

The Oscar team is focused on utilizing technology, design and data to humanize healthcare. Among its major competitors, Oscar Health is ranked in 5th place for NPS while Flatiron Health is 1st, and Collective Health is 2nd.Their current valuation is $134.27B
Oscar Health's Net Promoter Score (NPS) is a -9 with 35% Promoters, 21% Passives, and 44% Detractors. Net Promoter Score tracks whether Oscar Health's customers would recommend using the product based on a scale of -100 to 100.
| 35% | Promoters |
|---|---|
| 21% | Passives |
| 44% | Detractors |
| Summary | Date | Score |
|---|---|---|
Oct 2023 -2 | Oct 2023 | -2 |
Nov 2023 -3 | Nov 2023 | -3 |
Feb 2024 -6 | Feb 2024 | -6 |
May 2024 -4 | May 2024 | -4 |
Dec 2024 -7 | Dec 2024 | -7 |
Jan 2025 -8 | Jan 2025 | -8 |
Feb 2025 -8 | Feb 2025 | -8 |
Apr 2025 -6 | Apr 2025 | -6 |
May 2025 -9 | May 2025 | -9 |
Jun 2025 -8 | Jun 2025 | -8 |
Jul 2025 -8 | Jul 2025 | -8 |
Nov 2025 -11 | Nov 2025 | -11 |
Oscar Health is ranked second for NPS among its competitors. Kaiser Permanente and UnitedHealth Group come in first and third, with Elevance Health coming in at #4. Among those competitors, it is the third most valued company behind UnitedHealth Group.
![]() Oscar Health | ![]() Kaiser Permanente | ![]() UnitedHealth Group | ![]() Elevance Health | |
| Global Ranking | #- | #188 | #198 | #521 |
| NPS | -9 | 1 | -14 | -38 |
| Social Sentiment Calculated by analyzing social media and other online mentions | - | Neutral | Neutral | - |
| Valuation Updated every 24 hours for public companies | $134.27B | - | $344.29B | $86.64B |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Male customers rated Oscar Health's NPS 1 points higher than Female customers.
Oscar Health's NPS was rated -50 by Male customers on Comparably.
Oscar Health's NPS was rated -51 by Female customers on Comparably.
Oscar Health's NPS was rated the highest by Caucasian customers, and the lowest by Other customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian -63 | Caucasian | -63 |
Other -100 | Other | -100 |
Oscar Health's NPS was rated the highest by customers ages 46-50, and the lowest by customers ages 61-65.
Oscar Health's NPS was rated the highest by customers who have used Oscar Health's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
| Summary | Usage | Score |
|---|---|---|
Less than 1 Year -58 | Less than 1 Year | -58 |
1 to 2 Years -13 | 1 to 2 Years | -13 |
Compared to its competitors, Oscar Health's NPS is rated right above UnitedHealth Group, and is preceded by Health Republic.
| COMPANY | NPS Score | |
|---|---|---|
![]() | Flatiron Health | 31 |
![]() | Collective Health | 30 |
![]() | Kaiser Permanente | 1 |
![]() | Clover Health | 0 |
![]() | Health Republic | N/A |
![]() | Oscar Health | -9 |
![]() | UnitedHealth Group | -14 |
![]() | Elevance Health | -38 |
Out of the 7 Oscar Health customer reviews 3 were positive and 4 were constructive. Oscar Health customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
71% of Oscar Health users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
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Male customers rated Oscar Health's Customer Loyalty score 11% higher than Female customers.
Oscar Health's Customer Loyalty score was rated the highest by Caucasian customers, and the lowest by Other customers.
% who answered "Yes"
Oscar Health's Customer Loyalty score was rated the highest by customers ages 26-30, and the lowest by customers ages 41-45.
| Summary | Age | Score |
|---|---|---|
26-30 100% | 26-30 | 100% |
41-45 10% | 41-45 | 10% |
46-50 100% | 46-50 | 100% |
56-60 40% | 56-60 | 40% |
61-65 33% | 61-65 | 33% |
Oscar Health's Customer Loyalty score was rated the highest by customers who have used Oscar Health's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Oscar Health's Customer Loyalty score was rated the highest by Healthcare, Hospitals and Medicine industry customers, and the lowest by Banking and Financial Services industry customers.
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Compared to its competitors, Oscar Health's Customer Loyalty score is rated right above UnitedHealth Group, and is preceded by Clover Health.
| COMPANY | Customer Loyalty Score | |
|---|---|---|
![]() | Kaiser Permanente | 81% |
![]() | Flatiron Health | 78% |
![]() | Clover Health | 73% |
![]() | Oscar Health | 71% |
![]() | UnitedHealth Group | 70% |
![]() | Collective Health | 69% |
![]() | Elevance Health | 66% |
![]() | Health Republic | N/A |
Oscar Health has an overall Product Quality score of 3.1 out of 5 stars rated by its users and customers.
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Oscar Health’s product quality score is a 3.1 out of 5 as rated by its users and customers. Reviewers from the Banking and Financial Services industry rated Oscar Health's product the highest. Reviewers from the Healthcare, Hospitals and Medicine industry rated Oscar Health the lowest at 2.6.
Oscar Health's Product Quality score was rated highest by customers ages 46-50, and rated lowest by Other customers.
Male customers rated Oscar Health's Product Quality score 0.2 stars higher than Female customers.
Oscar Health's Product Quality score was rated 1.5 stars by both Caucasian and Other customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Other 1.5 | Other | 1.5 |
Oscar Health's Product Quality score was rated the highest by customers ages 46-50, and the lowest by customers ages 61-65.
| Summary | Age | Score |
|---|---|---|
26-30 3.8 | 26-30 | 3.8 |
41-45 1.5 | 41-45 | 1.5 |
46-50 4.3 | 46-50 | 4.3 |
56-60 1.6 | 56-60 | 1.6 |
61-65 1.5 | 61-65 | 1.5 |
Oscar Health's Product Quality score was rated 2.5 stars by customers who have used Oscar Health's products/services for 1 to 2 Years, and by customers with Less than 1 Year of usage.
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Oscar Health's Product Quality score was rated the highest by Banking and Financial Services industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.
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Compared to its competitors, Oscar Health's Product Quality score is rated right above UnitedHealth Group, and is preceded by Clover Health.
| COMPANY | Product Quality Score | |
|---|---|---|
![]() | Flatiron Health | 3.9/5 |
![]() | Collective Health | 3.3/5 |
![]() | Kaiser Permanente | 3.3/5 |
![]() | Clover Health | 3.2/5 |
![]() | Oscar Health | 3.1/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Elevance Health | 2.2/5 |
![]() | Health Republic | N/A |
Oscar Health has a value for money and ROI score of 2.8 out of 5 stars rated by its users and customers.
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Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Banking and Financial Services industry. The users from the Healthcare, Hospitals and Medicine industry think that they had the lowest ROI from Oscar Health.
Oscar Health's ROI score was rated highest by customers ages 26-30, and rated lowest by Other customers.
Female customers rated Oscar Health's ROI score 0.2 stars higher than Male customers.
Oscar Health's ROI score was rated 1.5 stars by both Caucasian and Other customers on Comparably.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Other 1.5 | Other | 1.5 |
Oscar Health's ROI score was rated the highest by customers ages 26-30, and the lowest by customers ages 61-65.
| Summary | Age | Score |
|---|---|---|
26-30 4.1 | 26-30 | 4.1 |
41-45 1.5 | 41-45 | 1.5 |
46-50 4.1 | 46-50 | 4.1 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.5 | 61-65 | 1.5 |
Oscar Health's ROI score was rated 2.4 stars by customers who have used Oscar Health's products/services for 1 to 2 Years, and by customers with Less than 1 Year of usage.
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Oscar Health's ROI score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.
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Compared to its competitors, Oscar Health's ROI score is rated right above Elevance Health, and is preceded by UnitedHealth Group.
| COMPANY | Pricing Score | |
|---|---|---|
![]() | Flatiron Health | 3.8/5 |
![]() | Clover Health | 3.3/5 |
![]() | Collective Health | 3.3/5 |
![]() | Kaiser Permanente | 3.2/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Oscar Health | 2.8/5 |
![]() | Elevance Health | 2.2/5 |
![]() | Health Republic | N/A |
Oscar Health has an overall Customer Satisfaction score of 56 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Oscar Health's Customer Satisfaction score was rated highest by customers ages 46-50, and rated lowest by Other customers.
Male customers rated Oscar Health's Customer Satisfaction score 9 points higher than Female customers.
Very Satisfied | 13% | |
|---|---|---|
Satisfied | 25% | |
Neither Satisfied nor Dissatisfied | 0% | |
Dissatisfied | 0% | |
Very Dissatisfied | 62% |
Very Satisfied | 15% | |
|---|---|---|
Satisfied | 14% | |
Neither Satisfied nor Dissatisfied | 14% | |
Dissatisfied | 0% | |
Very Dissatisfied | 57% |
Oscar Health's Customer Satisfaction (CSAT) score was rated 25% according to Caucasian users and customers.
Oscar Health's Customer Satisfaction (CSAT) score was rated 0% according to Other users and customers.
Oscar Health's Customer Satisfaction score was rated the highest by customers ages 46-50, and the lowest by customers ages 61-65.
| Breakdown | Age | Score | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 41-45 | 0% | |||||||||||||||
| 46-50 | 100% | |||||||||||||||
| 56-60 | 33% | |||||||||||||||
| 61-65 | 0% |
Oscar Health's Customer Satisfaction score was rated the highest by customers who have used Oscar Health's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Oscar Health's Customer Satisfaction score was rated 75 points by Tech industry customers.
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"label": "Tech",
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"stars": 0,
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}Compared to its competitors, Oscar Health's Customer Satisfaction score is rated right above Kaiser Permanente, and is preceded by Clover Health.
| COMPANY | Customer Satisfaction (CSAT) Score | |
|---|---|---|
![]() | Clover Health | 56% |
![]() | Oscar Health | 56% |
![]() | Kaiser Permanente | 54% |
![]() | Collective Health | 53% |
![]() | Flatiron Health | 52% |
![]() | UnitedHealth Group | 49% |
![]() | Elevance Health | 30% |
![]() | Health Republic | 0% |
Oscar Health has an overall Customer Service score of 2.9 out of 5 stars rated by its users and customers.
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New York, New York City, NY 10012
https://www.hioscar.com
855-672-2755
Oscar Health's Customer Service score was rated highest by customers ages 46-50, and rated lowest by Other customers.
Male customers rated Oscar Health's Customer Service score 0.3 stars higher than Female customers.
Oscar Health's Customer Service score was rated 1.5 stars by both Caucasian and Other customers on Comparably.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Other 1.5 | Other | 1.5 |
Oscar Health's Customer Service score was rated the highest by customers ages 46-50, and the lowest by customers ages 56-60.
| Summary | Age | Customer Service Score |
|---|---|---|
26-30 3.6 | 26-30 | 3.6 |
41-45 1.5 | 41-45 | 1.5 |
46-50 4.3 | 46-50 | 4.3 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.7 | 61-65 | 1.7 |
Oscar Health's Customer Service score was rated the highest by customers who have used Oscar Health's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.
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Oscar Health's Customer Service score was rated the highest by Banking and Financial Services industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.
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Compared to its competitors, Oscar Health's Customer Service score is rated right above UnitedHealth Group, and is preceded by Clover Health.
| COMPANY | Customer Service Score | |
|---|---|---|
![]() | Flatiron Health | 3.8/5 |
![]() | Collective Health | 3.3/5 |
![]() | Kaiser Permanente | 3.3/5 |
![]() | Clover Health | 3.2/5 |
![]() | Oscar Health | 2.9/5 |
![]() | UnitedHealth Group | 2.9/5 |
![]() | Elevance Health | 2.1/5 |
![]() | Health Republic | N/A |
Oscar Health has a 3.9/5 stars for its overall company culture rated by their employees


Oscar Health scored a -9 for Net Promoter Score and a 7 for Employee Net Promoter Score. NPS gauges how likely a customer of Oscar Health would recommend the brand to a friend. ENPS measures how likely Oscar Health employees would recommend working at Oscar Health to a friend.
| 35% | Promoters |
|---|---|
| 21% | Passive |
| 44% | Detractors |
| 42% | Promoters |
|---|---|
| 23% | Passive |
| 35% | Detractors |