Bread Financial Culture | Comparably
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Bread Financial Claimed Company
Bread Financial is a leading provider of simple, personalized payment, lending and saving solutions. We're looking for talented associates who share common values and are passionate about helping us create opportunities for our customers - opportunities that offer ease, empowerment and financial flexibility. Discover why Bread Financial is consistently recognized as one of the best places to work. read more
EMPLOYEE
PARTICIPANTS
100
TOTAL
RATINGS
1249

Bread Financial Company Culture

Bread Financial Culture

This score is derived from employee ratings & reviews
4.1/5
Bread Financial's Overall Culture is rated B

Top Rated Culture Dimensions

Bread Financial CEO

Top 25%Top 25% of Similar Size Companies on Comparably
Ralph Andretta Bread Financial's CEO
Ralph Andretta
72 /100

Diversity at Bread Financial

Bottom 45%Bottom 45% of Similar Size Companies on Comparably
C

Diverse employees at Bread Financial have rated Team, CEO Rating, and Environment as the highest categories they have scored

Women at Bread Financial

Top 30%Top 30% of Similar Size Companies on Comparably
B

Women at Bread Financial have rated Team, Work Culture, and Manager as the highest categories they have scored

Bread Financial eNPS

Net Promoter Score tracks your employees' overall score to this question: "On a scale from 0-10, how likely are you to recommend working at your company to a friend?"
Top 35%Top 35% of Similar Size Companies on Comparably

Recommend to a Friend?

11

Bread Financial employees are 11% more likely to recommend Bread Financial as a great place to work

50%Promoters
11%Passives
39%Detractors

Working at Bread Financial

Working at Bread Financial is rated highly by 100 employees, across various culture dimensions. Bread Financial employees are most satisfied about Environment, Manager, and Team categories, putting Bread Financial’s culture in the Top 25% compared to similar sized companies on Comparably and in the Top 35% compared to other companies in Springfield, OH. See below in detail how working at Bread Financial was rated by employees.

Overall Company Culture at Bread Financial

B

Overall Company Culture at Bread Financial is rated B

Last updated months ago

Top
25%

Bread Financial ranks in the Top 25% of other companies on Comparably with 5,001-10,000 Employees for Overall Company Culture Score

Overall Company Culture Score by Department

This graph details how each department scores their Overall Company Culture

Results from 100 Employees

View Results
0
20
40
60
80
100
Communications
81
Communications81
HR
81
HR81
Operations
74
Operations74
Marketing
70
Marketing70
Customer Support
69
Customer Support69
Finance
56
Finance56

Bread Financial Employee Reviews

Out of 134 Bread Financial employee reviews, 85% were positive. The remaining 15% were constructive reviews with the goal of helping Bread Financial improve their work culture.

85%
15%
Positive Reviews85%
Constructive Feedback15%

Positive Reviews From Bread Financial Employees

  • What did you like most about the interview process?
    Multiple levels of leadership involved in the interview
  • What makes you most happy at work?
    Challenging work and support to be a success.
  • What is most positive about the culture and environment at your company?
    The ability to work from home or at the office.

Constructive Feedback From Bread Financial Employees

  • Why do you feel undervalued and what would make you feel better about your compensation?
    Pay is not up to par per i dustry and profits made by the company
  • What does the leadership team need to get better at?
    401k , pay bonus job security
  • What do your coworkers need to improve and how could you work together better?
    Stop changing teams or communication methods so frequently

Bread Financial Company Information

Bread Financial Company Overview

Bread Financial is a leading provider of simple, personalized payment, lending and saving solutions. We're looking for talented associates who share common values and are passionate about helping us create opportunities for our customers - opportunities that offer ease, empowerment and financial flexibility. Discover why Bread Financial is consistently recognized as one of the best places to work.

Bread Financial was founded in 1996 and its current CEO is Ralph Andretta. Since its inception 30 years ago, Bread Financial has grown to 7500 employees.

Bread Financial Mission, Vision & Values

Bread Financial Mission & Values

  • Customers
  • Communities
HeadquarterColumbus, OH 43219
United States of America
Websitewww.breadfinancial.com/
Founding Date1996
Tel214-494-3000
Company StatusPublic
StockBFH
Jobscareers.breadfinancial.com/us/en
Social Sites

Bread Financial Competitors

Bread Financial competitors include Capital One, American Express, PayPal, and Huntington National Bank. Bread Financial ranks 2nd in Overall Culture Score on Comparably vs its competitors. See below how Bread Financial compares to its competitors with CEO Rankings, Product & Services, NPS, Pricing, Customer Services, Overall Culture Score, eNPS, Gender and Diversity Scores.

  1. #1
    Capital One's Logo
    Capital One
    4.1/5
  2. #2
    Bread Financial's Logo
    Bread Financial
    4.1/5
  3. #3
    American Express' Logo
    American Express
    4.0/5
  4. #4
    PayPal's Logo
    PayPal
    3.8/5
  5. #5
    Huntington National Bank's Logo
    Huntington National Bank
    3.8/5

Bread Financial Employees

Bread Financial has 7500 employees. 100 employees at Bread Financial have reviewed Bread Financial across various culture dimensions, providing their opinions on items ranging from executive ratings to the pace at work. The latest review was months ago.

Overall, the 100 Bread Financial employees give their leadership a grade of B, or Top 30% of similar size companies on Comparably. This includes specific ratings of their executive team, CEO, and manager.

Employees at Bread Financial are generally satisfied with their total compensation at Bread Financial, which includes a combination of pay, stock and equity, and benefits.

Overall, employees at Bread Financial are pleased with their team. 100 Participants grade the quality of their coworkers an A. The majority believe the meetings at Bread Financial are effective, and the majority look forward to interacting with their coworkers.

The majority of employees at Bread Financial believe the environment at Bread Financial is positive. Most Participants believe the pace of work at Bread Financial is comfortably fast. About 76% of the employees at Bread Financial work 8 hours or less.

Overall, the employees at Bread Financial are generally happy, based on their aggregated ratings of future outlook, customer perception, and their excitement going to work.

A Day in the Life
A Day in the Life
Bread Financial employees generally work 8.4 hrs a day
Work Hours
A Day in the Life
Employees at Bread Financial report the work pace is comfortably fast
Work Pace
A Day in the Life
On a typical day, employees at Bread Financial have 1 meeting
Meetings
A Day in the Life
85% of Bread Financial employees look forward to interacting with their team every day
Coworkers
A Day in the Life
Bread Financial employees most often take 20-30 paid vacation and sick days each year
Perks & Benefits
A Day in the Life
44% of Bread Financial employees report they are happy with their work life balance
Work Life Balance
A Day in the Life
Bread Financial employees typically get valuable feedback on how to improve at work Once a month
Feedback
A Day in the Life
82% of Bread Financial employees call their work environment positive
Environment

Joining Bread Financial - Employee Onboarding

The prevailing opinion from employees about joining Bread Financial is that the company was very prepared on their first day. Bread Financial employees concluded that their overall onboarding experience was positive. 67% said their direct manager was helpful with their acclimation during the first 90 days. First impressions are important, and how prepared a company is on your first day leaves a lasting impression.

Bread Financial KPIs and OKRs

Employees’ understanding of Bread Financial's KPIs and OKRs is essential for its success. Out of 10 Bread Financial employees who’ve answered, “Are your company’s goals clear and are you invested in them?” 4 have said yes.

AnswerPercent
Yes40%
No60%
Are your company's goals clear, and are you invested in them?
AnswerPercent
Yes0%
No100%
Are the KPIs/OKRs for your department clear?

Bread Financial Salaries

How much does Bread Financial pay?

How much do people at Bread Financial get paid? See the latest salaries by department and job title. The average estimated annual salary, including base and bonus, at Bread Financial is $126,902, or $61 per hour, while the estimated median salary is $124,401, or $59 per hour.

At Bread Financial, the highest paid job is a Director of Sales at $221,063 annually and the lowest is an Executive Assistant at $43,000 annually. Average Bread Financial salaries by department include: Legal at $187,189, Customer Support at $65,101, Marketing at $129,557, and Sales at $139,241. Half of Bread Financial salaries are above $124,401.

61 employees at Bread Financial rank their Compensation in the Top 25% of similar sized companies in the US (based on 201 ratings) while 58 employees at Bread Financial rank their Perks And Benefits in the Top 35% of similar sized companies in the US (based on 69 ratings).

Salaries contributed from Bread Financial employees include job titles like DevOps, Sales Engineer, Product Manager, and Jr Product Manager. Comparably data has a total of 6 salary records from Bread Financial employees.

Last updated months ago.

1st Percentile
$68k
$68k1st Percentile
17th Percentile
$95k
$95k17th Percentile
33rd Percentile
$120k
$120k33rd Percentile
50th Percentile
$173k
$173k50th Percentile
67th Percentile
$221k
$221k67th Percentile
83rd Percentile
$264k
$264k83rd Percentile
100th Percentile
$273k
$273k100th Percentile
$126,902*
Average Compensation
$124,401*
Median Compensation

* Estimated salaries Estimated salaries are based on data provided anonymously by employees and/or estimated by other statistical methods.

Bread Financial Salaries by City

Bread Financial Salaries by Department

Explore Bread Financial Salaries

Diversity & Inclusion at Bread Financial

Diverse employees at Bread Financial score the company 64/100 across various culture categories, placing Bread Financial in the Bottom 45% of companies on Comparably with 5,001-10,000 Employees for Comparably's diversity score. The Diversity score provides insights into how diverse employees feel and rate their work experience at Bread Financial across various culture dimensions.

Purpose driven. ,We’re cultivating an inclusive, respectful workplace that empowers associates. We’re deepening our commitment to DE&I as it is essential to our mission of enabling satisfaction and happiness through simple, smart financial solutions for all. Our mission also comes alive in our values of be real, be nimble, be courageous, be dependable and be kind and pay it forward — and it’s proven through recognitions such as the Bloomberg Gender-Equality Index and Forbes Best Employers for Diversity.,,Be you and belong. ,We believe each associate provides a unique and valuable perspective. We strive to nurture and develop these different points of view, encouraging diversity of thought and inclusion in every aspect of our business. Giving these unique perspectives a voice, associates are active in Business Resource Groups: African-American Resource Group, Family Matters, iConnect BRG (Asian Heritage), Individuals with Disabilities BRG, Latine/Hispanic BRG, PRIDE Alliance (LGBTQ+), Veterans BRG and Women Connect.

Ranked Culture the Highest

Women 81/100
Department - Communications
Men 50/100
Tenure - 1 to 2 Years
Diverse Employees 65/100
Department - Customer Support

Ranked Culture the Lowest

Women 51/100
Tenure - 2 to 5 Years
Men N/A/100
Diverse Employees 42/100
Tenure - 1 to 2 Years

Bread Financial Perks & Benefits

Our associates matter and we're excited to share some benefit information that can help you be your best! Review our healthcare options and choose what's best for you. Check out our virtual "Benefits Fair" to get additional details: https://breadfinancialvbf.com/fair/index.

Health & Wellness

  • Dental Insurance
  • Vision Insurance
  • Health Insurance
  • Life Insurance
  • Gym Membership / Reimbursement

Paid Time Off

  • PTO / Vacation Policy
  • Paid Holidays
  • Maternity / Paternity Leave

Financial Benefits

  • 401K / Retirement Plan
  • Performance Bonus
  • Tuition Reimbursement
  • Employee Stock Purchase Plan

Office Perks

  • Work From Home Policy
  • Unique Office Space

Bread Financial PTO

Bread Financial's PTO and Vacation policy typically gives 20-30 days off a year with 75% of employees expected to be work free while out of office. Paid Time Off is Bread Financial's 3rd most important benefit besides Healthcare when ranked by employees, with 22% of employees saying it is the most important benefit. Bread Financial's benefits and PTO Package averages to represent a $2500+ cash value per month.

AnswerPercent
Flex Time33%
Vacation Policy22%
Office Meals0%
401k Contribution45%
Childcare0%
Other than healthcare, which of the following benefits is most important to you?
AnswerPercent
Yes25%
No75%
Does your boss expect you to work when you're on vacation?
AnswerPercent
$2500+/mo38%
$1500 - $2500/mo11%
$1000 -$1500/mo25%
$500 -$1000/mo13%
Less than $500/mo13%
What do you estimate the cash value of your benefits to be? Healthcare, PTO, etc?

Bread Financial Careers

Bread Financial Jobs

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Let Bread Financial Know You Want To Work There

Overview of Candidates Interested in Bread Financial on Comparably

Candidates By Department

All Industries
46%
Design
15%
Engineering
15%
Marketing
15%
Communications
8%

Candidates By Location

Dallas
15%
San Francisco
8%
New York City
8%
Boston
8%
Lexington
8%
Other
54%

Frequently Asked Questions regarding Bread Financial

Who is the CEO of Bread Financial?

Bread Financial CEO is Ralph Andretta, their score by employees is 72

What are the salaries in Bread Financial

The average salary for employees in Bread Financial is 126902$

What is Bread Financial eNPS?

The eNPS for Bread Financial is 11

What is Bread Financial revenue?

Bread Financial revenue is $4B

What is the salary for Senior Marketing Manager in Bread Financial?

Senior Marketing Manager average salary in the US is 133k

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