Morgan Stanley Culture Company

Mr. Blake O'Dowd has been Head of Restructuring - North America and Managing Director for Morgan Stanley since December 2007. Prior to joining Morgan Stanley in December of 2007, Mr. O'Dowd served as a Managing Director in the Restructuring Group at Lazard Freres. In his eight years at Lazard, He worked on a broad range of complex Restructuring, M&A and corporate finance transactions. Prior to that, he served as a Vice President in Alex Brown's Restructuring Group. Mr. O'Dowd received a B.A. in Economics from Duke University in 1987 and an M.B.A. from the Stern School of Business at NYU in 1994.

Mr. Daniel A. Simkowitz, also known as Dan, has been the Head of Investment Management at Morgan Stanley since October 1, 2015. Mr. Simkowitz served as Co-Head of Global Capital Markets at Morgan Stanley since March 2013 until September 2015. Mr. Simkowitz served as Managing Director of Global Capital Markets and Head of Equity Products at Morgan Stanley. Mr. Simkowitz is the Chairman of Single Stop USA, Inc. since July 2012.

Mr. James A. Rosenthal, also known as Jim, J.D., has been Senior Advisor of Morgan Stanley since December 31, 2016. Mr. Rosenthal is a Co-Founder and Chief Executive Officer of BlueteamGlobal. He served as the Chairman and Chief Executive Officer of Morgan Stanley Bank, N.A. He served as the Chief Operating Officer at Morgan Stanley from January 1, 2011 to December 31, 2016 and served as its Executive Vice President from January 1, 2011 to December 31, 2016, Head of Corporate Strategy from January 2010 to May 2011, Head of Firmwide Technology and Operations from March 2008 to January 2010, Chief Technology Officer from 2008 to March 2008 and Head of Technology. In his role as COO, he was responsible for overseeing firm-wide technology and operations, Morgan Stanley's wealth management digital business, corporate strategy, re-engineering and expense management, technology company relations and cybersecurity. He joined Morgan Stanley in March 2008. He was with McKinsey & Company from 1986 to 1999 and served as its a Senior Partner specializing in financial institutions. He served as the Chief Operating Officer of Morgan Stanley Smith Barney LLC (also known as Morgan Stanley Wealth Management) from January 1, 2010 to January 2011. He served as the Head of Integration of Morgan Stanley Global Wealth Management Group. Prior to joining Morgan Stanley, he served as the Chief Financial Officer of Tishman Speyer from 2006 to 2008. He served as the Head of Corporate Strategy and Corporate Development at Lehman Brothers. He served at Lehman Brothers Holdings, Inc. He served as Managing Director of Pequot Capital Management Inc. He has more than two decades of experience across a wide spectrum of financial services. His experience as an innovator at the intersection of technology and financial services, combined with his comprehensive knowledge of financial institutions, add great value to OnDeck as build on leadership as the nation's largest online lender to small businesses. He is a visionary leader at the intersection of technology and financial services. He is great strategic management expertise in integrating businesses and leveraging new technologies and he is taking a lead role in helping the financial services industry address cyber threats. He joined Morgan Stanley in March 2008 from the global real estate company, Tishman Speyer. He is a Co-Chairman of Sheltered Harbor. He served as the Chairman of the Board of Morgan Stanley Private Bank, N.A. He served as the Chairman of the board of the Securities Industry and Financial Markets Association (SIFMA) and also serves as its Director. He has been a Director of Intarcia Therapeutics, Inc. since September 19, 2017. He has been a Director of IHS Markit Ltd., since July 12, 2016. He is a Member of the Board of The Lincoln Center for the Performing Arts, Inc. He has been a Member of Advisory Board at K2 Intelligence, LLC since April 3, 2017. He served as a Director of On Deck Capital, Inc. since April 03, 2017 until October 31, 2017. He served as a Director at of Markit Ltd. since September 2013 until July 2016. Mr. Rosenthal holds a B.A. from Yale University and a J.D. from Harvard Law School.

Mr. Matthew L. Ostrower, CFA serves as Chief Financial Officer, Executive Vice President and Treasurer at DDR Corp since March 3, 2017. Mr. Ostrower served as Chief Financial Officer since April 2015 until March 2017, Executive Vice President since March 3, 2015 until March 2017 and Treasurer since April 2015 until March 2017 of Equity One, Inc. Prior to joining the firm, he held several roles at Morgan Stanley, including Associate Director of European Research and Head of U.S. REIT Equity Research since 2010 and served as an Equity Analyst since July 2000. Mr. Ostrower served as a Managing Director at Morgan Stanley since 2010. He was a Member of Morgan Stanley's Equity Research department from July 2000 to April 2008, where he served as a Vice President, Executive Director and as a Managing Director, responsible for coverage of REITs, publishing research opinions and investment recommendations from 2000 to 2006. He served as Managing Director at Morgan Stanley from December 2005 to April 2008. Mr. Ostrower assumed leadership of the REIT research group in 2006 and initiated coverage of a wider range of companies. He was performing capital raising and investment strategy for the Gerrity Group, a Private Owner and Operator of shopping center real estate in the Western United States. Mr. Ostrower also served as Analyst and then Portfolio Manager at Pioneer Real Estate Shares mutual fund from 1996 to 2000. He served as an Independent Trustee of Ramco-Gershenson Properties Trust from June 2009 to February 6, 2015. Mr. Ostrower is a Chartered Financial Analyst. He has a Master's of Science in Real Estate and a Master's in City Planning from the Massachusetts Institute of Technology and a B.A. from Tufts University.

Mr. Thomas Columba Kelleher, also known as Colm, has been the President of Morgan Stanley since January 6, 2016. Mr. Kelleher served as the President of Institutional Securities at Morgan Stanley since January 2013 until January 6, 2016. He served as Chief Executive Officer of Morgan Stanley International for Morgan Stanley. Mr. Kelleher served as an Executive Vice President of at Morgan Stanley since May 2014. Mr. Kelleher served as an Executive Vice President at Morgan Stanley since October 11, 2007 until January 2016 and served as its Co-President of Institutional Securities since January 1, 2010 until December 2012. Mr. Kelleher served as the Chief Financial Officer and Co-Head of Strategic Planning at Morgan Stanley from October 2007 to December 2009 and also served as its Head of EMEA and Asia Pacific. He served as the Head of Global Capital Markets of Morgan Stanley from February 2006 to October 2007. Prior to that, Mr. Kelleher served as Co-Head of Fixed Income Europe of Morgan Stanley from May 2004 to February 2006 and Head of Fixed Income Sales Europe from December 2000 to May 2004 and the Board at Morgan Stanley International Limited from May 2004 to February 2006. He serves as the Chairman of Morgan Stanley International for Morgan Stanley. He served as a Director of Morgan Stanley & Co. International plc until February 5, 2016. He served as the Chairman and Director of Morgan Stanley & Co. International plc from May 6, 2011 to January 1, 2014. Before joining Morgan Stanley, he served four years at Arthur Anderson, where he qualified as a Chartered Accountant in 1983. Mr. Kelleher graduated from Oxford University.

Mr. Martin Yule has been Managing Director at Morgan Stanley and Morgan Stanley, Research Division since December 2008. Mr. Yule serves as the Head of Asia Product and Equity Analyst of Morgan Stanley, Research Division. He served as Head of Research, Australia of Morgan Stanley, Research Division since 2007 and an Associate since 1999.