Morale at PayJoy can be high or low depending on the work environment, job security, employee empowerment and many other facets. Morale at PayJoy can be gravely affected by a sense of security and the office vibe; many PayJoy employees describe their environment as negative, and feel very insecure about their job. Overall PayJoy's employees rate their happiness a B- which can also give some insight into morale at PayJoy.