Philip J. Mantua — Executive VP & CFO at Sandy Spring Bancorp

Philip J. Mantua serves as Executive Vice President and Chief Financial Officer of Sandy Spring Bancorp, Inc. (???Bancorp???) and Sandy Spring Bank (the ???Bank???). Prior to becoming CFO, Mr. Mantua served the Bank as Senior Vice President, Director of Managerial Accounting. Mr. Mantua joined Bancorp in May 1999, after spending 15 years with Olson Research Associates (???Olson???), a consulting and education firm located in Columbia, MD. At Olson, Mr. Mantua developed financial planning systems, strategic plans, and asset/liability management policies for financial institutions. He also provided Board and executive management level education and consulting services to a wide variety of financial institutions. He is a frequent Speaker at various industry-based seminars and workshops on topics such as asset/liability management, interest rate risk, and financial performance analysis. Mr. Mantua is currently a Faculty Member of ABA's Stonier Graduate School of Banking, and the Maryland Banking School. He is a Member of the Maryland CPA Association and the American Institute of CPAs, and also a Member of the Advisor Committee to the Board of Directors at Manor Country Club and a former Board Member for the Association for Management in Financial Services (AMIfs). Mr. Mantua is a Certified Public Accountant and earned his accounting degree from Benjamin Franklin University in Washington, DC.