Michael Cummins — Head of Treasury Solutions at Citizens Financial Group

Mr. Michael Cummins has been the Head of Treasury Solutions at Citizens Financial Group, Inc. since October 2014. Mr. Cummins joined Citizens from HSBC where he was Executive Vice President and North American Head of payments and cash management. Previously, he spent 15 years at JPMorgan Chase and served as Managing Director and Sales Executive for treasury services responsible for North American corporations and subsidiaries of Asian, European and Latin American multinationals. His prior roles include Managing Director and Sales Executive for mid-market and public sector companies and several specialized industry sectors. He has a strong track record of delivering great ideas for commercial banking customers and successfully expanding treasury services capabilities.