Mr. John Kaufman has been Chief Financial Officer and Vice President at MSB Financial Corp. since September 25, 2015. Mr. Kaufman has been Chief Financial Officer of Millington Savings Bank since September 25, 2015. Prior to being hired by the Bank, Mr. Kaufman served as Controller of American Heritage Federal Credit Union from July 2013 to September 2015. From June 2012 to July 2013, he served as Treasurer of GCF Bank in Sewell, New Jersey up through the acquisition of GCF by another financial institution. Mr. Kaufman previously served as Accounting Manager at that institution from August 2005 to February 2010. Mr. Kaufman also served as Senior Accounting Officer for Wilmington Savings Fund Society in Wilmington, Delaware from February 2010 to March 2012. Since January 1, 2014, there have not been any transactions between the Registrant and Mr. Kaufman of the type required to be disclosed pursuant to Item 404(a) of Regulation S-K. He also has worked for GCF Bank in Sewell, N.J., and Wilmington Savings Fund Society in Delaware.