Oportun NPS & Customer Reviews | Comparably
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Oportun
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About Oportun's Brand

Oportun (Nasdaq: OPRT) is a digital banking platform that puts its 1.9 million members’ financial goals within reach. With intelligent borrowing, savings, budgeting, and spending capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $14.7 billion in responsible and affordable credit, saved its members more than $2.3 billion in interest and fees, and helped our neobanking members save an average of more than $1,800 annually. For more information, visit Oportun.com.

Brand at a Glance

81%
Customer Loyalty
2.9/5
Product Quality
3.1/5
Pricing
3.2/5
Customer Service

Oportun CMO
  Oportun CMO

Ben Armstrong

Ben Armstrong serves as the Chief Marketing Officer of Oportun. Ben started at Oportun in July of 2018. Ben currently resides in San Francisco Bay Area.

Oportun NPS

Oportun's Net Promoter Score (NPS) is a 8 with 52% Promoters, 4% Passives, and 44% Detractors. Net Promoter Score tracks whether Oportun's customers would recommend using the product based on a scale of -100 to 100.

Oportun Overall NPS

8
NPS
52%Promoters
4%Passives
44%Detractors
Oportun Overall NPS

Oportun NPS Trend

-100
-50
0
50
100
Feb 2023
-8
Feb 2023-8
Mar 2023
-6
Mar 2023-6
Apr 2023
-2
Apr 2023-2
Sep 2023
0
Sep 20230
Jan 2024
-3
Jan 2024-3
Feb 2024
-1
Feb 2024-1
May 2024
-3
May 2024-3
Jul 2024
-3
Jul 2024-3
Aug 2024
-1
Aug 2024-1
Sep 2024
1
Sep 20241
Oct 2024
5
Oct 20245
Apr 2025
8
Apr 20258

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

Oportun NPS by Gender

Female customers rated Oportun's NPS 58 points higher than Male customers.

Male

-50

Oportun's NPS was rated -50 by Male customers on Comparably.

25%
Promoters
0%
Passives
75%
Detractors

Female

8

Oportun's NPS was rated 8 by Female customers on Comparably.

50%
Promoters
8%
Passives
42%
Detractors

Oportun NPS by Ethnicity

Oportun's NPS was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

-100
-50
0
50
100
Caucasian
-100
Caucasian-100
Hispanic or Latino
60
Hispanic or Latino60
African American/Black
75
African American/Black75
Other
-50
Other-50

Oportun NPS by Age

Oportun's NPS was rated the highest by customers ages 31-35, and the lowest by customers ages 41-45.

0
20
40
60
80
100
Promoters
100%
Passives
0%
Detractors
0%
31-35100%0%0%
Promoters
60%
Passives
0%
Detractors
40%
36-4060%0%40%
Promoters
0%
Passives
25%
Detractors
75%
41-450%25%75%
Promoters
67%
Passives
0%
Detractors
33%
46-5067%0%33%

Oportun NPS by Usage

Oportun's NPS was rated the highest by customers who have used Oportun's products/services for 1 to 2 Years, and the lowest by customers with 2 to 5 Years of usage.

-100
-50
0
50
100
Less than 1 Year
-13
Less than 1 Year-13
1 to 2 Years
0
1 to 2 Years0
2 to 5 Years
-60
2 to 5 Years-60

Oportun Customer Reviews

Out of the 5 Oportun customer reviews 2 were positive and 3 were constructive. Oportun customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.

What can this brand most improve?
Customer service was absolutely terrible. I've spoken to several different agents and never received any results at all. Supervisor's are NEVER available.
What do you value most about this brand?
The low interest rate makes it affordable and easier to pay off. I feel like I can trust this company
What can this brand most improve?
So what they say. Never got the money but they say i have to pay
What do you value most about this brand?
the service given workers are very polite
What can this brand most improve?
Customer service is horrible everyone needs to be fired and retrianed

Oportun Customer Loyalty

81%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

81% of Oportun users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

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81
81%
19
19%
Oportun Customer Loyalty

Oportun Customer Loyalty Score by Gender

Female customers rated Oportun's Customer Loyalty score 19% higher than Male customers.

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Male
66%
Yes
Female
85%
Yes

Oportun Customer Loyalty Score by Ethnicity

Oportun's Customer Loyalty score was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

% who answered "Yes"

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25
out of 100
Caucasian
100
out of 100
Hispanic or Latino
100
out of 100
African American/Black
78
out of 100
Other

Oportun Customer Loyalty Score by Age

Oportun's Customer Loyalty score was rated the highest by customers ages 31-35, and the lowest by customers ages 46-50.

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0
20%
40%
60%
80%
100%
31-35
100%
31-35100%
36-40
82%
36-4082%
41-45
78%
41-4578%
46-50
70%
46-5070%

Oportun Customer Loyalty Score by Usage

Oportun's Customer Loyalty score was rated the highest by customers who have used Oportun's products/services for 2 to 5 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
55%
1 to 2 Years
78%
2 to 5 Years
100%

Oportun Customer Loyalty Score by Industry

Oportun's Customer Loyalty score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.

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Tech
55%
Banking and Financial Services
82%

Oportun Product Quality

2.9/5

Oportun has an overall Product Quality score of 2.9 out of 5 stars rated by its users and customers.

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Oportun Product Information

Oportun’s product quality score is a 2.9 out of 5 as rated by its users and customers. Reviewers from the Banking and Financial Services industry rated Oportun's product the highest. Reviewers from the Tech industry rated Oportun the lowest at 2.7.

Website
http://www.oportun.com
Company Size
1,001-5,000 Employees

Industry

Banking and Financial Services

Quick Insights into Oportun Product Quality

Oportun's Product Quality score was rated highest by customers ages 31-35, and rated lowest by Caucasian customers.

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Ranked Oportun Product Quality the Highest

31-35
4.6
African American/Black
4.5
Female
3.3

Ranked Oportun Product Quality the Lowest

2 to 5 Years
2.2
Male
2.2
Caucasian
1.5

Oportun Product Quality Score by Gender

Female customers rated Oportun's Product Quality score 1.1 stars higher than Male customers.

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Male

2.2/5

Female

3.3/5

Oportun Product Quality Score by Ethnicity

Oportun's Product Quality score was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

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0
1
2
3
4
5
Caucasian
1.5
Caucasian1.5
Hispanic or Latino
4.5
Hispanic or Latino4.5
African American/Black
4.5
African American/Black4.5
Other
1.6
Other1.6

Oportun Product Quality Score by Age

Oportun's Product Quality score was rated the highest by customers ages 31-35, and the lowest by customers ages 41-45.

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0
1
2
3
4
5
31-35
4.6
31-354.6
36-40
3.2
36-403.2
41-45
2.4
41-452.4
46-50
3.8
46-503.8

Oportun Product Quality Score by Usage

Oportun's Product Quality score was rated the highest by customers who have used Oportun's products/services for 1 to 2 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
2.6
1 to 2 Years
3.2
2 to 5 Years
2.2

Oportun Product Quality Score by Industry

Oportun's Product Quality score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.

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Tech
2.7
Banking and Financial Services
3.1

Oportun Pricing

Oportun ROI & Value For Money

3.1/5

Oportun has a value for money and ROI score of 3.1 out of 5 stars rated by its users and customers.

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Oportun Pricing Plans

Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Banking and Financial Services industry.

Quick Insights into Oportun ROI

Oportun's ROI score was rated highest by customers ages 31-35, and rated lowest by Caucasian customers.

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Ranked Oportun ROI the Highest

31-35
4.6
African American/Black
4.6
Female
3.5

Ranked Oportun ROI the Lowest

41-45
2
2 to 5 Years
1.8
Caucasian
1.5

Oportun ROI Score by Gender

Female customers rated Oportun's ROI score 1.2 stars higher than Male customers.

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Male

2.3/5

Female

3.5/5

Oportun ROI Score by Ethnicity

Oportun's ROI score was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

Sign Up for Brand Profile PRO to get the full ROI by Ethnicity data of Oportun.
0
1
2
3
4
5
Caucasian
1.5
Caucasian1.5
Hispanic or Latino
4.4
Hispanic or Latino4.4
African American/Black
4.6
African American/Black4.6
Other
2.1
Other2.1

Oportun ROI Score by Age

Oportun's ROI score was rated the highest by customers ages 31-35, and the lowest by customers ages 41-45.

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0
1
2
3
4
5
31-35
4.6
31-354.6
36-40
3.6
36-403.6
41-45
2
41-452
46-50
3.8
46-503.8

Oportun ROI Score by Usage

Oportun's ROI score was rated the highest by customers who have used Oportun's products/services for 1 to 2 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
3.1
1 to 2 Years
3.4
2 to 5 Years
1.8

Oportun ROI Score by Industry

Oportun's ROI score was rated 2.7 stars by both Banking and Financial Services and Tech industry customers.

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Tech
2.7
Banking and Financial Services
2.7

Oportun Customer Satisfaction (CSAT)

Oportun Customer Satisfaction (CSAT) Score

55 / 100

Oportun has an overall Customer Satisfaction score of 55 rated by its users and customers.

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Very Satisfied38%
Satisfied17%
Neither Satisfied nor Dissatisfied7%
Dissatisfied7%
Very Dissatisfied31%
Very Satisfied
38%
Satisfied
17%
Neither Satisfied nor Dissatisfied
7%
Dissatisfied
7%
Very Dissatisfied
31%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into Oportun Customer Satisfaction

Oportun's Customer Satisfaction score was rated highest by customers ages 31-35, and rated lowest by Caucasian customers.

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Ranked Oportun Customer Satisfaction the Highest

31-35
100%
Hispanic or Latino
100%
Female
63%

Ranked Oportun Customer Satisfaction the Lowest

Less than 1 Year
33%
Male
33%
Caucasian
0%

Oportun Customer Satisfaction Score by Gender

Female customers rated Oportun's Customer Satisfaction score 30 points higher than Male customers.

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33 / 100
Male
Very Satisfied
33%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
17%
Very Dissatisfied
50%
63 / 100
Female
Very Satisfied
38%
Satisfied
25%
Neither Satisfied nor Dissatisfied
12%
Dissatisfied
0%
Very Dissatisfied
25%

Oportun Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

Oportun's Customer Satisfaction (CSAT) score was rated 0% according to Caucasian users and customers.

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0 / 100
Very Satisfied0%
Satisfied0%
Neither Satisfied nor Dissatisfied33%
Dissatisfied17%
Very Dissatisfied50%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
33%
Dissatisfied
17%
Very Dissatisfied
50%

CSAT according to Hispanic or Latino

Oportun's Customer Satisfaction (CSAT) score was rated 100% according to Hispanic or Latino users and customers.

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100 / 100
Very Satisfied75%
Satisfied25%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied0%
Very Satisfied
75%
Satisfied
25%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
0%

CSAT according to Other

Oportun's Customer Satisfaction (CSAT) score was rated 33% according to Other users and customers.

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33 / 100
Very Satisfied33%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied67%
Very Satisfied
33%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
67%

Oportun Customer Satisfaction Score by Age

Oportun's Customer Satisfaction score was rated the highest by customers ages 31-35, and the lowest by customers ages 41-45.

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0
20
40
60
80
100
31-35 CSAT Score
100%
Very Satisfied
67%
Satisfied
33%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
0%
31-35100%
36-40 CSAT Score
50%
Very Satisfied
50%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
50%
36-4050%
41-45 CSAT Score
34%
Very Satisfied
0%
Satisfied
34%
Neither Satisfied nor Dissatisfied
33%
Dissatisfied
0%
Very Dissatisfied
33%
41-4534%

Oportun Customer Satisfaction Score by Usage

Oportun's Customer Satisfaction score was rated the highest by customers who have used Oportun's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
33
1 to 2 Years
57

Oportun Customer Satisfaction Score by Industry

Oportun's Customer Satisfaction score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.

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Tech
34
Banking and Financial Services
60

Oportun Customer Service

3.2/5

Oportun has an overall Customer Service score of 3.2 out of 5 stars rated by its users and customers.

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About Oportun's Customer Service

Address

2 Circle Way #250, San Carlos, CA 94070


Website

http://www.oportun.com

Quick Insights into Oportun Customer Service

Oportun's Customer Service score was rated highest by Hispanic or Latino customers, and rated lowest by Other customers.

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Ranked Oportun Customer Service the Highest

Hispanic or Latino
4.6
31-35
4.5
Female
3.8

Ranked Oportun Customer Service the Lowest

2 to 5 Years
2.7
Male
2
Other
1.5

Oportun Customer Service Score by Gender

Female customers rated Oportun's Customer Service score 1.8 stars higher than Male customers.

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Male

2/5

Female

3.8/5

Oportun Customer Service Score by Ethnicity

Oportun's Customer Service score was rated the highest by Hispanic or Latino customers, and the lowest by Other customers.

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0
20
40
60
80
100
Caucasian
2.1
Caucasian2.1
Hispanic or Latino
4.6
Hispanic or Latino4.6
African American/Black
4.4
African American/Black4.4
Other
1.5
Other1.5

Oportun Customer Service Score by Age

Oportun's Customer Service score was rated the highest by customers ages 31-35, and the lowest by customers ages 41-45.

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0
20
40
60
80
100
31-35
4.5
31-354.5
36-40
3.1
36-403.1
41-45
3.1
41-453.1
46-50
3.8
46-503.8

Oportun Customer Service Score by Usage

Oportun's Customer Service score was rated the highest by customers who have used Oportun's products/services for Less than 1 Year, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
3.1
1 to 2 Years
3
2 to 5 Years
2.7

Oportun Customer Service Score by Industry

Oportun's Customer Service score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.

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Tech
2.9
Banking and Financial Services
3.6

Oportun as an Employer

4.2/5

Oportun has a 4.2/5 stars for its overall company culture rated by their employees

  Oportun CEO
top
5%
CEO of Oportun

In the Top 5% of Similar Sized Companies on Comparably.

Consumer vs. Employees

Oportun scored a 8 for Net Promoter Score and a 39 for Employee Net Promoter Score. NPS gauges how likely a customer of Oportun would recommend the brand to a friend. ENPS measures how likely Oportun employees would recommend working at Oportun to a friend.

Net Promoter Score

8
NPS Score
52%Promoters
4%Passive
44%Detractors

Employee Net Promoter Score

39
eNPS Score
60%Promoters
19%Passive
21%Detractors

Global Ranking Snapshot

RANKCOMPANYCEOINDUSTRY
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2
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Health and Wellness
3
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Food and Beverages
4
Netflix  Netflix CEO
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Media and Entertainment
5
Apple  Apple CEO
Timothy Cook
Tech
6
Nike  Nike CEO
John Donahoe
Fashion and Beauty
7
Target  Target CEO
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Retail