Morale at PayJoy can be high or low depending on job security, employee recognition for accomplishments, career advancement opportunities and many other facets. Morale at PayJoy can be gravely affected by a sense of security and the office vibe; many PayJoy employees describe their environment as negative, and feel insecure about their job. Overall PayJoy's employees rate their happiness a B- which can also give some insight into morale at PayJoy.