf Course and on the Zapata County Fair Livestock Committee. He served on the Zapata County Appraisal District Review Board from 1997 to 1999 and as vice president of the Zapata County Little League from 1997 to 1999. Mr. Ramirez received a BS in Agricultural Economics in 1991 from Texas A&M University, College Station, Texas in 1991 and is a 2009 graduate of The Graduate School of Banking at Louisiana State University.

Mr. Renato Ramirez serves as the Chief Executive Officer of International Bank of Commerce - Zapata at International Bank of Commerce. Mr. Ramirez served as the President at International Bank of Commerce (Zapata, Texas). Mr. Ramirez serves as the Chairman of International Bank of Commerce - Zapata at International Bancshares Corporation and serves as its Chief Executive Officer of International Bank of Commerce - Zapata. He has been a Partner and Supporter of Commercial Growth in his service to IBC customers since arriving in Zapata in 1983. His leadership in a variety of civic organizations and projects has also established as an important participant in the progress of the Zapata and Starr communities in general. Prior to joining IBC-Zapata at its founding more than 20 years ago, Mr. Ramirez applied his expertise in International Finance in Laredo where he managed foreign loans to Mexico under the Export/Import Bank program. He served as a Director at Alamo Public Telecommunications Council, Inc. His thorough knowledge of all areas of banking is enhanced by over 10 years of teaching finance at Laredo State University and Louisiana State University where he also served as associate dean of LSU's Escuela Bancaria Superior de Centro-America. During those years, he was also a consultant to the Tennessee Valley Authority on the impact of banking practices on regional economic development. His personal impact on regional development beyond his banking leadership includes a very generous philanthropic heart. He has constructed a golf course for the community, made significant donations to an orphanage in Ciudad Mier, Mexico and to Sacred Heart Orphanage in Laredo. He serves as Chairman of the Board of International Bank of Commerce - Zapata at International Bank of Commerce. He also established scholarship programs at Laredo Community College and at Texas A & M International University, contributed to the Tejano Capitol Monument, contributed to the National Hispanic Institute and made significant donations to the Zapata Boys and Girls Club. He has been honored by the Mexican American Legislative Caucus, Webb County Heritage Foundation, Rotary Club, LULAC, the International Sports Hall of Fame, Junior Achievement Hall of Fame and selected as Mr. South Texas 2014 by the WBCA in Laredo. Mr. Ramirez earned his B.S. degree from Texas A&M University and his M.B.A. from the University of Texas. In addition, he completed all graduate studies toward his Ph.D. in Finance and Economics at the University of Tennessee.

Mr. Hector J. Cerna serves as the Chief Executive Officer of Eagle Pass -Texas and President of Eagle Pass- Texas of International Bank of Commerce (IBC Bank). Mr. Cerna serves as the Chief Executive Officer of International Bank of Commerce - Eagle Pass, Texas and President of International Bank of Commerce - Eagle Pass, Texas at International Bancshares Corporation. He has been an executive in the South Texas banking industry for more than 25 years and has directed business development and real estate lending services at several institutions. His professional experience, however, extends beyond banking. He has also helped organize real estate developments, provided underwriting and shared expertise concerning business venture management. Mr. Cerna serves as the Chairman of the Eagle Pass Hotel-Motel Room Tax Committee, a director of the Maverick County Development Corporation board and as a charter member of the Leadership Eagle Pass Steering Committee. He served on the school council of Our Lady of the Refuge School and currently works with the Finance Council for the Laredo Catholic Diocese. Additionally , he served as the President of the Eagle Pass Rotary Club, former councilman of Our Lady of Refuge School and is a previous trustee of the Piedras Negras, Mexico chapter of Adopte Una Obra De Arte. Mr. Cerna earned a Bachelor of Business Administration degree from the University of Texas at Austin.

Mr. Derek Schmidt has been the Chief Executive Officer and President of International Bank of Commerce - Port Lavaca, Texas (IBC Bank-Port Lavaca) since December 11, 2012 and served as its Executive Vice President. Mr. Schmidt oversees all lending activity at the branches in Port Lavaca, Victoria and Bay City and is responsible for the growth and management of the commercial loan and deposit portfolios, including business development, loan negotiations, independent credit analysis and loan package preparation. He is making a positive difference in the Coastal Bend and Matagorda area through his leadership. He is a seasoned banking professional with more than 28 years of financial experience and particular expertise in commercial lending. He has a passion for community banking and takes pride in providing superior customer service. He is deeply committed to IBC Bank's 'We Do More' philosophy. He serves on the Corporate Board of the YMCA of the Golden Crescent in Victoria. He serves as a Board Member and President Elect of the Port Lavaca Rotary Club and President of Formosa Plastics-Calhoun County ISD Scholarship Foundation. He joined IBC Bank in 2012 as an Executive Vice President and was promoted to head the market later that year. Mr. Schmidt graduated from Tuloso-Midway High School in 1980 and graduated from Tarleton State University. He is a 2004 Graduate of The Southwestern Graduate School of Banking at SMU, class XLV.

Ms. Dalia F. Martinez serves as an Executive Vice President of Operations - International Bank of Commerce at International Bancshares Corporation. Ms. Martinez served as Chief Executive Compliance Officer and Corporate Bank Secrecy Act Officer at International Bank of Commerce. She manages and controls all aspects of bank operations by ensuring the effective, efficient and economical utilization of resources as well as planning for the future of International Bancshares Corporation. A long-standing member of iBC Bank's senior management team, Ms. Martinez provides customers with 35 years of banking expertise in both personal and commercial finance with 35 years experience in the industry. With more than 20 years dedicated to border banking, she understands the business needs and expectations of the region and dedicates both her professional and personal time to assist those needs and those of the underserved communities. Ms. Martinez coordinates operational activities including personnel and product development as well as pricing analysis among over 170 banks and branches throughout Texas and Oklahoma. She is also responsible for bank operations for IBC-Laredo, as well as management of customer portfolios representing national corporate accounts. She began her career at IBC Bank as Assistant Vice President of Training in 1990, in which she served as its first official trainer Also, as IBC Bank 's Chief Compliance Executive, she tests, reviews and evaluates its conduct, transactions, or potential transactions, for the purpose of monitoring and improving compliance with regulatory requirements, financial reporting to a government agency, the policies of IBC Bank 's and its affiliates and safe and fair lending practices. As the Corporate Bank Secrecy Officer, she provides a system of internal controls to make sure the banks meet the requirements of the Bank Secrecy Act and its amendments. Prior to joining IBC in 1990, Ms. Martinez served as Vice President of an area bank where her responsibilities ranged from operations and product development to management of new accounts and merchant programs. She serves on various internal bank boards including leadership roles with the mortgage board of directors, Service Center board of directors and both the Laredo executive committee and IT executive committee. She is developing a team to support the American Heart Association's 'Go Red for Women' campaign. She served as the president of United Way Laredo, President of the Salvation Army Laredo and president of the Webb County Children's Advocacy Center. Her many civic and community activities include service as President and Board Member of various community organizations such as United Way of Laredo, Salvation Army and Children's Advocacy Center of Laredo& Webb County. Also, she serves on the Board of the Make a Wish foundation of Central and South Texas. She is developing a team to support the American Heart Association's 'Go Red for Women' campaign. Her commitment to community service in Laredo and across South Texas is nothing new. She was elected to the Laredo Women's Hall of Fame to honor more than 20 years of service to the Laredo community.

Ms. Julie Tarvin serves as the Chief Executive Officer of San Antonio Service Center - International Bank of Commerce at International Bancshares Corporation (IBC). Ms. Tarvin has more than 20 years of experience. She oversees IBC Bank's information technology, including its hardware infrastructure, software and customer interface. She began her banking career at IBC Bank as an Operations Analyst, where she participated in the bank's development of a high-performance budgeting process. Her career progressed to financial reporting where, as Senior Vice President, she was instrumental in developing the bank's enterprise risk management and credit administration groups. She has served on a number of boards and charitable causes, including Laredo's Communities in Schools as President and Treasurer, the Junior Achievement Board, the board of Financial Women International, president of Leadership Laredo, where she helped build the organization's youth leadership program and a women's affinity group for women in finance associated with the San Antonio chapter of the Risk Management Association. Ms. Tarvin graduated from the University of Akron in Ohio with a Degree in Finance.

Mr. Bill Schonacher has been the Chief Executive Officer of IBC Bank-Oklahoma at International Bancshares Corporation since June 2014 and serves as its President of IBC Bank-Oklahoma. Mr. Schonacher directs all aspects of the bank's network, which includes 51 Oklahoma locations that include 31 cities in 21 counties across the state of Oklahoma and north Texas. Mr. Schonacher has 23 years of banking experience, almost half of it with IBC Bank, he is a seasoned banking veteran who has a deep understanding of commercial lending, business services and retail banking to the Oklahoma market. He served as President of the Tulsa region at IBC. His expertise and vision enhance IBC Bank's role in the state's growth in oil and gas exploration, construction, manufacturing and business services. He has been a Director at International Bank of Commerce since August 2006. Community involvement is a key component of IBC's 'We Do More' philosophy which Schonacher supports through his volunteer efforts as the president of the Tulsa Ballet, two-time president of the Jenks Public Schools Education Foundation, three-time vice chair of the Tulsa Metro Chamber Resource Campaign and an advisory director of the Tulsa Metro Chamber of Commerce. He serves on the executive committee of the State Chamber of Oklahoma and serves as a board member at the Greater Oklahoma City Chamber of Commerce and Allied Arts organization. He is also a member of the Rotary Club of Oklahoma City and is a committee member of the Oklahoma Education Workforce Initiative (OEWI) and Forward OKC V Steering Committee. He earned his liberal arts degree from the University of Kansas.