

We are Klarna. A global tech bank on a mission to make payments and shopping as smoooth as possible. Among its major competitors, Klarna is ranked in 3rd place for NPS while Stripe is 1st, and Adyen is 2nd.Their current valuation is $2.52B
Klarna's Net Promoter Score (NPS) is a 22 with 48% Promoters, 26% Passives, and 26% Detractors. Net Promoter Score tracks whether Klarna's customers would recommend using the product based on a scale of -100 to 100.
| 48% | Promoters |
|---|---|
| 26% | Passives |
| 26% | Detractors |
| Summary | Date | Score |
|---|---|---|
May 2024 26 | May 2024 | 26 |
Jun 2024 24 | Jun 2024 | 24 |
Aug 2024 24 | Aug 2024 | 24 |
Oct 2024 24 | Oct 2024 | 24 |
Nov 2024 24 | Nov 2024 | 24 |
Dec 2024 24 | Dec 2024 | 24 |
Jan 2025 24 | Jan 2025 | 24 |
May 2025 23 | May 2025 | 23 |
Jun 2025 20 | Jun 2025 | 20 |
Nov 2025 20 | Nov 2025 | 20 |
Dec 2025 20 | Dec 2025 | 20 |
Jan 2026 20 | Jan 2026 | 20 |
Klarna is ranked third for NPS among its competitors. Stripe and Adyen come in first and second, with PayPal coming in at #4. Among those competitors, it is the lowest valued company behind PayPal.
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Male customers rated Klarna's NPS 11 points higher than Female customers.
Klarna's NPS was rated 20 by Male customers on Comparably.
Klarna's NPS was rated 9 by Female customers on Comparably.
Klarna's NPS was rated the highest by Hispanic or Latino customers, and the lowest by Asian or Pacific Islander customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 7 | Caucasian | 7 |
Hispanic or Latino 100 | Hispanic or Latino | 100 |
African American/Black 30 | African American/Black | 30 |
Asian or Pacific Islander -17 | Asian or Pacific Islander | -17 |
Other 0 | Other | 0 |
Klarna's NPS was rated the highest by customers ages 26-30, and the lowest by customers ages 31-35.
Klarna's NPS was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.
| Summary | Usage | Score |
|---|---|---|
Less than 1 Year 13 | Less than 1 Year | 13 |
1 to 2 Years 7 | 1 to 2 Years | 7 |
2 to 5 Years -17 | 2 to 5 Years | -17 |
5 to 10 Years 49 | 5 to 10 Years | 49 |
Out of the 11 Klarna customer reviews 9 were positive and 2 were constructive. Klarna customer reviews reflect that more than half of the customers have a favorable experience using the products/services of the company.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
70% of Klarna users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
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Male customers rated Klarna's Customer Loyalty score 3% higher than Female customers.
Klarna's Customer Loyalty score was rated the highest by Other customers, and the lowest by Asian or Pacific Islander customers.
% who answered "Yes"
Klarna's Customer Loyalty score was rated the highest by customers ages 36-40, and the lowest by customers ages 31-35.
| Summary | Age | Score |
|---|---|---|
18-25 74% | 18-25 | 74% |
26-30 79% | 26-30 | 79% |
31-35 40% | 31-35 | 40% |
36-40 100% | 36-40 | 100% |
41-45 46% | 41-45 | 46% |
46-50 82% | 46-50 | 82% |
Klarna's Customer Loyalty score was rated the highest by customers who have used Klarna's products/services for 2 to 5 Years, and the lowest by customers with Less than 1 Year of usage.
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Klarna's Customer Loyalty score was rated the highest by Banking and Financial Services industry customers, and the lowest by Accounting industry customers.
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Compared to its competitors, Klarna's Customer Loyalty score is rated right above Braintree, and is preceded by Stripe.
Klarna has an overall Product Quality score of 3.8 out of 5 stars rated by its users and customers.
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Klarna’s product quality score is a 3.8 out of 5 as rated by its users and customers. Reviewers from the Arts and Entertainment industry rated Klarna's product the highest. Reviewers from the Accounting industry rated Klarna the lowest at 2.
Klarna's Product Quality score was rated highest by customers who have used Klarna's products/services for 5 to 10 Years, and rated lowest by customers from the Accounting industry.
Male customers rated Klarna's Product Quality score 0.3 stars higher than Female customers.
Klarna's Product Quality score was rated the highest by Hispanic or Latino customers, and the lowest by African American/Black customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 3.7 | Caucasian | 3.7 |
Hispanic or Latino 4.5 | Hispanic or Latino | 4.5 |
African American/Black 3.5 | African American/Black | 3.5 |
Asian or Pacific Islander 4.1 | Asian or Pacific Islander | 4.1 |
Other 4.2 | Other | 4.2 |
Klarna's Product Quality score was rated the highest by customers ages 26-30, and the lowest by customers ages 41-45.
| Summary | Age | Score |
|---|---|---|
18-25 4.3 | 18-25 | 4.3 |
26-30 4.4 | 26-30 | 4.4 |
31-35 3.8 | 31-35 | 3.8 |
36-40 3.2 | 36-40 | 3.2 |
41-45 3.1 | 41-45 | 3.1 |
46-50 3.7 | 46-50 | 3.7 |
Klarna's Product Quality score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.
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Klarna's Product Quality score was rated the highest by Arts and Entertainment industry customers, and the lowest by Accounting industry customers.
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Compared to its competitors, Klarna's Product Quality score is rated right above Stripe, and is preceded by Adyen.
Klarna has a value for money and ROI score of 3.8 out of 5 stars rated by its users and customers.
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Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Arts and Entertainment industry. The users from the Accounting industry think that they had the lowest ROI from Klarna.
Klarna's ROI score was rated highest by Hispanic or Latino customers, and rated lowest by customers from the Accounting industry.
Male customers rated Klarna's ROI score 0.3 stars higher than Female customers.
Klarna's ROI score was rated the highest by Hispanic or Latino customers, and the lowest by African American/Black customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 3.6 | Caucasian | 3.6 |
Hispanic or Latino 4.9 | Hispanic or Latino | 4.9 |
African American/Black 3.4 | African American/Black | 3.4 |
Asian or Pacific Islander 4.1 | Asian or Pacific Islander | 4.1 |
Other 3.9 | Other | 3.9 |
Klarna's ROI score was rated the highest by customers ages 26-30, and the lowest by customers ages 46-50.
| Summary | Age | Score |
|---|---|---|
18-25 4 | 18-25 | 4 |
26-30 4.2 | 26-30 | 4.2 |
31-35 3.5 | 31-35 | 3.5 |
36-40 3.5 | 36-40 | 3.5 |
41-45 3.4 | 41-45 | 3.4 |
46-50 3.2 | 46-50 | 3.2 |
Klarna's ROI score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.
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Klarna's ROI score was rated the highest by Arts and Entertainment industry customers, and the lowest by Accounting industry customers.
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Compared to its competitors, Klarna's ROI score is rated right above Stripe, and is preceded by Adyen.
Klarna has an overall Customer Satisfaction score of 78 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Klarna's Customer Satisfaction score was rated highest by customers ages 46-50, and rated lowest by customers ages 41-45.
Male customers rated Klarna's Customer Satisfaction score 5 points higher than Female customers.
Very Satisfied | 42% | |
|---|---|---|
Satisfied | 37% | |
Neither Satisfied nor Dissatisfied | 11% | |
Dissatisfied | 5% | |
Very Dissatisfied | 5% |
Very Satisfied | 39% | |
|---|---|---|
Satisfied | 35% | |
Neither Satisfied nor Dissatisfied | 13% | |
Dissatisfied | 4% | |
Very Dissatisfied | 9% |
Klarna's Customer Satisfaction (CSAT) score was rated 66% according to Caucasian users and customers.
Klarna's Customer Satisfaction (CSAT) score was rated 100% according to Hispanic or Latino users and customers.
Klarna's Customer Satisfaction (CSAT) score was rated 70% according to African American/Black users and customers.
Klarna's Customer Satisfaction (CSAT) score was rated 67% according to Asian or Pacific Islander users and customers.
Klarna's Customer Satisfaction (CSAT) score was rated 88% according to Other users and customers.
Klarna's Customer Satisfaction score was rated the highest by customers ages 46-50, and the lowest by customers ages 41-45.
| Breakdown | Age | Score | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 18-25 | 71% | |||||||||||||||
| 26-30 | 77% | |||||||||||||||
| 31-35 | 83% | |||||||||||||||
| 36-40 | 80% | |||||||||||||||
| 41-45 | 50% | |||||||||||||||
| 46-50 | 100% |
Klarna's Customer Satisfaction score was rated the highest by customers who have used Klarna's products/services for 1 to 2 Years, and the lowest by customers with 2 to 5 Years of usage.
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Klarna's Customer Satisfaction score was rated the highest by Banking and Financial Services industry customers, and the lowest by Tech industry customers.
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Klarna has an overall Customer Service score of 3.8 out of 5 stars rated by its users and customers.
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629 N High St, Columbus, OH 43215
http://www.klarna.com
Klarna's Customer Service score was rated highest by Hispanic or Latino customers, and rated lowest by customers who have used Klarna's products/services for 2 to 5 Years.
Male customers rated Klarna's Customer Service score 0.3 stars higher than Female customers.
Klarna's Customer Service score was rated the highest by Hispanic or Latino customers, and the lowest by Caucasian customers.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 3.5 | Caucasian | 3.5 |
Hispanic or Latino 4.9 | Hispanic or Latino | 4.9 |
African American/Black 3.8 | African American/Black | 3.8 |
Asian or Pacific Islander 4.1 | Asian or Pacific Islander | 4.1 |
Other 3.7 | Other | 3.7 |
Klarna's Customer Service score was rated the highest by customers ages 26-30, and the lowest by customers ages 41-45.
| Summary | Age | Customer Service Score |
|---|---|---|
18-25 4 | 18-25 | 4 |
26-30 4.4 | 26-30 | 4.4 |
31-35 3.4 | 31-35 | 3.4 |
36-40 3.4 | 36-40 | 3.4 |
41-45 3.4 | 41-45 | 3.4 |
46-50 3.8 | 46-50 | 3.8 |
Klarna's Customer Service score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.
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Klarna's Customer Service score was rated the highest by Arts and Entertainment industry customers, and the lowest by Accounting industry customers.
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Compared to its competitors, Klarna's Customer Service score is rated right above Stripe, and is preceded by Adyen.
Klarna has a 3.0/5 stars for its overall company culture rated by their employees

Klarna scored a 22 for Net Promoter Score and a -23 for Employee Net Promoter Score. NPS gauges how likely a customer of Klarna would recommend the brand to a friend. ENPS measures how likely Klarna employees would recommend working at Klarna to a friend.
| 48% | Promoters |
|---|---|
| 26% | Passive |
| 26% | Detractors |
| 29% | Promoters |
|---|---|
| 19% | Passive |
| 52% | Detractors |