PENFED Credit Union NPS & Customer Reviews | Comparably
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PENFED Credit Union
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About PENFED Credit Union's Brand

Brand at a Glance

68%
Customer Loyalty
2.2/5
Product Quality
2.7/5
Pricing
2.4/5
Customer Service

PENFED Credit Union NPS

PENFED Credit Union's Net Promoter Score (NPS) is a -48 with 19% Promoters, 14% Passives, and 67% Detractors. Net Promoter Score tracks whether PENFED Credit Union's customers would recommend using the product based on a scale of -100 to 100.

PENFED Credit Union Overall NPS

-48
NPS
19%Promoters
14%Passives
67%Detractors
PENFED Credit Union Overall NPS

PENFED Credit Union NPS Trend

-100
-50
0
50
100
Oct 2023
-34
Oct 2023-34
Nov 2023
-36
Nov 2023-36
Jan 2024
-39
Jan 2024-39
Mar 2024
-41
Mar 2024-41
May 2024
-40
May 2024-40
Jun 2024
-38
Jun 2024-38
Aug 2024
-46
Aug 2024-46
Sep 2024
-43
Sep 2024-43
Dec 2024
-45
Dec 2024-45
Jan 2025
-48
Jan 2025-48
Mar 2025
-51
Mar 2025-51
Sep 2025
-48
Sep 2025-48

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

PENFED Credit Union NPS by Gender

Female customers rated PENFED Credit Union's NPS 15 points higher than Male customers.

Male

-58

PENFED Credit Union's NPS was rated -58 by Male customers on Comparably.

17%
Promoters
8%
Passives
75%
Detractors

Female

-43

PENFED Credit Union's NPS was rated -43 by Female customers on Comparably.

14%
Promoters
29%
Passives
57%
Detractors

PENFED Credit Union NPS by Ethnicity

PENFED Credit Union's NPS was rated -61 points by Caucasian customers on Comparably.

-100
-50
0
50
100
Caucasian
-61
Caucasian-61

PENFED Credit Union NPS by Age

PENFED Credit Union's NPS was rated -82 points by customers ages 66+ on Comparably.

0
20
40
60
80
100
Promoters
0%
Passives
18%
Detractors
82%
66+0%18%82%

PENFED Credit Union NPS by Usage

PENFED Credit Union's NPS was rated the highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

-100
-50
0
50
100
2 to 5 Years
-20
2 to 5 Years-20
Over 10 Years
-92
Over 10 Years-92

PENFED Credit Union Customer Reviews

Out of the 6 PENFED Credit Union customer reviews 2 were positive and 4 were constructive. PENFED Credit Union customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.

What can this brand most improve?
Customer Service and Adequate response to inquiries have been a member for over four decades and now considering going elsewhere and moving accounts as the customer service has been declining.
What do you value most about this brand?
Customer service and ease of communicatiom
What do you value most about this brand?
Great Mortgage products and rates.
What can this brand most improve?
Basic communication. Responding to customer communications. No response until I contacted the CEO
What can this brand most improve?
Better tracking of when they send replacement cards out.

PENFED Credit Union Customer Loyalty

68%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

68% of PENFED Credit Union users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

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68
68%
32
32%
PENFED Credit Union Customer Loyalty

PENFED Credit Union Customer Loyalty Score by Gender

Female customers rated PENFED Credit Union's Customer Loyalty score 30% higher than Male customers.

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Male
70%
Yes
Female
100%
Yes

PENFED Credit Union Customer Loyalty Score by Ethnicity

PENFED Credit Union's Customer Loyalty score was rated 79% by Caucasian customers on Comparably.

% who answered "Yes"

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79
out of 100
Caucasian

PENFED Credit Union Customer Loyalty Score by Age

PENFED Credit Union's Customer Loyalty score was rated 84% by customers ages 66+ on Comparably.

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0
20%
40%
60%
80%
100%
66+
84%
66+84%

PENFED Credit Union Customer Loyalty Score by Usage

PENFED Credit Union's Customer Loyalty score was rated the highest by customers who have used PENFED Credit Union's products/services for Over 10 Years, and the lowest by customers with 2 to 5 Years of usage.

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2 to 5 Years
64%
Over 10 Years
85%

PENFED Credit Union Product Quality

2.2/5

PENFED Credit Union has an overall Product Quality score of 2.2 out of 5 stars rated by its users and customers.

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PENFED Credit Union Product Information

PENFED Credit Union’s product quality score is a 2.2 out of 5 as rated by its users and customers.

Quick Insights into PENFED Credit Union Product Quality

PENFED Credit Union's Product Quality score was rated highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and rated lowest by customers who have used PENFED Credit Union's products/services for Over 10 Years.

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Ranked PENFED Credit Union Product Quality the Highest

2 to 5 Years
3.1
Female
2.7
Caucasian
2.3

Ranked PENFED Credit Union Product Quality the Lowest

Male
2.1
Over 10 Years
1.7

PENFED Credit Union Product Quality Score by Gender

Female customers rated PENFED Credit Union's Product Quality score 0.6 stars higher than Male customers.

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Male

2.1/5

Female

2.7/5

PENFED Credit Union Product Quality Score by Ethnicity

PENFED Credit Union's Product Quality score was rated 2.3 stars by Caucasian customers on Comparably.

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0
1
2
3
4
5
Caucasian
2.3
Caucasian2.3

PENFED Credit Union Product Quality Score by Age

PENFED Credit Union's Product Quality score was rated 1.8 stars by customers ages 66+ on Comparably.

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0
1
2
3
4
5
66+
1.8
66+1.8

PENFED Credit Union Product Quality Score by Usage

PENFED Credit Union's Product Quality score was rated the highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
3.1
Over 10 Years
1.7

PENFED Credit Union Pricing

PENFED Credit Union ROI & Value For Money

2.7/5

PENFED Credit Union has a value for money and ROI score of 2.7 out of 5 stars rated by its users and customers.

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Quick Insights into PENFED Credit Union ROI

PENFED Credit Union's ROI score was rated highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and rated lowest by customers who have used PENFED Credit Union's products/services for Over 10 Years.

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Ranked PENFED Credit Union ROI the Highest

2 to 5 Years
3.5
Caucasian
2.8
Female
2.8

Ranked PENFED Credit Union ROI the Lowest

Male
2.7
Over 10 Years
2.2

PENFED Credit Union ROI Score by Gender

Female customers rated PENFED Credit Union's ROI score 0.1 stars higher than Male customers.

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Male

2.7/5

Female

2.8/5

PENFED Credit Union ROI Score by Ethnicity

PENFED Credit Union's ROI score was rated 2.8 stars by Caucasian customers on Comparably.

Sign Up for Brand Profile PRO to get the full ROI by Ethnicity data of PENFED Credit Union.
0
1
2
3
4
5
Caucasian
2.8
Caucasian2.8

PENFED Credit Union ROI Score by Age

PENFED Credit Union's ROI score was rated 2.3 stars by customers ages 66+ on Comparably.

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0
1
2
3
4
5
66+
2.3
66+2.3

PENFED Credit Union ROI Score by Usage

PENFED Credit Union's ROI score was rated the highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

Sign Up for Brand Profile PRO to get the full ROI by Usage data.

2 to 5 Years
3.5
Over 10 Years
2.2

PENFED Credit Union Customer Satisfaction (CSAT)

PENFED Credit Union Customer Satisfaction (CSAT) Score

26 / 100

PENFED Credit Union has an overall Customer Satisfaction score of 26 rated by its users and customers.

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Very Satisfied13%
Satisfied13%
Neither Satisfied nor Dissatisfied3%
Dissatisfied26%
Very Dissatisfied45%
Very Satisfied
13%
Satisfied
13%
Neither Satisfied nor Dissatisfied
3%
Dissatisfied
26%
Very Dissatisfied
45%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into PENFED Credit Union Customer Satisfaction

PENFED Credit Union's Customer Satisfaction score was rated highest by Female customers, and rated lowest by customers who have used PENFED Credit Union's products/services for Over 10 Years.

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Ranked PENFED Credit Union Customer Satisfaction the Highest

Female
50%
2 to 5 Years
40%
Caucasian
23%

Ranked PENFED Credit Union Customer Satisfaction the Lowest

Male
17%
Over 10 Years
9%

PENFED Credit Union Customer Satisfaction Score by Gender

Female customers rated PENFED Credit Union's Customer Satisfaction score 33 points higher than Male customers.

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17 / 100
Male
Very Satisfied
17%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
33%
Very Dissatisfied
50%
50 / 100
Female
Very Satisfied
17%
Satisfied
33%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
33%
Very Dissatisfied
17%

PENFED Credit Union Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

PENFED Credit Union's Customer Satisfaction (CSAT) score was rated 23% according to Caucasian users and customers.

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23 / 100
Very Satisfied15%
Satisfied8%
Neither Satisfied nor Dissatisfied0%
Dissatisfied31%
Very Dissatisfied46%
Very Satisfied
15%
Satisfied
8%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
31%
Very Dissatisfied
46%

PENFED Credit Union Customer Satisfaction Score by Age

PENFED Credit Union's Customer Satisfaction score was rated 9 points by customers ages 66+ on Comparably.

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0
20
40
60
80
100
66+ CSAT Score
9%
Very Satisfied
9%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
36%
Very Dissatisfied
55%
66+9%

PENFED Credit Union Customer Satisfaction Score by Usage

PENFED Credit Union's Customer Satisfaction score was rated the highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
40
Over 10 Years
9

PENFED Credit Union Customer Service

2.4/5

PENFED Credit Union has an overall Customer Service score of 2.4 out of 5 stars rated by its users and customers.

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About PENFED Credit Union's Customer Service

Website

https://www.penfed.org

Quick Insights into PENFED Credit Union Customer Service

PENFED Credit Union's Customer Service score was rated highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and rated lowest by customers who have used PENFED Credit Union's products/services for Over 10 Years.

Sign Up to unlock insights into how customers have ranked PENFED Credit Union's Customer Service score.

Ranked PENFED Credit Union Customer Service the Highest

2 to 5 Years
3.3
Female
2.7
Caucasian
2.1

Ranked PENFED Credit Union Customer Service the Lowest

Male
2
Over 10 Years
1.5

PENFED Credit Union Customer Service Score by Gender

Female customers rated PENFED Credit Union's Customer Service score 0.7 stars higher than Male customers.

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Male

2/5

Female

2.7/5

PENFED Credit Union Customer Service Score by Ethnicity

PENFED Credit Union's Customer Service score was rated 2.1 stars by Caucasian customers on Comparably.

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0
20
40
60
80
100
Caucasian
2.1
Caucasian2.1

PENFED Credit Union Customer Service Score by Age

PENFED Credit Union's Customer Service score was rated 1.6 stars by customers ages 66+ on Comparably.

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0
20
40
60
80
100
66+
1.6
66+1.6

PENFED Credit Union Customer Service Score by Usage

PENFED Credit Union's Customer Service score was rated the highest by customers who have used PENFED Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

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2 to 5 Years
3.3
Over 10 Years
1.5

PENFED Credit Union as an Employer

3.3/5

PENFED Credit Union has a 3.3/5 stars for its overall company culture rated by their employees

  PENFED Credit Union CEO
bottom
25%
CEO of PENFED Credit Union

In the Bottom 25% of Similar Sized Companies on Comparably.

Consumer vs. Employees

PENFED Credit Union scored a -48 for Net Promoter Score and a -8 for Employee Net Promoter Score. NPS gauges how likely a customer of PENFED Credit Union would recommend the brand to a friend. ENPS measures how likely PENFED Credit Union employees would recommend working at PENFED Credit Union to a friend.

Net Promoter Score

-48
NPS Score
19%Promoters
14%Passive
67%Detractors

Employee Net Promoter Score

-8
eNPS Score
42%Promoters
8%Passive
50%Detractors

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