National Bank Holdings Corporation Company Culture

Ms. Kathryn M. Hinderhofer, also known as Kathy, has been Chief of Integration, Technology & Operations at National Bank Holdings Corporation since July 12, 2017. Ms. Hinderhofer served as the Chief of Integration, Technology and Operations at National Bank Holdings Corporation from April 2010 to December 31, 2013. Ms. Hinderhofer served as the Chief of Integration, Technology and Operations at NBH Bank, National Association (formerly Bank Midwest, National Association). She served as the Chief of Integration, Technology & Operations at Community Banks of Colorado. She has spent over 35 years in the financial services industry, joining National Bank Holdings Corp as an Executive Vice President and Director of Integration, Technology & Operations in 2009 and also served as its Chief of Integration, Technology and Operations from April 2010 to December 31, 2013 and Executive Vice President of Operations and Technology until 2014. She served as an Executive Vice President of CFG, where she was responsible for business integration activities for acquisitions and divestitures. Until 2009, she served as an Executive Vice President at Citizens Financial Group, where she was responsible for business integration activities for acquisitions and divestitures. She was a key participant in 26 transactions at Citizens during her 17 year tenure. She held various senior roles in Citizens??? manufacturing division for technology and operations. She has impressive experience in business integration and acquisitions having been a key participant in 26 transactions at CFG during her 17-year tenure. She held senior roles at RBS in Citizens Manufacturing division for technology and operations. She began her career in 1976 at Bank of New England and spent 17 years at the Boston Five Cents Savings Bank in various line functions. She has been a Director of Wellesley Bank and Wellesley Bancorp, Inc. since September 21, 2016 and Micronotes, Inc. since April 30, 2014. She sits on the Board of Trustees at Newton County Day School and chairs their Trustees Committee. She is an overseer at Newton Wellesley Hospital. She is a Founding Member of the Council for Women of Boston College (CWBC), has served as a Mentor in the CWBC mentoring program and has lectured at the Carroll School of Management. Ms. Hinderhofer holds a Bachelor of Arts degree in Economics from Newton College of the Sacred Heart in Massachusetts and a Master of Business Administration from Suffolk University in Boston.

Richard U. Newfield is Chief Risk Management Officer of National Bank Holdings Corporation. Mr. Newfield is the former Head of Business Services Credit at Regions Bank (???Regions???). He joined Regions in 2008 after a 23-year career at Bank of America (???BOA???). Mr. Newfield held various senior positions at BOA, including roles in risk management, credit, commercial banking, global bank debt and corporate marketing.

Mr. Christopher S. Randall, also known as Chris, has been Executive Vice President and Head of Commercial and Specialty Banking for NBH Bank, a subsidiary of National Bank Holdings Corporation since August 2015. Mr. Randall is the Founder of NBH Capital Finance Bank, a division of NBH Bank and serves as its Senior Managing Director. Mr. Randall is responsible for establishing and managing all of the day to day activities of NBHCF, including operations, human resources, marketing and general administration. He is also an Advisory Partner at Coastline Capital LLC. Prior to joining NBH Bank in 2013, he was the Founder, Director and Senior Vice President of CoBiz Structured Finance. He served as Senior Managing Director of Specialty Banking at NBH Bank since 2013. Prior to CBSF, he was a Co-Founder, Senior Managing Director, Chief Operating Officer and Board Member of MFC Capital Funding. He served as a Senior Executive at Fifth Third Bank, where he managed a highly successful division of the structured finance group. He was responsible for co-leading the firm's marketing and new business efforts while also having portfolio management responsibilities. Prior to CoBiz, Mr. Randall was an Executive of the Marquette Financial Companies. He began his career at Security Pacific National Bank and also worked at Harris Nesbitt's Asset Based Group in Chicago. He has 27 years of leadership experience building successful commercial banking and specialty finance businesses and providing debt and equity capital to lower middle market businesses. He founded several successful, national specialty finance businesses and is an accomplished business development professional, originating and managing over $2.0 billion of debt and equity investments. He serves as a Vice Chairman of the Board of Directors. He has been a Director of NBH Bank since January 1, 2017. Prior to joining NBH Bank in 2013, Mr. Randall served as the Director of CoBiz Structured Finance since 2011. Mr. Randall is a Trustee of the University of Colorado Foundation, supporting all campuses of the University of Colorado System. He has been chosen as one of the finalists for the Ernst & Young Entrepreneur Of The Year award 2008 in the Midwest. Mr. Randall holds a B.A. degree in Economics from the University of Colorado.

Mr. Michael John Daley has been Chief Accounting Officer, Senior Vice President and Controller of National Bank Holdings Corp. since May 04, 2016. Mr. Daley joined the National Bank Holdings Corp. in September 2011 and served in various finance roles, including Bank Controller. Mr. Daley worked in the audit practice of the accounting firm of Deloitte LLP for approximately 6 years, most recently as Audit Manager.

Mr. Patrick G. Sobers has been Head of Small Business & Consumer Banking of NBH Bank and Executive Vice President of NBH Bank at National Bank Holdings Corporation since April 2016. Mr. Sobers serves as Executive Vice President for Consumer and Small Business Banking at NBH Bank and has been its President of Community Banks of Colorado since November 2016. He has more than 30 years of experience in the financial services industry. He served as Executive Vice President of Consumer Banking of Community Banks of Colorado. He previously served as the Executive Vice President and Head of Small Business and Consumer Banking for NBH Bank's Community Banks of Colorado and Hillcrest divisions since 2012 and 2015, respectively. Mr. Sobers was responsible for overseeing the success of 60 banking centers in Colorado and California, including 6 Hillcrest Bank locations. Mr. Sobers served as an Executive of Consumer Bank-South Florida Region at Bank of America Corporation since May 2006 and also served as its Senior Vice President. He served as Customer Service and Solutions Executive, responsible for the 36 Deposit and Card client service call centers; Premier Banking and Investments Regional Executive for Merrill Lynch Wealth Management. Mr. Sobers served as the President of Tampa Market at Bank of America. He serves as Director of the Third Way Center in Colorado. He has been Director of NBH Bank since January 1, 2017. Prior to joining NBH Bank in 2012, he held several leadership positions at Bank of America, including as the Southeast Region's Consumer Banking Executive; as Customer Service and Solutions Executive; as Premier Banking and Investments Regional Executive for Florida and Georgia (now Merrill Lynch Wealth Management); and as Tampa Market President. Mr. Sobers has been very active in the communities where he has resided, serving on the boards of numerous civic and charitable organizations. He is a member of the Foundation Board of the Moffitt Cancer Center. Mr. Sobers holds a BAS in Business Administration from Boston University.

Ms. Ruth Stevenson is Executive Vice President of Deposit Operations and Market President for Kansas Locations at National Bank Holdings Corporation since January 1, 2018. She served as the President, Chief Operating Officer and Director of Peoples Bank.