Michael Miebach vs Ryan McInerney

Michael Miebach

CEO of Mastercard

BIO: Michael Miebach is chief executive officer of Mastercard and a member of the company’s board of directors. He is leading the company into a more digital world where the continued application of new technologies will further enable payments to become more seamless in the overall purchasing experience, while bolstering cyber services and data-powered insights. Over the past five years, first as chief product officer and then president, Michael was critical to setting the strategy that transformed the company’s offerings from a consumer card-centric business to a platform supporting choice in how businesses, people and governments make payments. This strategy, combined with the company’s customer focus, helped Mastercard evolve and diversify into new areas including real-time payments, open banking, digital identity and other value-added services. His collaborative approach creates scalable and trusted solutions for the exchange of payments and data and can be seen in his leadership of the acquisitions of Vocalink, Finicity and the corporate services business of Nets – each expanding Mastercard’s range of payment flows. Michael joined Mastercard in 2010 to lead its Middle East and Africa operations, where he helped shape and advance the company’s financial inclusion efforts with targeted solutions for governments and their citizens across the region. Earlier in his career, Michael held senior roles at both Barclays Bank and Citibank. He is a member of the digital advisory council of Fannie Mae, which makes sustainable homeownership and workforce rental housing a reality for millions of Americans, and a member of the board of directors for the nonprofit Accion, which gives people across the world the financial tools and services they need to prosper. Michael is also a board member at large for the Ronald McDonald House New York City, a charity that offers vital resources and compassionate care to children and their families being treated by the world’s leading pediatric cancer hospitals. Michael holds a Master of Business Administration from the University of Passau in Germany.

Ryan McInerney

CEO of Visa

BIO: Ryan McInerney has been with Visa since June of 2013 and serves as chief executive officer. Prior to assuming the role of CEO in February 2023, he was president, responsible for Visa’s global businesses. Prior to joining Visa, Mr. McInerney served as chief executive officer of consumer banking for JPMorgan Chase, a business with more than 75,000 employees and revenues of approximately $14 billion. Previously, Mr. McInerney served as chief operating officer for home lending and as chief risk officer for Chase’s consumer businesses. He also served as Chase’s head of product and marketing for consumer banking. Previously, Mr. McInerney was a principal at McKinsey & Company in the firm’s retail banking and payments practices. Mr. McInerney received a Bachelor of Science in finance from the University of Notre Dame.