Stephen Squeri vs Ralph Andretta

Stephen Squeri

CEO of American Express

BIO: Mr. Stephen J. Squeri, also known as Steve, has been Vice Chairman of American Express Company since July 2015 and has led the Business-to-Business Group since October 2015. Mr. Squeri served as Group President of Global Corporate Services at American Express Company from November 2011 to July 2015. He served as the Group President of Global Services at American Express Company from October 2009 to November 2011 and served as its Chief Information Officer and Executive Vice President from May 2005 to October 2009. He served as an Executive Vice President of Corporate Development/Head of Corporate Development of American Express Company from July 2008 to September 2010 and oversaw mergers and acquisitions. He joined American Express as a manager in Travelers Cheque Group (TCG) in 1985 and held senior roles at TCG, orldwide Marketing and Establishment Services (ES). He served as President of the Global Commercial Card group from January 2002 to 2005, where he led the global division that markets American Express Corporate Card and American Express Corporate Purchasing Card to mid-sized and large companies. From 2000 to 2002, he served as the President of Establishment Services Canada and the United States where he oversaw American Express??? efforts to grow merchants??? businesses through innovative marketing and e-commerce programs and managed merchant acquisition efforts. From 1982 to 1985, he was a management consultant at Arthur Andersen and Company. He has been a Director of J. Crew Group, Inc. since June 2012. He serves as Director of Madewell Inc. He has been an Independent Director of The Guardian Life Insurance Company of America since 2009. He serves as a Member of the Board of Trustees of New York Downtown and Harlem Children's Zone. He serves as a Member of the Board of Governors Monsignor McClancy Memorial High School. He served as Director of J. Crew Group, Inc. from September 2010 to March 2011. Mr. Squeri holds an M.B.A. degree and a B.S. degree from Manhattan College.

Ralph Andretta

CEO of Bread Financial

BIO: Ralph Andretta joined Bread Financial in February 2020 and is responsible for the Company’s growth, development and financial performance. With more than 25 years of experience at leading U.S. financial services companies, Ralph has a strong record of growing credit card, loyalty and affinity products and relationships, driving operational efficiencies, and superior financial performance on a consistent basis. Prior to joining Bread Financial, Ralph was Managing Director and Head of U.S. Cards for Citi, where he managed significant client partnerships and launched a number of new products over his tenure. He also held positions in charge of loyalty, co-brand, and product development while at Citi. His experience also includes having served as Global Affinity Products and International Card Executive with Bank of America, after spending 18 years with American Express in a number of operational and financial positions, both domestically and internationally. Ralph is an executive committee member of the American Banker Association’s Card Policy Council. In the community, Ralph sits on the board of trustees at Nationwide Children’s Hospital, while also supporting other causes related to children and hunger, such as The Boys & Girls Club of America. Ralph earned a Bachelor’s degree in Accounting and Finance from Siena College. Outside of the office, Ralph enjoys golf and tennis, and spending time with his wife and their two daughters.