

Auto-Owners Insurance is the largest property and casualty insurance company domiciled in Michigan. Among its major competitors, Auto-Owners Insurance is ranked in 5th place for NPS while Acuity is 1st, and Allstate is 2nd.
Auto-Owners Insurance's Net Promoter Score (NPS) is a -54 with 20% Promoters, 6% Passives, and 74% Detractors. Net Promoter Score tracks whether Auto-Owners Insurance's customers would recommend using the product based on a scale of -100 to 100.
| 20% | Promoters |
|---|---|
| 6% | Passives |
| 74% | Detractors |
| Summary | Date | Score |
|---|---|---|
May 2025 -55 | May 2025 | -55 |
Jun 2025 -55 | Jun 2025 | -55 |
Aug 2025 -56 | Aug 2025 | -56 |
Sep 2025 -56 | Sep 2025 | -56 |
Oct 2025 -56 | Oct 2025 | -56 |
Nov 2025 -56 | Nov 2025 | -56 |
Dec 2025 -56 | Dec 2025 | -56 |
Jan 2026 -56 | Jan 2026 | -56 |
Feb 2026 -56 | Feb 2026 | -56 |
Mar 2026 -56 | Mar 2026 | -56 |
Apr 2026 -56 | Apr 2026 | -56 |
May 2026 -54 | May 2026 | -54 |
Auto-Owners Insurance is ranked third for NPS among its competitors. Allstate and American Family Insurance come in first and second, with Esurance coming in at #4.
![]() Auto-Owners Insurance | ![]() Allstate | ![]() Esurance | ![]() American Family Insurance | |
| Global Ranking | #- | #122 | #- | #- |
| NPS | -54 | -32 | -90 | -48 |
| Social Sentiment Calculated by analyzing social media and other online mentions | - | Neutral | - | - |
| Valuation Updated every 24 hours for public companies | - | $31.46B | $34.80B | $9.33B |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Male customers rated Auto-Owners Insurance's NPS 6 points higher than Female customers.
Auto-Owners Insurance's NPS was rated -71 by Male customers on Comparably.
Auto-Owners Insurance's NPS was rated -77 by Female customers on Comparably.
Auto-Owners Insurance's NPS was rated the highest by Caucasian customers, and the lowest by African American/Black customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian -71 | Caucasian | -71 |
African American/Black -100 | African American/Black | -100 |
Other -88 | Other | -88 |
Auto-Owners Insurance's NPS was rated the highest by customers ages 18-25, and the lowest by customers ages 36-40.
Auto-Owners Insurance's NPS was rated the highest by customers who have used Auto-Owners Insurance's products/services for Over 10 Years, and the lowest by customers with 1 to 2 Years of usage.
| Summary | Usage | Score |
|---|---|---|
Less than 1 Year -84 | Less than 1 Year | -84 |
1 to 2 Years -93 | 1 to 2 Years | -93 |
2 to 5 Years -86 | 2 to 5 Years | -86 |
5 to 10 Years -66 | 5 to 10 Years | -66 |
Over 10 Years -56 | Over 10 Years | -56 |
Compared to its competitors, Auto-Owners Insurance's NPS is rated right above Esurance, and is preceded by American Family Insurance.
| COMPANY | NPS Score | |
|---|---|---|
![]() | Acuity | 46 |
![]() | Allstate | -32 |
![]() | State Farm Insurance | -39 |
![]() | American Family Insurance | -48 |
![]() | Auto-Owners Insurance | -54 |
![]() | Esurance | -90 |
Out of the 43 Auto-Owners Insurance customer reviews 10 were positive and 33 were constructive. Auto-Owners Insurance customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
81% of Auto-Owners Insurance users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
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Male customers rated Auto-Owners Insurance's Customer Loyalty score 10% higher than Female customers.
Auto-Owners Insurance's Customer Loyalty score was rated the highest by African American/Black customers, and the lowest by Other customers.
% who answered "Yes"
Auto-Owners Insurance's Customer Loyalty score was rated the highest by customers ages 18-25, and the lowest by customers ages 26-30.
| Summary | Age | Score |
|---|---|---|
18-25 100% | 18-25 | 100% |
26-30 40% | 26-30 | 40% |
31-35 100% | 31-35 | 100% |
36-40 84% | 36-40 | 84% |
41-45 66% | 41-45 | 66% |
46-50 66% | 46-50 | 66% |
51-55 87% | 51-55 | 87% |
56-60 75% | 56-60 | 75% |
61-65 89% | 61-65 | 89% |
66+ 85% | 66+ | 85% |
Auto-Owners Insurance's Customer Loyalty score was rated the highest by customers who have used Auto-Owners Insurance's products/services for 5 to 10 Years, and the lowest by customers with Less than 1 Year of usage.
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Auto-Owners Insurance's Customer Loyalty score was rated the highest by Automotive and Transportation industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.
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Compared to its competitors, Auto-Owners Insurance's Customer Loyalty score is rated right above Allstate, and is preceded by State Farm Insurance.
| COMPANY | Customer Loyalty Score | |
|---|---|---|
![]() | Acuity | 91% |
![]() | State Farm Insurance | 81% |
![]() | Auto-Owners Insurance | 81% |
![]() | Allstate | 75% |
![]() | American Family Insurance | 75% |
![]() | Esurance | 75% |
Auto-Owners Insurance has an overall Product Quality score of 1.9 out of 5 stars rated by its users and customers.
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Auto-Owners Insurance’s product quality score is a 1.9 out of 5 as rated by its users and customers. Reviewers from the Insurance industry rated Auto-Owners Insurance's product the highest. Reviewers from the Tech industry rated Auto-Owners Insurance the lowest at 1.5.
Auto-Owners Insurance's Product Quality score was rated highest by customers ages 18-25, and rated lowest by customers from the Tech industry.
Male customers rated Auto-Owners Insurance's Product Quality score 0.3 stars higher than Female customers.
Auto-Owners Insurance's Product Quality score was rated the highest by Caucasian customers, and the lowest by Other customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.7 | Caucasian | 1.7 |
African American/Black 1.6 | African American/Black | 1.6 |
Other 1.5 | Other | 1.5 |
Auto-Owners Insurance's Product Quality score was rated the highest by customers ages 18-25, and the lowest by customers ages 61-65.
| Summary | Age | Score |
|---|---|---|
18-25 5 | 18-25 | 5 |
26-30 3.1 | 26-30 | 3.1 |
31-35 1.5 | 31-35 | 1.5 |
36-40 1.5 | 36-40 | 1.5 |
41-45 1.5 | 41-45 | 1.5 |
46-50 1.5 | 46-50 | 1.5 |
51-55 1.5 | 51-55 | 1.5 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.5 | 61-65 | 1.5 |
66+ 1.8 | 66+ | 1.8 |
Auto-Owners Insurance's Product Quality score was rated the highest by customers who have used Auto-Owners Insurance's products/services for Over 10 Years, and the lowest by customers with Less than 1 Year of usage.
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Auto-Owners Insurance's Product Quality score was rated the highest by Insurance industry customers, and the lowest by Tech industry customers.
Sign Up for Brand Profile PRO to get the full Product Quality by Industry data.
Compared to its competitors, Auto-Owners Insurance's Product Quality score is rated right above Esurance, and is preceded by American Family Insurance.
| COMPANY | Product Quality Score | |
|---|---|---|
![]() | Acuity | 3.8/5 |
![]() | Allstate | 2.3/5 |
![]() | State Farm Insurance | 2.3/5 |
![]() | American Family Insurance | 2.3/5 |
![]() | Auto-Owners Insurance | 1.9/5 |
![]() | Esurance | 1.5/5 |
Auto-Owners Insurance has a value for money and ROI score of 1.8 out of 5 stars rated by its users and customers.
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Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Insurance industry. The users from the Arts and Entertainment industry think that they had the lowest ROI from Auto-Owners Insurance.
Auto-Owners Insurance's ROI score was rated highest by customers ages 18-25, and rated lowest by customers from the Tech industry.
Male customers rated Auto-Owners Insurance's ROI score 0.3 stars higher than Female customers.
Auto-Owners Insurance's ROI score was rated the highest by African American/Black customers, and the lowest by Other customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.6 | Caucasian | 1.6 |
African American/Black 1.8 | African American/Black | 1.8 |
Other 1.5 | Other | 1.5 |
Auto-Owners Insurance's ROI score was rated the highest by customers ages 18-25, and the lowest by customers ages 61-65.
| Summary | Age | Score |
|---|---|---|
18-25 4.6 | 18-25 | 4.6 |
26-30 2.8 | 26-30 | 2.8 |
31-35 1.5 | 31-35 | 1.5 |
36-40 1.5 | 36-40 | 1.5 |
41-45 1.5 | 41-45 | 1.5 |
46-50 1.7 | 46-50 | 1.7 |
51-55 1.5 | 51-55 | 1.5 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.5 | 61-65 | 1.5 |
66+ 1.8 | 66+ | 1.8 |
Auto-Owners Insurance's ROI score was rated the highest by customers who have used Auto-Owners Insurance's products/services for 5 to 10 Years, and the lowest by customers with Less than 1 Year of usage.
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Auto-Owners Insurance's ROI score was rated the highest by Insurance industry customers, and the lowest by Tech industry customers.
Sign Up for Brand Profile PRO to get the full ROI by Industry data.
Compared to its competitors, Auto-Owners Insurance's ROI score is rated right above Esurance, and is preceded by American Family Insurance.
| COMPANY | Pricing Score | |
|---|---|---|
![]() | Acuity | 3.6/5 |
![]() | Allstate | 2.3/5 |
![]() | State Farm Insurance | 2.2/5 |
![]() | American Family Insurance | 2/5 |
![]() | Auto-Owners Insurance | 1.8/5 |
![]() | Esurance | 1.5/5 |
Auto-Owners Insurance has an overall Customer Satisfaction score of 23 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Auto-Owners Insurance's Customer Satisfaction score was rated highest by customers ages 18-25, and rated lowest by customers from the Tech industry.
Male customers rated Auto-Owners Insurance's Customer Satisfaction score 7 points higher than Female customers.
Very Satisfied | 10% | |
|---|---|---|
Satisfied | 10% | |
Neither Satisfied nor Dissatisfied | 4% | |
Dissatisfied | 19% | |
Very Dissatisfied | 57% |
Very Satisfied | 8% | |
|---|---|---|
Satisfied | 5% | |
Neither Satisfied nor Dissatisfied | 3% | |
Dissatisfied | 6% | |
Very Dissatisfied | 78% |
Auto-Owners Insurance's Customer Satisfaction (CSAT) score was rated 18% according to Caucasian users and customers.
Auto-Owners Insurance's Customer Satisfaction (CSAT) score was rated 17% according to African American/Black users and customers.
Auto-Owners Insurance's Customer Satisfaction (CSAT) score was rated 6% according to Other users and customers.
Auto-Owners Insurance's Customer Satisfaction score was rated the highest by customers ages 18-25, and the lowest by customers ages 36-40.
| Breakdown | Age | Score | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 18-25 | 100% | |||||||||||||||
| 26-30 | 66% | |||||||||||||||
| 31-35 | 25% | |||||||||||||||
| 36-40 | 0% | |||||||||||||||
| 41-45 | 14% | |||||||||||||||
| 46-50 | 14% | |||||||||||||||
| 51-55 | 15% | |||||||||||||||
| 56-60 | 20% | |||||||||||||||
| 61-65 | 12% | |||||||||||||||
| 66+ | 14% |
Auto-Owners Insurance's Customer Satisfaction score was rated the highest by customers who have used Auto-Owners Insurance's products/services for 5 to 10 Years, and the lowest by customers with 1 to 2 Years of usage.
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Auto-Owners Insurance's Customer Satisfaction score was rated the highest by Accounting industry customers, and the lowest by Tech industry customers.
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"label": "Healthcare, Hospitals and Medicine",
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}Compared to its competitors, Auto-Owners Insurance's Customer Satisfaction score is rated right above Esurance, and is preceded by American Family Insurance.
| COMPANY | Customer Satisfaction (CSAT) Score | |
|---|---|---|
![]() | Acuity | 70% |
![]() | Allstate | 32% |
![]() | State Farm Insurance | 30% |
![]() | American Family Insurance | 25% |
![]() | Auto-Owners Insurance | 23% |
![]() | Esurance | 6% |
Auto-Owners Insurance has an overall Customer Service score of 1.8 out of 5 stars rated by its users and customers.
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Lansing, MI 48917
http://www.auto-owners.com/
(517) 323-1200
Auto-Owners Insurance's Customer Service score was rated highest by customers ages 18-25, and rated lowest by customers from the Tech industry.
Male customers rated Auto-Owners Insurance's Customer Service score 0.1 stars higher than Female customers.
Auto-Owners Insurance's Customer Service score was rated the highest by African American/Black customers, and the lowest by Other customers.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
African American/Black 1.6 | African American/Black | 1.6 |
Other 1.5 | Other | 1.5 |
Auto-Owners Insurance's Customer Service score was rated the highest by customers ages 18-25, and the lowest by customers ages 61-65.
| Summary | Age | Customer Service Score |
|---|---|---|
18-25 5 | 18-25 | 5 |
26-30 2.8 | 26-30 | 2.8 |
31-35 1.8 | 31-35 | 1.8 |
36-40 1.5 | 36-40 | 1.5 |
41-45 1.5 | 41-45 | 1.5 |
46-50 1.5 | 46-50 | 1.5 |
51-55 1.5 | 51-55 | 1.5 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.5 | 61-65 | 1.5 |
66+ 1.6 | 66+ | 1.6 |
Auto-Owners Insurance's Customer Service score was rated the highest by customers who have used Auto-Owners Insurance's products/services for Over 10 Years, and the lowest by customers with Less than 1 Year of usage.
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Auto-Owners Insurance's Customer Service score was rated the highest by Insurance industry customers, and the lowest by Tech industry customers.
Sign Up for Brand Profile PRO to get the full Customer Service by Industry data.
Compared to its competitors, Auto-Owners Insurance's Customer Service score is rated right above Esurance, and is preceded by State Farm Insurance.
| COMPANY | Customer Service Score | |
|---|---|---|
![]() | Acuity | 4/5 |
![]() | Allstate | 2.3/5 |
![]() | American Family Insurance | 2.3/5 |
![]() | State Farm Insurance | 2.2/5 |
![]() | Auto-Owners Insurance | 1.8/5 |
![]() | Esurance | 1.5/5 |
Auto-Owners Insurance has a 3.4/5 stars for its overall company culture rated by their employees

Auto-Owners Insurance scored a -54 for Net Promoter Score and a -11 for Employee Net Promoter Score. NPS gauges how likely a customer of Auto-Owners Insurance would recommend the brand to a friend. ENPS measures how likely Auto-Owners Insurance employees would recommend working at Auto-Owners Insurance to a friend.
| 20% | Promoters |
|---|---|
| 6% | Passive |
| 74% | Detractors |
| 32% | Promoters |
|---|---|
| 25% | Passive |
| 43% | Detractors |