Bread Financial is a leading provider of simple, personalized payment, lending and saving solutions. We're looking for talented associates who share common values and are passionate about helping us create opportunities for our customers - opportunities that offer ease, empowerment and financial flexibility. Discover why Bread Financial is consistently recognized as one of the best places to work. read more

EMPLOYEE PARTICIPANTS: 100

TOTAL RATINGS: 1249

CEO: Ralph Andretta

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Ralph Andretta Bread Financial CEO Rating

Bread Financial's CEO, Ralph Andretta, has 83 employee ratings and a score of 72/100, placing them in the Top 25% of similar size companies on Comparably with 5,001-10,000 Employees. When breaking the CEO score down by factors such as department, gender, and ethnicity, we see that females at Bread Financial rate Ralph Andretta higher than males, giving the CEO a score of 79/100.

Last updated months ago.

Where This Score Ranks Bread Financial's CEO Rating

TOP
25%
In the Top 25% of 1808 Similar Sized Companies on Comparably
5th
5th place versus 5 competitors rated on Comparably

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B72 / 100

Jan

Bread Financial CEO Ralph Andretta Bio

Ralph Andretta joined Bread Financial in February 2020 and is responsible for the Company’s growth, development and financial performance. With more than 25 years of experience at leading U.S. financial services companies, Ralph has a strong record of growing credit card, loyalty and affinity products and relationships, driving operational efficiencies, and superior financial performance on a consistent basis.

Prior to joining Bread Financial, Ralph was Managing Director and Head of U.S. Cards for Citi, where he managed significant client partnerships and launched a number of new products over his tenure. He also held positions in charge of loyalty, co-brand, and product development while at Citi. His experience also includes having served as Global Affinity Products and International Card Executive with Bank of America, after spending 18 years with American Express in a number of operational and financial positions, both domestically and internationally.

Ralph is an executive committee member of the American Banker Association’s Card Policy Council. In the community, Ralph sits on the board of trustees at Nationwide Children’s Hospital, while also supporting other causes related to children and hunger, such as The Boys & Girls Club of America. Ralph earned a Bachelor’s degree in Accounting and Finance from Siena College. Outside of the office, Ralph enjoys golf and tennis, and spending time with his wife and their two daughters.

Who Ranks Bread Financial's CEO Rating the Highest?

Department - Communications 100/100

Experience - 1 to 3 Years 88/100

Ethnicity - Hispanic or Latino 84/100

Who Ranks Bread Financial's CEO Rating the Lowest?

Department - Finance 40/100

Tenure - 1 to 2 Years 53/100

Experience - 6 to 10 Years 54/100

Bread Financial CEO Ralph Andretta At a Glance

The CEO score provides an understanding of how employees feel about the CEO’s leadership style and effectiveness at Bread Financial.

Based on 83 ratings, Ralph Andretta ranks right below Capital One's CEO, Richard Fairbank.

Bread Financial's CEO is highly regarded by the Communications department, employees with 1 to 3 Years experience, and Hispanic or Latino employees. However, the Finance department, employees who have been at the company 1 to 2 Years, and employees with 6 to 10 Years experience have a less favorable view of the CEO and believe there is room for improvement. Overall, the CEO score has remained stable over the last 90 days.