Ann M. Cairns MSc — President of International Markets at Mastercard

Ms. Ann M. Cairns, MSc has been the President of International Markets at Mastercard Incorporated and MasterCard Worldwide, Inc. (alternate name: MasterCard International Incorporated) since August 22, 2011. Ms. Cairns is responsible for the management of all markets and customer-related activities outside of North America. Ms. Cairns leverages Mastercard's seamless global structure and presence to the benefit of all stakeholders. She serves as President of International Markets at MasterCard Advisors, LLC. Ms. Cairns has more than 20 years??? experience across international business, risk management and financial sectors. Prior to joining MasterCard in August 2011, she served as the Managing Director and Head of Financial Industry Advisory Services Group for Europe at Alvarez & Marsal, LLC from 2008 to 2011, where she led the European team managing the estate of Lehman Brothers Holdings International through the Chapter 11 process. She served as Chief Executive Officer, Transaction Banking at ABN-AMRO in London, where she managed a global business with over 5 billion euros in revenue in 50 countries, covering the commercial, retail and financial institutions segments. Prior to joining ABN-AMRO, Ms. Cairns spent 15 years in senior operational positions at Citigroup, including Chief Operating Officer, e-Business, where she led U.S., European and Japanese operations. She served as Head of Transaction Banking Group at RBS Holdings N.V. (also known as ABN AMRO Holding NV.) since 2005. She served as Senior Executive Vice President of The Royal Bank of Scotland N.V. (formerly, ABN AMRO Bank N.V.), a subsidiary of RBS Holdings N.V. until April 1, 2008. At the start of her career, she spent time as an award-winning research engineer, culminating as the head of Offshore Engineer-Planning for British Gas, managing a team of 50 plus engineers, she was the first woman qualified to go offshore in Britain. She has been Chairperson at ICE Clear Europe Limited since January 2017. She has been a Director of Intercontinental Exchange, Inc. since March 3, 2017. Ms. Cairns served as a Non Executive Director of AstraZeneca PLC since April 24, 2014 until April 27, 2017. She served as Trustee of Charity Bank in the UK. She served as a Non Executive Director of Newcastle Building Society from September 1, 2010 to June 30, 2011. Ms. Cairns received a B.Sc. in Pure Mathematics from Sheffield University and an M.Sc. in Statistics from Newcastle University, U.K.