

Rate was built on the principles of low rates, groundbreaking technology, complete transparency, excellent customer service and a quick, easy mortgage experience. We knew that to achieve the mission of being the best mortgage company for customers, we also needed to be the best mortgage company for employees and referral partners. We achieved that by innovating superior systems and technology to make the mortgage process easier and more transparent for everyone, and by creating a culture of positivity in which people have the opportunities to improve their lives and achieve their dreams.

Steve Moffat serves as the Chief Marketing Officer of Guaranteed Rate. Steve started at Guaranteed Rate in November of 2017. Steve currently resides in the Greater Chicago Area.
Rate's Net Promoter Score (NPS) is a -31 with 29% Promoters, 11% Passives, and 60% Detractors. Net Promoter Score tracks whether Rate's customers would recommend using the product based on a scale of -100 to 100.
| 29% | Promoters |
|---|---|
| 11% | Passives |
| 60% | Detractors |
| Summary | Date | Score |
|---|---|---|
Feb 2023 -35 | Feb 2023 | -35 |
Mar 2023 -31 | Mar 2023 | -31 |
Apr 2023 -33 | Apr 2023 | -33 |
Jul 2023 -32 | Jul 2023 | -32 |
Aug 2023 -32 | Aug 2023 | -32 |
Sep 2023 -32 | Sep 2023 | -32 |
Feb 2024 -34 | Feb 2024 | -34 |
May 2024 -30 | May 2024 | -30 |
Jun 2024 -32 | Jun 2024 | -32 |
Jul 2024 -32 | Jul 2024 | -32 |
Sep 2024 -33 | Sep 2024 | -33 |
May 2025 -31 | May 2025 | -31 |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Male customers rated Rate's NPS 49 points higher than Female customers.
Rate's NPS was rated -23 by Male customers on Comparably.
Rate's NPS was rated -72 by Female customers on Comparably.
Rate's NPS was rated -25 points by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian -25 | Caucasian | -25 |
Rate's NPS was rated the highest by customers ages 51-55, and the lowest by customers ages 36-40.
Rate's NPS was rated the highest by customers who have used Rate's products/services for Less than 1 Year, and the lowest by customers with 1 to 2 Years of usage.
| Summary | Usage | Score |
|---|---|---|
Less than 1 Year -40 | Less than 1 Year | -40 |
1 to 2 Years -67 | 1 to 2 Years | -67 |
Out of the 3 Rate customer reviews 1 was positive and 2 were constructive. Rate customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
57% of Rate users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
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Male customers rated Rate's Customer Loyalty score 24% higher than Female customers.
Rate's Customer Loyalty score was rated 78% by Caucasian customers on Comparably.
% who answered "Yes"
Rate's Customer Loyalty score was rated the highest by customers ages 51-55, and the lowest by customers ages 36-40.
| Summary | Age | Score |
|---|---|---|
36-40 10% | 36-40 | 10% |
51-55 70% | 51-55 | 70% |
Rate's Customer Loyalty score was rated the highest by customers who have used Rate's products/services for Less than 1 Year, and the lowest by customers with 1 to 2 Years of usage.
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Rate's Customer Loyalty score was rated 10% by Tech industry customers.
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Rate has an overall Product Quality score of 2.6 out of 5 stars rated by its users and customers.
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Rate’s product quality score is a 2.6 out of 5 as rated by its users and customers. Reviewers from the Tech industry rated Rate's product the highest.
Rate's Product Quality score was rated highest by Caucasian customers, and rated lowest by Female customers.
Male customers rated Rate's Product Quality score 1 stars higher than Female customers.
Rate's Product Quality score was rated 2.7 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 2.7 | Caucasian | 2.7 |
Rate's Product Quality score was rated the highest by customers ages 51-55, and the lowest by customers ages 36-40.
| Summary | Age | Score |
|---|---|---|
36-40 1.5 | 36-40 | 1.5 |
51-55 2.6 | 51-55 | 2.6 |
Rate's Product Quality score was rated the highest by customers who have used Rate's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Rate's Product Quality score was rated 2 stars by Tech industry customers.
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Rate has a value for money and ROI score of 2.7 out of 5 stars rated by its users and customers.
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Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Tech industry.
Rate's ROI score was rated highest by Caucasian customers, and rated lowest by Female customers.
Male customers rated Rate's ROI score 1.2 stars higher than Female customers.
Rate's ROI score was rated 3 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 3 | Caucasian | 3 |
Rate's ROI score was rated the highest by customers ages 51-55, and the lowest by customers ages 36-40.
| Summary | Age | Score |
|---|---|---|
36-40 1.5 | 36-40 | 1.5 |
51-55 2.6 | 51-55 | 2.6 |
Rate's ROI score was rated the highest by customers who have used Rate's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Rate's ROI score was rated 1.6 stars by Tech industry customers.
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Rate has an overall Customer Satisfaction score of 37 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Rate's Customer Satisfaction score was rated highest by Caucasian customers.
Rate's Customer Satisfaction score was rated 25 by Male customers on Comparably.
Very Satisfied | 25% | |
|---|---|---|
Satisfied | 0% | |
Neither Satisfied nor Dissatisfied | 25% | |
Dissatisfied | 25% | |
Very Dissatisfied | 25% |
Rate's Customer Satisfaction (CSAT) score was rated 33% according to Caucasian users and customers.
Rate's Customer Satisfaction score was rated 0 points by customers who have used Rate's products/services for Less than 1 Year.
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Rate has an overall Customer Service score of 2.4 out of 5 stars rated by its users and customers.
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3940 N Ravenswood Ave, Chicago, IL 60613
https://www.rate.com/
(408) 508-5607
Rate's Customer Service score was rated highest by Caucasian customers, and rated lowest by Female customers.
Male customers rated Rate's Customer Service score 1.1 stars higher than Female customers.
Rate's Customer Service score was rated 2.6 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 2.6 | Caucasian | 2.6 |
Rate's Customer Service score was rated the highest by customers ages 51-55, and the lowest by customers ages 36-40.
| Summary | Age | Customer Service Score |
|---|---|---|
36-40 1.5 | 36-40 | 1.5 |
51-55 2.1 | 51-55 | 2.1 |
Rate's Customer Service score was rated the highest by customers who have used Rate's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Rate's Customer Service score was rated 1.6 stars by Tech industry customers.
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Rate has a 3.3/5 stars for its overall company culture rated by their employees






Rate scored a -31 for Net Promoter Score and a -9 for Employee Net Promoter Score. NPS gauges how likely a customer of Rate would recommend the brand to a friend. ENPS measures how likely Rate employees would recommend working at Rate to a friend.
| 29% | Promoters |
|---|---|
| 11% | Passive |
| 60% | Detractors |
| 40% | Promoters |
|---|---|
| 11% | Passive |
| 49% | Detractors |