Snap Finance NPS & Customer Reviews | Comparably
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Snap Finance
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About Snap Finance's Brand

Since 2012, Snap has been on a mission to bring flexible, pay-over-time financing options to all consumers. Our retail partners told us that many of their customers couldn’t qualify for traditional credit, causing embarrassment and leaving them with no way to buy the items they want and need for their families. This gap also left our retail partners with missed opportunities. At Snap, we’ve harnessed the power of data to empower customers of all credit types and to help retailers close more sales. Our technology brings together machine learning, non-traditional risk variables, and years of data to create a proprietary decisioning platform. The result is financing that looks at each customer through a more holistic, human lens. We’re proud to serve the 40% of U.S. consumers who are building or rebuilding their credit. Our fast, flexible pay-over-time solutions are changing the face and the pace of consumer retail finance. And we’re hiring! Among its major competitors, Snap Finance is ranked in 5th place for NPS while Ripple is 1st, and BILL is 2nd.

Brand at a Glance

69%
Customer Loyalty
1.5/5
Product Quality
1.5/5
Pricing
1.5/5
Customer Service

Snap Finance Ranking

Snap Finance NPS

Snap Finance's Net Promoter Score (NPS) is a -80 with 10% Promoters, 0% Passives, and 90% Detractors. Net Promoter Score tracks whether Snap Finance's customers would recommend using the product based on a scale of -100 to 100.

Snap Finance Overall NPS

-80
NPS
10%Promoters
0%Passives
90%Detractors
Snap Finance Overall NPS

Snap Finance NPS Trend

-100
-50
0
50
100
Aug 2023
-80
Aug 2023-80
Sep 2023
-81
Sep 2023-81
Oct 2023
-83
Oct 2023-83
Dec 2023
-85
Dec 2023-85
Jan 2024
-85
Jan 2024-85
Feb 2024
-73
Feb 2024-73
Mar 2024
-75
Mar 2024-75
Oct 2024
-77
Oct 2024-77
Mar 2025
-77
Mar 2025-77
Apr 2025
-79
Apr 2025-79
Jul 2025
-80
Jul 2025-80
Dec 2025
-81
Dec 2025-81

How Other Brands Compare

Snap Finance is ranked #4 for NPS among its competitors. Ripple and BILL come in first and second, with MoneyLion coming in at third.

Snap Finance's Logo
Snap Finance
Ripple's Logo
Ripple
BILL's Logo
BILL
MoneyLion's Logo
MoneyLion
Global Ranking#-#717#-#-
NPS-804220-14
Social Sentiment Calculated by analyzing social media and other online mentions---Neutral
Valuation Updated every 24 hours for public companies-$10.00B$15.16B$630.00M

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

Snap Finance NPS by Gender

Male customers rated Snap Finance's NPS 28 points higher than Female customers.

Male

-72

Snap Finance's NPS was rated -72 by Male customers on Comparably.

14%
Promoters
0%
Passives
86%
Detractors

Female

-100

Snap Finance's NPS was rated -100 by Female customers on Comparably.

0%
Promoters
0%
Passives
100%
Detractors

Snap Finance NPS by Ethnicity

Snap Finance's NPS was rated the highest by Caucasian customers, and the lowest by Other customers.

-100
-50
0
50
100
Caucasian
-76
Caucasian-76
Other
-100
Other-100

Snap Finance NPS by Age

Snap Finance's NPS was rated -100 points by customers ages 46-50 on Comparably.

0
20
40
60
80
100
Promoters
0%
Passives
0%
Detractors
100%
46-500%0%100%

Snap Finance NPS by Usage

Snap Finance's NPS was rated the highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.

-100
-50
0
50
100
Less than 1 Year
-100
Less than 1 Year-100
1 to 2 Years
-66
1 to 2 Years-66
2 to 5 Years
-100
2 to 5 Years-100

Snap Finance NPS vs. Competitors

Compared to its competitors, Snap Finance's NPS is rated right below MoneyLion.

COMPANYNPS Score
Ripple
42
BILL
20
Plaid
14
MoneyLion
-14
Snap Finance
-80

Snap Finance Customer Loyalty

69%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

69% of Snap Finance users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

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69
69%
31
31%
Snap Finance Customer Loyalty

Snap Finance Customer Loyalty Score by Gender

Male customers rated Snap Finance's Customer Loyalty score 4% higher than Female customers.

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Male
74%
Yes
Female
70%
Yes

Snap Finance Customer Loyalty Score by Ethnicity

Snap Finance's Customer Loyalty score was rated the highest by Caucasian customers, and the lowest by Other customers.

% who answered "Yes"

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66
out of 100
Caucasian
64
out of 100
Other

Snap Finance Customer Loyalty Score by Age

Snap Finance's Customer Loyalty score was rated 55% by customers ages 46-50 on Comparably.

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0
20%
40%
60%
80%
100%
46-50
55%
46-5055%

Snap Finance Customer Loyalty Score by Usage

Snap Finance's Customer Loyalty score was rated the highest by customers who have used Snap Finance's products/services for 2 to 5 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
55%
1 to 2 Years
55%
2 to 5 Years
100%

Snap Finance Customer Loyalty Score by Industry

Snap Finance's Customer Loyalty score was rated 70% by Automotive and Transportation industry customers.

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Automotive and Transportation
70%

Snap Finance Customer Loyalty vs. Competitors

Compared to its competitors, Snap Finance's Customer Loyalty score is rated right above Plaid, and is preceded by BILL.

COMPANYCustomer Loyalty Score
Ripple85%
MoneyLion79%
BILL76%
Snap Finance69%
Plaid57%

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Snap Finance Product Quality

1.5/5

Snap Finance has an overall Product Quality score of 1.5 out of 5 stars rated by its users and customers.

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Snap Finance Product Information

Snap Finance’s product quality score is a 1.5 out of 5 as rated by its users and customers. Reviewers from the Automotive and Transportation industry rated Snap Finance's product the highest.

Website
https://snapfinance.com/
Company Size
1,001-5,000 Employees

Industry

Tech
FinTech

Quick Insights into Snap Finance Product Quality

Snap Finance's Product Quality score was rated highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and rated lowest by Other customers.

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Ranked Snap Finance Product Quality the Highest

1 to 2 Years
1.8
Caucasian
1.7
46-50
1.5

Ranked Snap Finance Product Quality the Lowest

Less than 1 Year
1.5
Male
1.5
Other
1.5

Snap Finance Product Quality Score by Gender

Snap Finance's Product Quality score was rated 1.5 by both Female and Male customers on Comparably.

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Male

1.5/5

Female

1.5/5

Snap Finance Product Quality Score by Ethnicity

Snap Finance's Product Quality score was rated the highest by Caucasian customers, and the lowest by Other customers.

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0
1
2
3
4
5
Caucasian
1.7
Caucasian1.7
Other
1.5
Other1.5

Snap Finance Product Quality Score by Age

Snap Finance's Product Quality score was rated 1.5 stars by customers ages 46-50 on Comparably.

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0
1
2
3
4
5
46-50
1.5
46-501.5

Snap Finance Product Quality Score by Usage

Snap Finance's Product Quality score was rated the highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
1.5
1 to 2 Years
1.8
2 to 5 Years
1.5

Snap Finance Product Quality Score by Industry

Snap Finance's Product Quality score was rated 1.5 stars by Automotive and Transportation industry customers.

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Automotive and Transportation
1.5

Snap Finance Product Quality vs. Competitors

Compared to its competitors, Snap Finance's Product Quality score is rated right below MoneyLion.

COMPANYProduct Quality Score
Ripple4.2/5
Plaid3.6/5
BILL3.3/5
MoneyLion2.9/5
Snap Finance1.5/5

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Snap Finance Pricing

Snap Finance ROI & Value For Money

1.5/5

Snap Finance has a value for money and ROI score of 1.5 out of 5 stars rated by its users and customers.

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Snap Finance Pricing Plans

Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Automotive and Transportation industry.

Quick Insights into Snap Finance ROI

Snap Finance's ROI score was rated highest by customers from the Automotive and Transportation industry, and rated lowest by Other customers.

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Ranked Snap Finance ROI the Highest

Automotive and Transportation
1.8
Male
1.8
Caucasian
1.6

Ranked Snap Finance ROI the Lowest

Female
1.5
Less than 1 Year
1.5
Other
1.5

Snap Finance ROI Score by Gender

Male customers rated Snap Finance's ROI score 0.3 stars higher than Female customers.

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Male

1.8/5

Female

1.5/5

Snap Finance ROI Score by Ethnicity

Snap Finance's ROI score was rated the highest by Caucasian customers, and the lowest by Other customers.

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0
1
2
3
4
5
Caucasian
1.6
Caucasian1.6
Other
1.5
Other1.5

Snap Finance ROI Score by Age

Snap Finance's ROI score was rated 1.5 stars by customers ages 46-50 on Comparably.

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0
1
2
3
4
5
46-50
1.5
46-501.5

Snap Finance ROI Score by Usage

Snap Finance's ROI score was rated 1.5 stars by customers who have used Snap Finance's products/services for 1 to 2 Years, and by customers with Less than 1 Year of usage.

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Less than 1 Year
1.5
1 to 2 Years
1.5
2 to 5 Years
1.5

Snap Finance ROI Score by Industry

Snap Finance's ROI score was rated 1.8 stars by Automotive and Transportation industry customers.

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Automotive and Transportation
1.8

Snap Finance Pricing vs. Competitors

Compared to its competitors, Snap Finance's ROI score is rated right below MoneyLion.

COMPANYPricing Score
Ripple4/5
Plaid3.7/5
BILL3.4/5
MoneyLion3/5
Snap Finance1.5/5

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Snap Finance Customer Satisfaction (CSAT)

Snap Finance Customer Satisfaction (CSAT) Score

15 / 100

Snap Finance has an overall Customer Satisfaction score of 15 rated by its users and customers.

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Very Satisfied15%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied20%
Very Dissatisfied65%
Very Satisfied
15%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
20%
Very Dissatisfied
65%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into Snap Finance Customer Satisfaction

Snap Finance's Customer Satisfaction score was rated highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and rated lowest by Other customers.

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Ranked Snap Finance Customer Satisfaction the Highest

1 to 2 Years
33%
Caucasian
24%
Male
14%

Ranked Snap Finance Customer Satisfaction the Lowest

Female
11%
Less than 1 Year
0%
Other
0%

Snap Finance Customer Satisfaction Score by Gender

Male customers rated Snap Finance's Customer Satisfaction score 3 points higher than Female customers.

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14 / 100
Male
Very Satisfied
14%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
15%
Very Dissatisfied
71%
11 / 100
Female
Very Satisfied
11%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
22%
Very Dissatisfied
67%

Snap Finance Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

Snap Finance's Customer Satisfaction (CSAT) score was rated 24% according to Caucasian users and customers.

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24 / 100
Very Satisfied24%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied13%
Very Dissatisfied63%
Very Satisfied
24%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
13%
Very Dissatisfied
63%

CSAT according to Other

Snap Finance's Customer Satisfaction (CSAT) score was rated 0% according to Other users and customers.

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0 / 100
Very Satisfied0%
Satisfied0%
Neither Satisfied nor Dissatisfied0%
Dissatisfied20%
Very Dissatisfied80%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
20%
Very Dissatisfied
80%

Snap Finance Customer Satisfaction Score by Age

Snap Finance's Customer Satisfaction score was rated 0 points by customers ages 46-50 on Comparably.

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0
20
40
60
80
100
46-50 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
50%
Very Dissatisfied
50%
46-500%

Snap Finance Customer Satisfaction Score by Usage

Snap Finance's Customer Satisfaction score was rated the highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
0
1 to 2 Years
33
2 to 5 Years
0

Snap Finance Customer Satisfaction Score by Industry

Snap Finance's Customer Satisfaction score was rated 0 points by Automotive and Transportation industry customers.

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Automotive and Transportation
0

Snap Finance Customer Satisfaction vs. Competitors

Compared to its competitors, Snap Finance's Customer Satisfaction score is rated right below MoneyLion.

COMPANYCustomer Satisfaction (CSAT) Score
Ripple84%
Plaid80%
BILL57%
MoneyLion53%
Snap Finance15%

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Snap Finance Customer Service

1.5/5

Snap Finance has an overall Customer Service score of 1.5 out of 5 stars rated by its users and customers.

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About Snap Finance's Customer Service

Address

1193 West 2400 South, Salt Lake City, UT 84119


Website

https://snapfinance.com/

Quick Insights into Snap Finance Customer Service

Snap Finance's Customer Service score was rated highest by customers who have used Snap Finance's products/services for 1 to 2 Years, and rated lowest by Other customers.

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Ranked Snap Finance Customer Service the Highest

1 to 2 Years
1.5
46-50
1.5
Automotive and Transportation
1.5

Ranked Snap Finance Customer Service the Lowest

Less than 1 Year
1.5
Male
1.5
Other
1.5

Snap Finance Customer Service Score by Gender

Snap Finance's Customer Service score was rated 1.5 by both Female and Male customers on Comparably.

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Male

1.5/5

Female

1.5/5

Snap Finance Customer Service Score by Ethnicity

Snap Finance's Customer Service score was rated 1.5 stars by both Caucasian and Other customers on Comparably.

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0
20
40
60
80
100
Caucasian
1.5
Caucasian1.5
Other
1.5
Other1.5

Snap Finance Customer Service Score by Age

Snap Finance's Customer Service score was rated 1.5 stars by customers ages 46-50 on Comparably.

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0
20
40
60
80
100
46-50
1.5
46-501.5

Snap Finance Customer Service Score by Usage

Snap Finance's Customer Service score was rated 1.5 stars by customers who have used Snap Finance's products/services for 1 to 2 Years, and by customers with Less than 1 Year of usage.

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Less than 1 Year
1.5
1 to 2 Years
1.5
2 to 5 Years
1.5

Snap Finance Customer Service Score by Industry

Snap Finance's Customer Service score was rated 1.5 stars by Automotive and Transportation industry customers.

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Automotive and Transportation
1.5

Snap Finance Customer Service vs. Competitors

Compared to its competitors, Snap Finance's Customer Service score is rated right below MoneyLion.

COMPANYCustomer Service Score
Ripple4.2/5
Plaid3.8/5
BILL3.2/5
MoneyLion2.8/5
Snap Finance1.5/5

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Snap Finance as an Employer

4.8/5

Snap Finance has a 4.8/5 stars for its overall company culture rated by their employees

  Snap Finance CEO
top
5%
CEO of Snap Finance

In the Top 5% of Similar Sized Companies on Comparably.

Consumer vs. Employees

Snap Finance scored a -80 for Net Promoter Score and a 59 for Employee Net Promoter Score. NPS gauges how likely a customer of Snap Finance would recommend the brand to a friend. ENPS measures how likely Snap Finance employees would recommend working at Snap Finance to a friend.

Net Promoter Score

-80
NPS Score
10%Promoters
0%Passive
90%Detractors

Employee Net Promoter Score

59
eNPS Score
69%Promoters
21%Passive
10%Detractors

Global Ranking Snapshot

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