Beth Johnson — Chief Marketing Officer & Head of Virtual Channels at Citizens Financial Group

Ms. Beth Johnson has been Head of Virtual Channels at Citizens Financial Group, Inc. since October 12, 2017. Ms. Johnson has been Chief Marketing Officer at Citizens Bank, National Association since September 02, 2015 and served as its Head of Consumer Strategy until October 12, 2017. Ms. Johnson has been Chief Marketing Officer and Head of Consumer Strategy at Citizens Financial Group, Inc since May 2015. Ms. Johnson served as the Head of Corporate Strategy at Citizens Financial Group, Inc. from 2013 to May 2015. Ms. Johnson is responsible for partnering with the bank's business leaders to identify, analyze and assess strategies designed to grow the customer base and improve financial performance. She also works closely with Group Strategy and Corporate Finance on plans for CFG to conduct a partial public offering. Prior to joining Citizens Financial Group, Inc. (CFG) in 2013, she was a Senior Leader at Bain & Company Inc. She served as a Partner of Financial Services of Boston at Bain & Company Inc. since August 17, 2006. She joined Boston at Bain & Company's Boston office in 1998. She advised clients on issues such as product and growth strategies, customer targeting, performance improvement, full potential, portfolio strategy and strategic planning. Before joining Bain & Company Inc., she served as an Associate at J.P. Morgan and an Analyst for Goldman Sachs. Ms. Johnson graduated from Northwestern University, earning a B.A. with honors in Mathematical Methods in the Social Sciences and Economics. She received her M.B.A. from the Stanford University.