Yousef A. Valine — Chief Risk Officer, EVP, Chief Risk Officer - First Tennessee Bank NA & EVP-First Tennessee Bank NA at First Horizon National Corporation

Mr. Yousef A. Valine has been an Executive Vice President and Chief Risk Officer of First Horizon National Corporation and First Tennessee Bank National Association (Bank) since 2010. Mr. Valine served as Chair of Operational Risk at The Risk Management Association. From June 2009 to December 2009, Mr. Valine served as Executive Vice President - Corporate Risk Management of First Horizon National Corp. and First Tennessee Bank National Association. From 1985 to June 2009, Mr. Valine was with Wachovia Corporation and serving as Executive Vice President and Chief Operating Officer of its enterprise-wide risk management division from 2007 to June 2009, as the head of its Institutional Risk Group since 2006 and as its chief Operational Risk officer since 2005. Mr. Valine served as Director at The Risk Management Association.