John Owen — Senior EVP & Head of the Regional Banking Group at Regions Financial Corporation

Mr. John B. Owen has been the Head of the Regional Banking Group and Senior Executive Vice President at Regions Financial Corporation since June 2014. Mr. Owen serves as Senior Executive Vice President and Head of Business Lines at Regions Bank. Mr. Owens served as the Head of Business Group at Regions Financial Corp. since June 2012. Mr. Owen served as the Head of Consumer Services of Regions Financial Corp since February 22, 2010. He served as Senior Executive Vice President of Consumer Services Group at Regions Financial Corp. until February 22, 2010. He served as Member of Executive Council at of Consumer Services Group since January 2009. He served as a Head of Consumer Services Group at Regions Financial Corp. since October 2009. He served as Senior Executive Vice President at Regions Bank. He served as the Head of Consumer Services Group at Regions Bank. He served as Senior Executive Vice President of Operations and Technology at Regions Financial Corporation since August 15, 2007 and serves as its Member of Executive Council. Mr. Owen served as Senior Executive Vice President of Corporate Real Estate and Procurement at Regions Financial Corporation since August 15, 2007. Mr. Owen served as the President and Chief Executive Officer of Assurant Specialty Property of Assurant Inc., from June 21, 2005 to June 13, 2007. He served as an Executive Vice President of Assurant Inc. since June 21, 2005. From 2003 to 2005, he served as Executive Vice President and Chief Operating Officer of Assurant Solutions' specialty property solutions business. He was with Assurant for 7 years and served as its Chief Information Officer. He joined Assurant in November 1998 as Senior Vice President of Information Technology. He served as Senior Vice President of Global Systems Development at CitiCorp. Credit Services, Hagerstown, Maryland. He was responsible for development and implementation of systems and operations plans for Citicorp's global credit services business. His career also has included management positions with Arrow Electronics, American Airlines, General Dynamics and McDonnell-Douglas. He serves as a Director of Consumer Bankers Association. He holds a Bachelor of Science degree in Aerospace Management, aviation management and Engineering from School of Engineering at Auburn University in 1982.