

Health Care Service Corporation (HCSC) is the largest non-investor-owned health insurance company in the United States. HCSC offers a wide variety of health and life insurance products and related services, through its operating divisions and subsidiaries including Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Montana, Blue Cross and Blue Shield of New Mexico, Blue Cross and Blue Shield of Oklahoma, and Blue Cross and Blue Shield of Texas. The company provides dental, life and disability insurance coverage through Dearborn National. HCSC employs nearly 22,000 people and serves more than 15 million members. Among its major competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC is ranked in 3rd place for NPS while Humana is 1st, and UnitedHealth Group is 2nd. Overall, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has a neutral social sentiment, when analyzing social media channels and online mentions.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Net Promoter Score (NPS) is a -17 with 36% Promoters, 11% Passives, and 53% Detractors. Net Promoter Score tracks whether Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's customers would recommend using the product based on a scale of -100 to 100.
| 36% | Promoters |
|---|---|
| 11% | Passives |
| 53% | Detractors |
| Summary | Date | Score |
|---|---|---|
Sep 2020 -83 | Sep 2020 | -83 |
Dec 2021 -63 | Dec 2021 | -63 |
Mar 2022 -44 | Mar 2022 | -44 |
Sep 2022 -30 | Sep 2022 | -30 |
Oct 2022 -36 | Oct 2022 | -36 |
Mar 2023 -41 | Mar 2023 | -41 |
Jun 2023 -32 | Jun 2023 | -32 |
Aug 2023 -22 | Aug 2023 | -22 |
Oct 2023 -31 | Oct 2023 | -31 |
Jul 2024 -24 | Jul 2024 | -24 |
Feb 2025 -18 | Feb 2025 | -18 |
Apr 2025 -17 | Apr 2025 | -17 |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC is ranked third for NPS among its competitors. Humana and UnitedHealth Group come in first and second, with Aflac coming in at #4.
![]() Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | ![]() UnitedHealth Group | ![]() Humana | ![]() Aflac | |
| Global Ranking | #- | #198 | #300 | #- |
| NPS | -17 | -14 | 2 | -18 |
| Social Sentiment Calculated by analyzing social media and other online mentions | Neutral | Neutral | Neutral | - |
| Valuation Updated every 24 hours for public companies | - | $344.29B | $53.34B | $35.10B |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's NPS was rated 100 by Female customers on Comparably.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's NPS was rated 100 by Female customers on Comparably.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's NPS is not yet rated by Male customers.
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's NPS is rated right above Aflac, and is preceded by UnitedHealth Group.
| COMPANY | NPS Score | |
|---|---|---|
![]() | Humana | 2 |
![]() | UnitedHealth Group | -14 |
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | -17 |
![]() | Aflac | -18 |
![]() | Aetna | -68 |
Out of the 2 Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC customer reviews 2 were positive and 0 were constructive. Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC customer reviews reflect that all customers have a favorable experience using the products/services of the company.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
60% of Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
Sign Up to see the full customer demographics data and the people that answered "Yes" when asked "Would you consider yourself a loyal user/customer?"
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Loyalty score was rated 100 by Female customers on Comparably.
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Loyalty score is rated right below Aetna.
| COMPANY | Customer Loyalty Score | |
|---|---|---|
![]() | Humana | 76% |
![]() | Aflac | 76% |
![]() | UnitedHealth Group | 69% |
![]() | Aetna | 62% |
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | 60% |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has an overall Product Quality score of 3 out of 5 stars rated by its users and customers.
Sign Up to unlock Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's overall Product Quality score rated by its users and customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC’s product quality score is a 3 out of 5 as rated by its users and customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Product Quality score was rated highest by Female customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Product Quality score was rated 5 by Female customers on Comparably.
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Product Quality score is rated right above UnitedHealth Group, and is preceded by Humana.
| COMPANY | Product Quality Score | |
|---|---|---|
![]() | Humana | 3.3/5 |
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | 3/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Aflac | 2.8/5 |
![]() | Aetna | 1.6/5 |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has a value for money and ROI score of 2.9 out of 5 stars rated by its users and customers.
Sign Up to unlock Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's overall ROI score rated by its users and customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's ROI score was rated highest by Female customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's ROI score was rated 4.6 by Female customers on Comparably.
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's ROI score is rated right above Aflac, and is preceded by UnitedHealth Group.
| COMPANY | Pricing Score | |
|---|---|---|
![]() | Humana | 3.1/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | 2.9/5 |
![]() | Aflac | 2.7/5 |
![]() | Aetna | 1.5/5 |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has an overall Customer Satisfaction score of 66 rated by its users and customers.
Sign Up to see the full customer demographics data and the people that answered "How would you rate your overall satisfaction with the service you received?"
Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Satisfaction score was rated highest by Female customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Satisfaction score was rated 75 by Female customers on Comparably.
Very Satisfied | 75% | |
|---|---|---|
Satisfied | 0% | |
Neither Satisfied nor Dissatisfied | 0% | |
Dissatisfied | 0% | |
Very Dissatisfied | 25% |
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Satisfaction score is rated right above Humana.
| COMPANY | Customer Satisfaction (CSAT) Score | |
|---|---|---|
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | 67% |
![]() | Humana | 56% |
![]() | UnitedHealth Group | 49% |
![]() | Aflac | 40% |
![]() | Aetna | 14% |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has an overall Customer Service score of 3.3 out of 5 stars rated by its users and customers.
Sign Up to unlock Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's overall Customer Service score rated by its users and customers.
225 North Michigan Avenue, Chicago, IL 60601
https://www.hcsc.com
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Service score was rated highest by Female customers.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Service score was rated 4.7 by Female customers on Comparably.
Compared to its competitors, Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC's Customer Service score is rated right above Humana.
| COMPANY | Customer Service Score | |
|---|---|---|
![]() | Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC | 3.3/5 |
![]() | Humana | 3.2/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Aflac | 2.5/5 |
![]() | Aetna | 1.5/5 |
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC has a 4.6/5 stars for its overall company culture rated by their employees

In the Top 10% of Similar Sized Companies on Comparably.
Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC scored a -17 for Net Promoter Score and a 36 for Employee Net Promoter Score. NPS gauges how likely a customer of Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC would recommend the brand to a friend. ENPS measures how likely Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC employees would recommend working at Blue Cross Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas | HCSC to a friend.
| 36% | Promoters |
|---|---|
| 11% | Passive |
| 53% | Detractors |
| 50% | Promoters |
|---|---|
| 36% | Passive |
| 14% | Detractors |