Richard Fairbank vs F. Scott Dueser

Richard Fairbank

CEO of Capital One

BIO: Mr. Richard D. Fairbank is the Founder of Capital One Bank and serves as its Chairman and Chief Executive Officer. Mr. Fairbank founded Capital One Financial Corporation in 1988 and has been its Executive Chairman since February 28, 1995, Chief Executive Officer since July 26, 1994 and President since April 24, 2003. He co-founded Advocate Financial LLC in 1998. He has been Head of MasterCard's U.S. region since 1995. He serves as the Chairman and Chief Executive Officer of Capital One Auto Finance and Chairman of Capital One, F.S.B., two of Capital Ones primary lending subsidiaries. He founded North Fork Bank and served as its Chairman and Chief Executive Officer. Mr. Fairbank began his career in 1981 with Strategic Planning Associates, spending a total of seven years consulting in different industries. Based on his belief that information and technology would change the world of consumer marketing, he developed the idea that would ultimately become the hallmark of Capital One???-its Information Based Strategy (IBS). He served as the Chairman of MasterCard's U.S. region at MasterCard Worldwide Inc. from March 2002 to February 2004. Mr. Fairbank has been an Executive Director of Capital One Financial Corporation since July 26, 1994. He serves as a Director of Capital One's three principal subsidiaries, Capital One Bank the Bank, Capital One, F.S.B. the Savings Bank and Capital One Auto Finance Inc. He served as Director of Mastercard Incorporated since 2003. He served as a Director of MasterCard Worldwide since 2003 and served as Director of MasterCard's U.S. region from March 1995 to February 2004. Mr. Fairbank served as Director of MasterCard International Incorporated since 2003. Mr. Fairbank began his career in 1981 as a consultant with Strategic Planning Associates (SPA) (which later became Mercer Management) spending seven years as a consultant and specialising in the banking industry. He has received many honors and awards including being named Best Chief Executive Officer in specialty finance by Institutional Investor magazine and Business Leader of the Year by Washingtonian Magazine. Mr. Fairbank has often been recognized for his community and industry leadership, including his 2008 appointment to the President's Council on Service and Civic Participation. He also was honored as a 2008 Washington Business Hall of Fame Laureate and was named 2006 Banker of the Year by the American Banker. Mr. Fairbank graduated with a bachelor's degree in economics from Stanford University and received an MBA from the Stanford Graduate School of Business.

F. Scott Dueser

CEO of First Financial Bankshares

BIO: Mr. F. Scott Dueser serves as the Chairman, Chief Executive Officer and President of First Financial Bank (Abilene, TX). Mr. Dueser has also been the Chairman of First Financial Bankshares Inc. since January 1, 2008 and serves as its President and Chief Executive Officer since 2001. He served as Acting President and Chief Executive Officer of First Financial Bank, National Association. Mr. Dueser served as President and Chief Executive Officer of First National Bank of Abilene from 1991 to 2001 and Executive Vice President of First Financial Bankshares from 1999 to 2001. He serves as Chairman of First Financial Bank of Abilene and First Financial Bank, National Association. Mr. Dueser has been a Director of First Financial Bankshares Inc. since 1991. He has been a Director of First National Bank of Abilene since 1991. He serves as a Director of First Financial Bank, N.A. He served as a Director of Stephenville Bank & Trust Co. Mr. Dueser graduated from Texas Tech University.