Mr. William C. Owens, also known as Bill, has been the Chairman and President of Owens Financial Group, Inc., since April 1996 and serves as its Chief Executive Officer and Principal. Mr. Owens also serves as the President of Owens Securities Corporation. He served as the President of Owens Realty Mortgage, Inc. from August 2012 to January 4, 2016 and served as the Chief Executive Officer from January 2013 to January 4, 2016. He is responsible for the overall activities and operations including corporate investment, operating policy and planning. In addition, he is responsible for loan production, including the underwriting and review of potential loan investments. He has also been a managing member of numerous real estate ventures. From 1989 to April 1996, Mr. Owens served as a Senior Vice President of Owens Financial Group, Inc. Prior to joining Owens Mortgage Company in 1979, Mr. Owens was involved in mortgage banking, property management and real estate development. He has been active in real estate construction, development and mortgage financing since 1973. He has been the Chairman of the Board of Owens Realty Mortgage, Inc. since August 2012. Mr. Owens is a licensed real estate broker. He graduated from Westmont College in 1973.