

Led by Chairman, President and CEO, Robert A. Marino, Horizon Blue Cross Blue Shield of New Jersey is the state’s largest and leading health insurance company. Among its major competitors, Horizon Blue Cross Blue Shield of New Jersey is ranked in 3rd place for NPS while UnitedHealth Group is 1st, and Aetna is 2nd.
Horizon Blue Cross Blue Shield of New Jersey's Net Promoter Score (NPS) is a -72 with 14% Promoters, 0% Passives, and 86% Detractors. Net Promoter Score tracks whether Horizon Blue Cross Blue Shield of New Jersey's customers would recommend using the product based on a scale of -100 to 100.
| 14% | Promoters |
|---|---|
| 0% | Passives |
| 86% | Detractors |
| Summary | Date | Score |
|---|---|---|
Apr 2023 -67 | Apr 2023 | -67 |
Jun 2023 -75 | Jun 2023 | -75 |
Oct 2023 -80 | Oct 2023 | -80 |
Feb 2024 -83 | Feb 2024 | -83 |
Mar 2024 -85 | Mar 2024 | -85 |
Apr 2024 -75 | Apr 2024 | -75 |
May 2024 -77 | May 2024 | -77 |
Jul 2024 -77 | Jul 2024 | -77 |
Oct 2024 -79 | Oct 2024 | -79 |
Nov 2024 -70 | Nov 2024 | -70 |
Apr 2025 -71 | Apr 2025 | -71 |
Dec 2025 -73 | Dec 2025 | -73 |
Horizon Blue Cross Blue Shield of New Jersey is ranked third for NPS among its competitors. UnitedHealth Group and Aetna come in first and second, with Cigna HealthSpring coming in at #4.
![]() Horizon Blue Cross Blue Shield of New Jersey | ![]() UnitedHealth Group | ![]() Aetna | ![]() Cigna HealthSpring | |
| Global Ranking | #- | #198 | #- | #- |
| NPS | -72 | -13 | -68 | -76 |
| Social Sentiment Calculated by analyzing social media and other online mentions | - | Neutral | Neutral | - |
| Valuation Updated every 24 hours for public companies | - | $344.29B | - | - |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated -72 by both Female and Male customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated -72 by Male customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated -72 by Female customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated -64 points by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian -64 | Caucasian | -64 |
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated the highest by customers ages 56-60, and the lowest by customers ages 51-55.
Horizon Blue Cross Blue Shield of New Jersey's NPS was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.
| Summary | Usage | Score |
|---|---|---|
2 to 5 Years -50 | 2 to 5 Years | -50 |
5 to 10 Years -72 | 5 to 10 Years | -72 |
Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's NPS is rated right above Cigna HealthSpring, and is preceded by Aetna.
| COMPANY | NPS Score | |
|---|---|---|
![]() | UnitedHealth Group | -13 |
![]() | Aetna | -68 |
![]() | Horizon Blue Cross Blue Shield of New Jersey | -72 |
![]() | Cigna HealthSpring | -76 |
Out of the 2 Horizon Blue Cross Blue Shield of New Jersey customer reviews 1 was positive and 1 was constructive. Horizon Blue Cross Blue Shield of New Jersey customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
56% of Horizon Blue Cross Blue Shield of New Jersey users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
Sign Up to see the full customer demographics data and the people that answered "Yes" when asked "Would you consider yourself a loyal user/customer?"
Female customers rated Horizon Blue Cross Blue Shield of New Jersey's Customer Loyalty score 38% higher than Male customers.
Horizon Blue Cross Blue Shield of New Jersey's Customer Loyalty score was rated 84% by Caucasian customers on Comparably.
% who answered "Yes"
Horizon Blue Cross Blue Shield of New Jersey's Customer Loyalty score was rated the highest by customers ages 56-60, and the lowest by customers ages 51-55.
| Summary | Age | Score |
|---|---|---|
51-55 40% | 51-55 | 40% |
56-60 100% | 56-60 | 100% |
Horizon Blue Cross Blue Shield of New Jersey's Customer Loyalty score was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.
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Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's Customer Loyalty score is rated right below Aetna.
| COMPANY | Customer Loyalty Score | |
|---|---|---|
![]() | Cigna HealthSpring | 72% |
![]() | UnitedHealth Group | 69% |
![]() | Aetna | 62% |
![]() | Horizon Blue Cross Blue Shield of New Jersey | 56% |
Horizon Blue Cross Blue Shield of New Jersey has an overall Product Quality score of 1.5 out of 5 stars rated by its users and customers.
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Horizon Blue Cross Blue Shield of New Jersey’s product quality score is a 1.5 out of 5 as rated by its users and customers.
Horizon Blue Cross Blue Shield of New Jersey's Product Quality score was rated highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and rated lowest by Male customers.
Horizon Blue Cross Blue Shield of New Jersey's Product Quality score was rated 1.5 by both Female and Male customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's Product Quality score was rated 1.6 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.6 | Caucasian | 1.6 |
Horizon Blue Cross Blue Shield of New Jersey's Product Quality score was rated the highest by customers ages 56-60, and the lowest by customers ages 51-55.
| Summary | Age | Score |
|---|---|---|
51-55 1.5 | 51-55 | 1.5 |
56-60 1.9 | 56-60 | 1.9 |
Horizon Blue Cross Blue Shield of New Jersey's Product Quality score was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.
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Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's Product Quality score is rated right below Cigna HealthSpring.
| COMPANY | Product Quality Score | |
|---|---|---|
![]() | UnitedHealth Group | 2.9/5 |
![]() | Aetna | 1.6/5 |
![]() | Cigna HealthSpring | 1.6/5 |
![]() | Horizon Blue Cross Blue Shield of New Jersey | 1.5/5 |
Horizon Blue Cross Blue Shield of New Jersey has a value for money and ROI score of 1.5 out of 5 stars rated by its users and customers.
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Horizon Blue Cross Blue Shield of New Jersey's ROI score was rated highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and rated lowest by Male customers.
Horizon Blue Cross Blue Shield of New Jersey's ROI score was rated 1.5 by both Female and Male customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's ROI score was rated 1.5 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Horizon Blue Cross Blue Shield of New Jersey's ROI score was rated the highest by customers ages 56-60, and the lowest by customers ages 51-55.
| Summary | Age | Score |
|---|---|---|
51-55 1.5 | 51-55 | 1.5 |
56-60 1.6 | 56-60 | 1.6 |
Horizon Blue Cross Blue Shield of New Jersey's ROI score was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.
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Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's ROI score is rated right above Cigna HealthSpring, and is preceded by Aetna.
| COMPANY | Pricing Score | |
|---|---|---|
![]() | UnitedHealth Group | 2.9/5 |
![]() | Aetna | 1.5/5 |
![]() | Horizon Blue Cross Blue Shield of New Jersey | 1.5/5 |
![]() | Cigna HealthSpring | 1.5/5 |
Horizon Blue Cross Blue Shield of New Jersey has an overall Customer Satisfaction score of 17 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction score was rated highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and rated lowest by Male customers.
Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction score was rated 14 by both Female and Male customers on Comparably.
Very Satisfied | 14% | |
|---|---|---|
Satisfied | 0% | |
Neither Satisfied nor Dissatisfied | 0% | |
Dissatisfied | 0% | |
Very Dissatisfied | 86% |
Very Satisfied | 14% | |
|---|---|---|
Satisfied | 0% | |
Neither Satisfied nor Dissatisfied | 0% | |
Dissatisfied | 14% | |
Very Dissatisfied | 72% |
Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction (CSAT) score was rated 18% according to Caucasian users and customers.
Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction score was rated 25 points by customers ages 56-60 on Comparably.
| Breakdown | Age | Score | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 56-60 | 25% |
Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction score was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.
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Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's Customer Satisfaction score is rated right above Aetna, and is preceded by UnitedHealth Group.
| COMPANY | Customer Satisfaction (CSAT) Score | |
|---|---|---|
![]() | UnitedHealth Group | 49% |
![]() | Horizon Blue Cross Blue Shield of New Jersey | 17% |
![]() | Aetna | 14% |
![]() | Cigna HealthSpring | 10% |
Horizon Blue Cross Blue Shield of New Jersey has an overall Customer Service score of 1.5 out of 5 stars rated by its users and customers.
Sign Up to unlock Horizon Blue Cross Blue Shield of New Jersey's overall Customer Service score rated by its users and customers.
3 Penn Plaza East, Newark, NJ 07105
http://www.horizonblue.com
Horizon Blue Cross Blue Shield of New Jersey's Customer Service score was rated highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and rated lowest by Male customers.
Horizon Blue Cross Blue Shield of New Jersey's Customer Service score was rated 1.5 by both Female and Male customers on Comparably.
Horizon Blue Cross Blue Shield of New Jersey's Customer Service score was rated 1.6 stars by Caucasian customers on Comparably.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 1.6 | Caucasian | 1.6 |
Horizon Blue Cross Blue Shield of New Jersey's Customer Service score was rated the highest by customers ages 56-60, and the lowest by customers ages 51-55.
| Summary | Age | Customer Service Score |
|---|---|---|
51-55 1.5 | 51-55 | 1.5 |
56-60 1.6 | 56-60 | 1.6 |
Horizon Blue Cross Blue Shield of New Jersey's Customer Service score was rated the highest by customers who have used Horizon Blue Cross Blue Shield of New Jersey's products/services for 2 to 5 Years, and the lowest by customers with 5 to 10 Years of usage.
Sign Up for Brand Profile PRO to get the full Customer Service by Usage data.
Compared to its competitors, Horizon Blue Cross Blue Shield of New Jersey's Customer Service score is rated right below Aetna.
| COMPANY | Customer Service Score | |
|---|---|---|
![]() | UnitedHealth Group | 2.9/5 |
![]() | Cigna HealthSpring | 1.5/5 |
![]() | Aetna | 1.5/5 |
![]() | Horizon Blue Cross Blue Shield of New Jersey | 1.5/5 |
Horizon Blue Cross Blue Shield of New Jersey has a 2.2/5 stars for its overall company culture rated by their employees

In the Bottom 5% of Similar Sized Companies on Comparably.
Horizon Blue Cross Blue Shield of New Jersey scored a -72 for Net Promoter Score and a -55 for Employee Net Promoter Score. NPS gauges how likely a customer of Horizon Blue Cross Blue Shield of New Jersey would recommend the brand to a friend. ENPS measures how likely Horizon Blue Cross Blue Shield of New Jersey employees would recommend working at Horizon Blue Cross Blue Shield of New Jersey to a friend.
| 14% | Promoters |
|---|---|
| 0% | Passive |
| 86% | Detractors |
| 19% | Promoters |
|---|---|
| 7% | Passive |
| 74% | Detractors |