Mr. Timothy H. Kirtley, also known as Tim, has been Chief Credit Officer and Executive Vice President at Peoples Financial Services Corp. since October 14, 2016. Mr. Kirtley served as Chief Credit Officer and Executive Vice President at Peoples Bank, National Association and Peoples BanCorp Inc. since August 29, 2011 until June 17, 2016. Mr. Kirtley oversees all credit policies for Peoples Bancorp, maintain sound credit operations and direct Peoples bank's credit approval process, lending philosophy and loan portfolio management. He served as an Executive Vice President and Chief Operating Officer of The Delaware County Bank and Trust Company from March 2009 to August 26, 2011. He served as Executive Vice President and Chief Credit Officer at Peoples Bancorporation, Inc. since August 2011. He served as Chief Credit Officer & Executive Vice President of DCB Financial Corp. Mr. Kirtley served as an Interim Chief Operating Officer of DCB Financial Corp., since June 2011. He served as the Chief Credit Officer of The Delaware County Bank and Trust Company since 2009. He served as Senior Vice President of Credit Administration of DCB Financial Corp. and its subsidiary The Delaware County Bank and Trust Company since 2009. From February 2007 to March 2009, he served as Vice President, CRE Portfolio Manager for Fifth Third Bank in Columbus, Ohio. From 2002 to February 2007, he served as Vice President, Regional Credit Officer for U.S. Bank in Columbus, Ohio. Prior to DCB in 2009, Mr. Kirtley worked at Fifth Third Bank and U.S. Bank. Mr. Kirtley received an MBA from the Ohio State University in 1997 and holds Bachelor of Science in Business Administration, Finance from Miami University, in Oxford, Ohio.