VyStar Credit Union NPS & Customer Reviews | Comparably
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VyStar Credit Union
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About VyStar Credit Union's Brand

VyStar Credit Union is a mobile apps developer company and has developed an app named Vy Star Credit Union mobile banking.

Brand at a Glance

88%
Customer Loyalty
3.2/5
Product Quality
3.1/5
Pricing
3.3/5
Customer Service

VyStar Credit Union NPS

VyStar Credit Union's Net Promoter Score (NPS) is a -7 with 40% Promoters, 13% Passives, and 47% Detractors. Net Promoter Score tracks whether VyStar Credit Union's customers would recommend using the product based on a scale of -100 to 100.

VyStar Credit Union Overall NPS

-7
NPS
40%Promoters
13%Passives
47%Detractors
VyStar Credit Union Overall NPS

VyStar Credit Union NPS Trend

-100
-50
0
50
100
Nov 2023
-24
Nov 2023-24
Dec 2023
-17
Dec 2023-17
Jan 2024
-16
Jan 2024-16
Mar 2024
-14
Mar 2024-14
Apr 2024
-11
Apr 2024-11
May 2024
-10
May 2024-10
Jun 2024
-13
Jun 2024-13
Aug 2024
-8
Aug 2024-8
Nov 2024
-6
Nov 2024-6
Apr 2025
-2
Apr 2025-2
May 2025
-4
May 2025-4
Sep 2025
-7
Sep 2025-7

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

VyStar Credit Union NPS by Gender

Female customers rated VyStar Credit Union's NPS 46 points higher than Male customers.

Male

-46

VyStar Credit Union's NPS was rated -46 by Male customers on Comparably.

23%
Promoters
8%
Passives
69%
Detractors

Female

0

VyStar Credit Union's NPS was rated by Female customers on Comparably.

43%
Promoters
14%
Passives
43%
Detractors

VyStar Credit Union NPS by Ethnicity

VyStar Credit Union's NPS was rated the highest by African American/Black customers, and the lowest by Other customers.

-100
-50
0
50
100
Caucasian
-32
Caucasian-32
African American/Black
75
African American/Black75
Other
-60
Other-60

VyStar Credit Union NPS by Age

VyStar Credit Union's NPS was rated the highest by customers ages 56-60, and the lowest by customers ages 41-45.

0
20
40
60
80
100
Promoters
33%
Passives
67%
Detractors
0%
36-4033%67%0%
Promoters
0%
Passives
0%
Detractors
100%
41-450%0%100%
Promoters
33%
Passives
0%
Detractors
67%
51-5533%0%67%
Promoters
100%
Passives
0%
Detractors
0%
56-60100%0%0%
Promoters
22%
Passives
11%
Detractors
67%
66+22%11%67%

VyStar Credit Union NPS by Usage

VyStar Credit Union's NPS was rated the highest by customers who have used VyStar Credit Union's products/services for 1 to 2 Years, and the lowest by customers with 5 to 10 Years of usage.

-100
-50
0
50
100
1 to 2 Years
0
1 to 2 Years0
2 to 5 Years
0
2 to 5 Years0
5 to 10 Years
-40
5 to 10 Years-40
Over 10 Years
-38
Over 10 Years-38

VyStar Credit Union Customer Reviews

Out of the 7 VyStar Credit Union customer reviews 2 were positive and 5 were constructive. VyStar Credit Union customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.

What can this brand most improve?
I've been with Vystar since I was 15. Just finance a car and for whatever reason Vystar block every payment to them and caused a repo..... if they thought it was fraud why wasn't I called on it?! Vystar makes it extremely hard to get ahold of corporate to get this handled...
What do you value most about this brand?
I like the ease of online banking
What do you value most about this brand?
I like dealing with a local financial institution. Bigger banks have too many layers of administration. At VyStar - if you have a problem, you can speak to somebody who can get a solid answer pretty quickly.
What can this brand most improve?
Quit lying to customers, try training your people
What can this brand most improve?
I've been a Vystar customer for 16 years. My children have accounts, and we have a variety of accounts and loans. We have stood by Vystar during these trying times, but the attitude we received while applying for a HELOC is unforgivable. Treat your loyal customers better.

VyStar Credit Union Customer Loyalty

88%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

88% of VyStar Credit Union users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

Sign Up to see the full customer demographics data and the people that answered "Yes" when asked "Would you consider yourself a loyal user/customer?"

88
88%
12
12%
VyStar Credit Union Customer Loyalty

VyStar Credit Union Customer Loyalty Score by Gender

Male customers rated VyStar Credit Union's Customer Loyalty score 13% higher than Female customers.

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Male
100%
Yes
Female
87%
Yes

VyStar Credit Union Customer Loyalty Score by Ethnicity

VyStar Credit Union's Customer Loyalty score was rated the highest by Other customers, and the lowest by African American/Black customers.

% who answered "Yes"

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94
out of 100
Caucasian
78
out of 100
African American/Black
100
out of 100
Other

VyStar Credit Union Customer Loyalty Score by Age

VyStar Credit Union's Customer Loyalty score was rated the highest by customers ages 41-45, and the lowest by customers ages 36-40.

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0
20%
40%
60%
80%
100%
36-40
70%
36-4070%
41-45
100%
41-45100%
51-55
100%
51-55100%
56-60
100%
56-60100%
66+
100%
66+100%

VyStar Credit Union Customer Loyalty Score by Usage

VyStar Credit Union's Customer Loyalty score was rated the highest by customers who have used VyStar Credit Union's products/services for 2 to 5 Years, and the lowest by customers with 1 to 2 Years of usage.

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1 to 2 Years
70%
2 to 5 Years
100%
5 to 10 Years
100%
Over 10 Years
93%

VyStar Credit Union Customer Loyalty Score by Industry

VyStar Credit Union's Customer Loyalty score was rated the highest by Banking and Financial Services industry customers, and the lowest by Education industry customers.

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Banking and Financial Services
100%
Education
70%
Government and Public Policy
100%
Healthcare, Hospitals and Medicine
100%

VyStar Credit Union Product Quality

3.2/5

VyStar Credit Union has an overall Product Quality score of 3.2 out of 5 stars rated by its users and customers.

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VyStar Credit Union Product Information

VyStar Credit Union’s product quality score is a 3.2 out of 5 as rated by its users and customers. Reviewers from the Education industry rated VyStar Credit Union's product the highest. Reviewers from the Healthcare, Hospitals and Medicine industry rated VyStar Credit Union the lowest at 1.5.

Website
http://www.vystarcu.org
Company Size
1,001-5,000 Employees

Industry

Tech
FinTech

Quick Insights into VyStar Credit Union Product Quality

VyStar Credit Union's Product Quality score was rated highest by customers ages 56-60, and rated lowest by customers from the Healthcare, Hospitals and Medicine industry.

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Ranked VyStar Credit Union Product Quality the Highest

56-60
5
African American/Black
4.7
Education
4.6

Ranked VyStar Credit Union Product Quality the Lowest

5 to 10 Years
2.2
41-45
1.5
Healthcare, Hospitals and Medicine
1.5

VyStar Credit Union Product Quality Score by Gender

Female customers rated VyStar Credit Union's Product Quality score 1 stars higher than Male customers.

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Male

2.3/5

Female

3.3/5

VyStar Credit Union Product Quality Score by Ethnicity

VyStar Credit Union's Product Quality score was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

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0
1
2
3
4
5
Caucasian
2.3
Caucasian2.3
African American/Black
4.7
African American/Black4.7
Other
2.7
Other2.7

VyStar Credit Union Product Quality Score by Age

VyStar Credit Union's Product Quality score was rated the highest by customers ages 56-60, and the lowest by customers ages 41-45.

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0
1
2
3
4
5
36-40
4.3
36-404.3
41-45
1.5
41-451.5
51-55
3.3
51-553.3
56-60
5
56-605
66+
1.9
66+1.9

VyStar Credit Union Product Quality Score by Usage

VyStar Credit Union's Product Quality score was rated the highest by customers who have used VyStar Credit Union's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.

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1 to 2 Years
3.1
2 to 5 Years
3.9
5 to 10 Years
2.2
Over 10 Years
2.4

VyStar Credit Union Product Quality Score by Industry

VyStar Credit Union's Product Quality score was rated the highest by Education industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.

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Banking and Financial Services
4.1
Education
4.6
Government and Public Policy
2
Healthcare, Hospitals and Medicine
1.5

VyStar Credit Union Pricing

VyStar Credit Union ROI & Value For Money

3.1/5

VyStar Credit Union has a value for money and ROI score of 3.1 out of 5 stars rated by its users and customers.

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VyStar Credit Union Pricing Plans

Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Banking and Financial Services industry. The users from the Government and Public Policy industry think that they had the lowest ROI from VyStar Credit Union.

Quick Insights into VyStar Credit Union ROI

VyStar Credit Union's ROI score was rated highest by customers ages 56-60, and rated lowest by customers from the Healthcare, Hospitals and Medicine industry.

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Ranked VyStar Credit Union ROI the Highest

56-60
4.9
Banking and Financial Services
4.4
African American/Black
3.9

Ranked VyStar Credit Union ROI the Lowest

Other
1.9
41-45
1.5
Healthcare, Hospitals and Medicine
1.5

VyStar Credit Union ROI Score by Gender

Female customers rated VyStar Credit Union's ROI score 1 stars higher than Male customers.

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Male

2.2/5

Female

3.2/5

VyStar Credit Union ROI Score by Ethnicity

VyStar Credit Union's ROI score was rated the highest by African American/Black customers, and the lowest by Other customers.

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0
1
2
3
4
5
Caucasian
2.5
Caucasian2.5
African American/Black
3.9
African American/Black3.9
Other
1.9
Other1.9

VyStar Credit Union ROI Score by Age

VyStar Credit Union's ROI score was rated the highest by customers ages 56-60, and the lowest by customers ages 41-45.

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0
1
2
3
4
5
36-40
4
36-404
41-45
1.5
41-451.5
51-55
3
51-553
56-60
4.9
56-604.9
66+
2
66+2

VyStar Credit Union ROI Score by Usage

VyStar Credit Union's ROI score was rated the highest by customers who have used VyStar Credit Union's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.

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1 to 2 Years
3.5
2 to 5 Years
3.6
5 to 10 Years
2.1
Over 10 Years
2.2

VyStar Credit Union ROI Score by Industry

VyStar Credit Union's ROI score was rated the highest by Banking and Financial Services industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.

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Banking and Financial Services
4.4
Education
3.8
Government and Public Policy
1.5
Healthcare, Hospitals and Medicine
1.5

VyStar Credit Union Customer Satisfaction (CSAT)

VyStar Credit Union Customer Satisfaction (CSAT) Score

56 / 100

VyStar Credit Union has an overall Customer Satisfaction score of 56 rated by its users and customers.

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Very Satisfied46%
Satisfied10%
Neither Satisfied nor Dissatisfied5%
Dissatisfied12%
Very Dissatisfied27%
Very Satisfied
46%
Satisfied
10%
Neither Satisfied nor Dissatisfied
5%
Dissatisfied
12%
Very Dissatisfied
27%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into VyStar Credit Union Customer Satisfaction

VyStar Credit Union's Customer Satisfaction score was rated highest by customers ages 56-60, and rated lowest by customers from the Healthcare, Hospitals and Medicine industry.

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Ranked VyStar Credit Union Customer Satisfaction the Highest

56-60
100%
African American/Black
100%
Education
100%

Ranked VyStar Credit Union Customer Satisfaction the Lowest

Over 10 Years
31%
41-45
0%
Healthcare, Hospitals and Medicine
0%

VyStar Credit Union Customer Satisfaction Score by Gender

Female customers rated VyStar Credit Union's Customer Satisfaction score 16 points higher than Male customers.

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38 / 100
Male
Very Satisfied
31%
Satisfied
7%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
8%
Very Dissatisfied
54%
54 / 100
Female
Very Satisfied
46%
Satisfied
8%
Neither Satisfied nor Dissatisfied
8%
Dissatisfied
15%
Very Dissatisfied
23%

VyStar Credit Union Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

VyStar Credit Union's Customer Satisfaction (CSAT) score was rated 37% according to Caucasian users and customers.

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37 / 100
Very Satisfied31%
Satisfied6%
Neither Satisfied nor Dissatisfied6%
Dissatisfied13%
Very Dissatisfied44%
Very Satisfied
31%
Satisfied
6%
Neither Satisfied nor Dissatisfied
6%
Dissatisfied
13%
Very Dissatisfied
44%

CSAT according to African American/Black

VyStar Credit Union's Customer Satisfaction (CSAT) score was rated 100% according to African American/Black users and customers.

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100 / 100
Very Satisfied75%
Satisfied25%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied0%
Very Satisfied
75%
Satisfied
25%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
0%

CSAT according to Other

VyStar Credit Union's Customer Satisfaction (CSAT) score was rated 40% according to Other users and customers.

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40 / 100
Very Satisfied40%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied60%
Very Satisfied
40%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
60%

VyStar Credit Union Customer Satisfaction Score by Age

VyStar Credit Union's Customer Satisfaction score was rated the highest by customers ages 56-60, and the lowest by customers ages 41-45.

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0
20
40
60
80
100
41-45 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
100%
41-450%
51-55 CSAT Score
34%
Very Satisfied
34%
Satisfied
0%
Neither Satisfied nor Dissatisfied
33%
Dissatisfied
33%
Very Dissatisfied
0%
51-5534%
56-60 CSAT Score
100%
Very Satisfied
100%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
0%
56-60100%
66+ CSAT Score
33%
Very Satisfied
22%
Satisfied
11%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
11%
Very Dissatisfied
56%
66+33%

VyStar Credit Union Customer Satisfaction Score by Usage

VyStar Credit Union's Customer Satisfaction score was rated the highest by customers who have used VyStar Credit Union's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.

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1 to 2 Years
67
2 to 5 Years
75
5 to 10 Years
40
Over 10 Years
31

VyStar Credit Union Customer Satisfaction Score by Industry

VyStar Credit Union's Customer Satisfaction score was rated the highest by Education industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.

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Banking and Financial Services
67
Education
100
Government and Public Policy
33
Healthcare, Hospitals and Medicine
0

VyStar Credit Union Customer Service

3.3/5

VyStar Credit Union has an overall Customer Service score of 3.3 out of 5 stars rated by its users and customers.

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About VyStar Credit Union's Customer Service

Address

Jacksonville, FL


Website

http://www.vystarcu.org


Phone Number

904-777-6000

Quick Insights into VyStar Credit Union Customer Service

VyStar Credit Union's Customer Service score was rated highest by customers ages 56-60, and rated lowest by customers ages 41-45.

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Ranked VyStar Credit Union Customer Service the Highest

56-60
4.9
African American/Black
4.6
Education
4.6

Ranked VyStar Credit Union Customer Service the Lowest

5 to 10 Years
2.4
Healthcare, Hospitals and Medicine
2
41-45
1.5

VyStar Credit Union Customer Service Score by Gender

Female customers rated VyStar Credit Union's Customer Service score 0.4 stars higher than Male customers.

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Male

2.7/5

Female

3.1/5

VyStar Credit Union Customer Service Score by Ethnicity

VyStar Credit Union's Customer Service score was rated the highest by African American/Black customers, and the lowest by Caucasian customers.

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0
20
40
60
80
100
Caucasian
2.6
Caucasian2.6
African American/Black
4.6
African American/Black4.6
Other
2.8
Other2.8

VyStar Credit Union Customer Service Score by Age

VyStar Credit Union's Customer Service score was rated the highest by customers ages 56-60, and the lowest by customers ages 41-45.

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0
20
40
60
80
100
36-40
4.3
36-404.3
41-45
1.5
41-451.5
51-55
2.1
51-552.1
56-60
4.9
56-604.9
66+
2.4
66+2.4

VyStar Credit Union Customer Service Score by Usage

VyStar Credit Union's Customer Service score was rated the highest by customers who have used VyStar Credit Union's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.

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1 to 2 Years
3.3
2 to 5 Years
3.8
5 to 10 Years
2.4
Over 10 Years
2.6

VyStar Credit Union Customer Service Score by Industry

VyStar Credit Union's Customer Service score was rated the highest by Education industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.

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Banking and Financial Services
3.6
Education
4.6
Government and Public Policy
2
Healthcare, Hospitals and Medicine
2

VyStar Credit Union as an Employer

3.5/5

VyStar Credit Union has a 3.5/5 stars for its overall company culture rated by their employees

  VyStar Credit Union CEO
bottom
30%
CEO of VyStar Credit Union

In the Bottom 30% of Similar Sized Companies on Comparably.

Consumer vs. Employees

VyStar Credit Union scored a -7 for Net Promoter Score and a 6 for Employee Net Promoter Score. NPS gauges how likely a customer of VyStar Credit Union would recommend the brand to a friend. ENPS measures how likely VyStar Credit Union employees would recommend working at VyStar Credit Union to a friend.

Net Promoter Score

-7
NPS Score
40%Promoters
13%Passive
47%Detractors

Employee Net Promoter Score

6
eNPS Score
35%Promoters
36%Passive
29%Detractors

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