Combined Insurance NPS & Customer Reviews | Comparably
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Combined Insurance
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About Combined Insurance's Brand

Combined Insurance is an insurance provider that offers products in North America, Europe and Asia Pacific.

Brand at a Glance

85%
Customer Loyalty
1.5/5
Product Quality
1.7/5
Pricing
1.5/5
Customer Service

Combined Insurance NPS

Combined Insurance's Net Promoter Score (NPS) is a -73 with 12% Promoters, 3% Passives, and 85% Detractors. Net Promoter Score tracks whether Combined Insurance's customers would recommend using the product based on a scale of -100 to 100.

Combined Insurance Overall NPS

-73
NPS
12%Promoters
3%Passives
85%Detractors
Combined Insurance Overall NPS

Combined Insurance NPS Trend

-100
-50
0
50
100
Mar 2023
-68
Mar 2023-68
Apr 2023
-70
Apr 2023-70
May 2023
-70
May 2023-70
Aug 2023
-70
Aug 2023-70
Dec 2023
-70
Dec 2023-70
Feb 2024
-72
Feb 2024-72
Mar 2024
-72
Mar 2024-72
Apr 2024
-72
Apr 2024-72
Jun 2024
-71
Jun 2024-71
Jul 2024
-73
Jul 2024-73
Sep 2024
-73
Sep 2024-73
Oct 2025
-73
Oct 2025-73

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

Combined Insurance NPS by Gender

Male customers rated Combined Insurance's NPS 14 points higher than Female customers.

Male

-86

Combined Insurance's NPS was rated -86 by Male customers on Comparably.

7%
Promoters
0%
Passives
93%
Detractors

Female

-100

Combined Insurance's NPS was rated -100 by Female customers on Comparably.

0%
Promoters
0%
Passives
100%
Detractors

Combined Insurance NPS by Ethnicity

Combined Insurance's NPS was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

-100
-50
0
50
100
Caucasian
-100
Caucasian-100
Hispanic or Latino
-34
Hispanic or Latino-34
African American/Black
-100
African American/Black-100
Other
-100
Other-100

Combined Insurance NPS by Age

Combined Insurance's NPS was rated the highest by customers ages 46-50, and the lowest by customers ages 66+.

0
20
40
60
80
100
Promoters
14%
Passives
0%
Detractors
86%
46-5014%0%86%
Promoters
0%
Passives
0%
Detractors
100%
51-550%0%100%
Promoters
0%
Passives
0%
Detractors
100%
56-600%0%100%
Promoters
0%
Passives
0%
Detractors
100%
61-650%0%100%
Promoters
0%
Passives
0%
Detractors
100%
66+0%0%100%

Combined Insurance NPS by Usage

Combined Insurance's NPS was rated the highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and the lowest by customers with Over 10 Years of usage.

-100
-50
0
50
100
2 to 5 Years
-100
2 to 5 Years-100
5 to 10 Years
-76
5 to 10 Years-76
Over 10 Years
-100
Over 10 Years-100

Combined Insurance Customer Reviews

Out of the 19 Combined Insurance customer reviews 0 were positive and 19 were constructive. Combined Insurance customer reviews reflect that all customers expect a better service or product from the company and believe there is room for improvement.

What can this brand most improve?
I cannot get them to pay the recovery portion of my claim. Tried reaching out to underwriting management and still no response. Its been sinc May already and i dont understand this. The Underwriter is never available!
What can this brand most improve?
EVERYTHING NEEDS A COMPLETE OVER HAUL!
What can this brand most improve?
Speak the truth and stop pushing customers around because they don't want to pay their claim. Every document they ask for was presented and yet no conclusion to claim
What can this brand most improve?
The process of claims be faster and more efficient
What can this brand most improve?
Customer service (including review of policies to ensure that customers receive optimal coverage), loyalty to customers, timely payments and integrity.

Combined Insurance Customer Loyalty

85%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

85% of Combined Insurance users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

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85
85%
15
15%
Combined Insurance Customer Loyalty

Combined Insurance Customer Loyalty Score by Gender

Male customers rated Combined Insurance's Customer Loyalty score 3% higher than Female customers.

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Male
94%
Yes
Female
91%
Yes

Combined Insurance Customer Loyalty Score by Ethnicity

Combined Insurance's Customer Loyalty score was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

% who answered "Yes"

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93
out of 100
Caucasian
100
out of 100
Hispanic or Latino
90
out of 100
African American/Black
89
out of 100
Other

Combined Insurance Customer Loyalty Score by Age

Combined Insurance's Customer Loyalty score was rated the highest by customers ages 56-60, and the lowest by customers ages 46-50.

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0
20%
40%
60%
80%
100%
46-50
74%
46-5074%
51-55
82%
51-5582%
56-60
100%
56-60100%
61-65
93%
61-6593%
66+
100%
66+100%

Combined Insurance Customer Loyalty Score by Usage

Combined Insurance's Customer Loyalty score was rated the highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.

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2 to 5 Years
70%
5 to 10 Years
100%
Over 10 Years
94%

Combined Insurance Customer Loyalty Score by Industry

Combined Insurance's Customer Loyalty score was rated the highest by Accounting industry customers, and the lowest by Insurance industry customers.

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Tech
100%
Accounting
100%
Automotive and Transportation
78%
Construction
78%
Healthcare, Hospitals and Medicine
100%
Insurance
70%

Combined Insurance Product Quality

1.5/5

Combined Insurance has an overall Product Quality score of 1.5 out of 5 stars rated by its users and customers.

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Combined Insurance Product Information

Combined Insurance’s product quality score is a 1.5 out of 5 as rated by its users and customers. Reviewers from the Healthcare, Hospitals and Medicine industry rated Combined Insurance's product the highest. Reviewers from the Tech industry rated Combined Insurance the lowest at 1.5.

Website
http://www.combinedinsurance.com/
Company Size
5,001-10,000 Employees

Industry

Tech
FinTech
Insurance

Quick Insights into Combined Insurance Product Quality

Combined Insurance's Product Quality score was rated highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and rated lowest by customers from the Tech industry.

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Ranked Combined Insurance Product Quality the Highest

5 to 10 Years
2.4
56-60
2.1
Healthcare, Hospitals and Medicine
2.1

Ranked Combined Insurance Product Quality the Lowest

Other
1.5
Over 10 Years
1.5
Tech
1.5

Combined Insurance Product Quality Score by Gender

Combined Insurance's Product Quality score was rated 1.5 by both Female and Male customers on Comparably.

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Male

1.5/5

Female

1.5/5

Combined Insurance Product Quality Score by Ethnicity

Combined Insurance's Product Quality score was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

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0
1
2
3
4
5
Caucasian
1.5
Caucasian1.5
Hispanic or Latino
2
Hispanic or Latino2
African American/Black
1.6
African American/Black1.6
Other
1.5
Other1.5

Combined Insurance Product Quality Score by Age

Combined Insurance's Product Quality score was rated the highest by customers ages 56-60, and the lowest by customers ages 66+.

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0
1
2
3
4
5
46-50
1.5
46-501.5
51-55
1.5
51-551.5
56-60
2.1
56-602.1
61-65
1.5
61-651.5
66+
1.5
66+1.5

Combined Insurance Product Quality Score by Usage

Combined Insurance's Product Quality score was rated the highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
1.5
5 to 10 Years
2.4
Over 10 Years
1.5

Combined Insurance Product Quality Score by Industry

Combined Insurance's Product Quality score was rated the highest by Healthcare, Hospitals and Medicine industry customers, and the lowest by Tech industry customers.

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Tech
1.5
Accounting
1.5
Automotive and Transportation
1.5
Construction
1.5
Healthcare, Hospitals and Medicine
2.1
Insurance
1.5

Combined Insurance Pricing

Combined Insurance ROI & Value For Money

1.7/5

Combined Insurance has a value for money and ROI score of 1.7 out of 5 stars rated by its users and customers.

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Combined Insurance Pricing Plans

Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Healthcare, Hospitals and Medicine industry. The users from the Accounting industry think that they had the lowest ROI from Combined Insurance.

Quick Insights into Combined Insurance ROI

Combined Insurance's ROI score was rated highest by Hispanic or Latino customers, and rated lowest by customers from the Tech industry.

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Ranked Combined Insurance ROI the Highest

Hispanic or Latino
2
5 to 10 Years
1.7
56-60
1.6

Ranked Combined Insurance ROI the Lowest

Other
1.5
Over 10 Years
1.5
Tech
1.5

Combined Insurance ROI Score by Gender

Combined Insurance's ROI score was rated 1.5 by both Female and Male customers on Comparably.

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Male

1.5/5

Female

1.5/5

Combined Insurance ROI Score by Ethnicity

Combined Insurance's ROI score was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

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0
1
2
3
4
5
Caucasian
1.5
Caucasian1.5
Hispanic or Latino
2
Hispanic or Latino2
African American/Black
1.5
African American/Black1.5
Other
1.5
Other1.5

Combined Insurance ROI Score by Age

Combined Insurance's ROI score was rated the highest by customers ages 56-60, and the lowest by customers ages 66+.

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0
1
2
3
4
5
46-50
1.5
46-501.5
51-55
1.5
51-551.5
56-60
1.6
56-601.6
61-65
1.5
61-651.5
66+
1.5
66+1.5

Combined Insurance ROI Score by Usage

Combined Insurance's ROI score was rated the highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
1.5
5 to 10 Years
1.7
Over 10 Years
1.5

Combined Insurance ROI Score by Industry

Combined Insurance's ROI score was rated the highest by Healthcare, Hospitals and Medicine industry customers, and the lowest by Tech industry customers.

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Tech
1.5
Accounting
1.5
Automotive and Transportation
1.5
Construction
1.5
Healthcare, Hospitals and Medicine
1.6
Insurance
1.5

Combined Insurance Customer Satisfaction (CSAT)

Combined Insurance Customer Satisfaction (CSAT) Score

14 / 100

Combined Insurance has an overall Customer Satisfaction score of 14 rated by its users and customers.

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Very Satisfied6%
Satisfied8%
Neither Satisfied nor Dissatisfied1%
Dissatisfied16%
Very Dissatisfied69%
Very Satisfied
6%
Satisfied
8%
Neither Satisfied nor Dissatisfied
1%
Dissatisfied
16%
Very Dissatisfied
69%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into Combined Insurance Customer Satisfaction

Combined Insurance's Customer Satisfaction score was rated highest by Hispanic or Latino customers, and rated lowest by customers from the Tech industry.

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Ranked Combined Insurance Customer Satisfaction the Highest

Hispanic or Latino
33%
46-50
14%
5 to 10 Years
14%

Ranked Combined Insurance Customer Satisfaction the Lowest

Other
0%
Over 10 Years
0%
Tech
0%

Combined Insurance Customer Satisfaction Score by Gender

Male customers rated Combined Insurance's Customer Satisfaction score 0 points higher than Female customers.

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14 / 100
Male
Very Satisfied
7%
Satisfied
7%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
7%
Very Dissatisfied
79%
0
Female
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
3%
Dissatisfied
14%
Very Dissatisfied
83%

Combined Insurance Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

Combined Insurance's Customer Satisfaction (CSAT) score was rated 0% according to Caucasian users and customers.

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0 / 100
Very Satisfied0%
Satisfied0%
Neither Satisfied nor Dissatisfied4%
Dissatisfied13%
Very Dissatisfied83%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
4%
Dissatisfied
13%
Very Dissatisfied
83%

CSAT according to Hispanic or Latino

Combined Insurance's Customer Satisfaction (CSAT) score was rated 33% according to Hispanic or Latino users and customers.

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33 / 100
Very Satisfied33%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied67%
Very Satisfied
33%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
67%

CSAT according to African American/Black

Combined Insurance's Customer Satisfaction (CSAT) score was rated 13% according to African American/Black users and customers.

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13 / 100
Very Satisfied0%
Satisfied13%
Neither Satisfied nor Dissatisfied0%
Dissatisfied12%
Very Dissatisfied75%
Very Satisfied
0%
Satisfied
13%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
12%
Very Dissatisfied
75%

CSAT according to Other

Combined Insurance's Customer Satisfaction (CSAT) score was rated 0% according to Other users and customers.

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0 / 100
Very Satisfied0%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied12%
Very Dissatisfied88%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
12%
Very Dissatisfied
88%

Combined Insurance Customer Satisfaction Score by Age

Combined Insurance's Customer Satisfaction score was rated the highest by customers ages 46-50, and the lowest by customers ages 66+.

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0
20
40
60
80
100
46-50 CSAT Score
14%
Very Satisfied
14%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
86%
46-5014%
51-55 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
100%
51-550%
56-60 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
12%
Dissatisfied
13%
Very Dissatisfied
75%
56-600%
61-65 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
17%
Very Dissatisfied
83%
61-650%
66+ CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
17%
Very Dissatisfied
83%
66+0%

Combined Insurance Customer Satisfaction Score by Usage

Combined Insurance's Customer Satisfaction score was rated the highest by customers who have used Combined Insurance's products/services for 5 to 10 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
0
5 to 10 Years
14
Over 10 Years
0

Combined Insurance Customer Satisfaction Score by Industry

Combined Insurance's Customer Satisfaction score was rated the highest by Healthcare, Hospitals and Medicine industry customers, and the lowest by Tech industry customers.

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Tech
0
Automotive and Transportation
0
Construction
0
Healthcare, Hospitals and Medicine
10
Insurance
0

Combined Insurance Customer Service

1.5/5

Combined Insurance has an overall Customer Service score of 1.5 out of 5 stars rated by its users and customers.

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About Combined Insurance's Customer Service

Address

1000 Milwaukee Ave, Glenview, IL


Website

http://www.combinedinsurance.com/


Phone Number

847-953-2025

Quick Insights into Combined Insurance Customer Service

Combined Insurance's Customer Service score was rated highest by Hispanic or Latino customers, and rated lowest by customers from the Tech industry.

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Ranked Combined Insurance Customer Service the Highest

Hispanic or Latino
2
2 to 5 Years
1.5
46-50
1.5

Ranked Combined Insurance Customer Service the Lowest

Other
1.5
Over 10 Years
1.5
Tech
1.5

Combined Insurance Customer Service Score by Gender

Combined Insurance's Customer Service score was rated 1.5 by both Female and Male customers on Comparably.

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Male

1.5/5

Female

1.5/5

Combined Insurance Customer Service Score by Ethnicity

Combined Insurance's Customer Service score was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

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0
20
40
60
80
100
Caucasian
1.5
Caucasian1.5
Hispanic or Latino
2
Hispanic or Latino2
African American/Black
1.5
African American/Black1.5
Other
1.5
Other1.5

Combined Insurance Customer Service Score by Age

Combined Insurance's Customer Service score was rated 1.5 stars by customers ages 46-50 and customers ages 66+ on Comparably.

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0
20
40
60
80
100
46-50
1.5
46-501.5
51-55
1.5
51-551.5
56-60
1.5
56-601.5
61-65
1.5
61-651.5
66+
1.5
66+1.5

Combined Insurance Customer Service Score by Usage

Combined Insurance's Customer Service score was rated 1.5 stars by customers who have used Combined Insurance's products/services for 2 to 5 Years, and by customers with Over 10 Years of usage.

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2 to 5 Years
1.5
5 to 10 Years
1.5
Over 10 Years
1.5

Combined Insurance Customer Service Score by Industry

Combined Insurance's Customer Service score was rated 1.5 stars by both Accounting and Tech industry customers.

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Tech
1.5
Accounting
1.5
Automotive and Transportation
1.5
Construction
1.5
Healthcare, Hospitals and Medicine
1.5
Insurance
1.5

Combined Insurance as an Employer

2.8/5

Combined Insurance has a 2.8/5 stars for its overall company culture rated by their employees

  Combined Insurance CEO
bottom
40%
CEO of Combined Insurance

In the Bottom 40% of Similar Sized Companies on Comparably.

Consumer vs. Employees

Combined Insurance scored a -73 for Net Promoter Score and a 0 for Employee Net Promoter Score. NPS gauges how likely a customer of Combined Insurance would recommend the brand to a friend. ENPS measures how likely Combined Insurance employees would recommend working at Combined Insurance to a friend.

Net Promoter Score

-73
NPS Score
12%Promoters
3%Passive
85%Detractors

Employee Net Promoter Score

0
eNPS Score
45%Promoters
10%Passive
45%Detractors

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