Klarna NPS & Customer Reviews | Comparably
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Klarna
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About Klarna's Brand

We are Klarna. A global tech bank on a mission to make payments and shopping as smoooth as possible. Among its major competitors, Klarna is ranked in 3rd place for NPS while Adyen is 1st, and Stripe is 2nd.Their current valuation is $2.52B

Brand at a Glance

70%
Customer Loyalty
3.7/5
Product Quality
3.7/5
Pricing
3.6/5
Customer Service

Klarna Ranking

Klarna NPS

Klarna's Net Promoter Score (NPS) is a 19 with 47% Promoters, 25% Passives, and 28% Detractors. Net Promoter Score tracks whether Klarna's customers would recommend using the product based on a scale of -100 to 100.

Klarna Overall NPS

19
NPS
47%Promoters
25%Passives
28%Detractors
Klarna Overall NPS

Klarna NPS Trend

-100
-50
0
50
100
Aug 2024
24
Aug 202424
Oct 2024
24
Oct 202424
Nov 2024
24
Nov 202424
Dec 2024
24
Dec 202424
Jan 2025
24
Jan 202524
May 2025
23
May 202523
Jun 2025
20
Jun 202520
Nov 2025
20
Nov 202520
Dec 2025
20
Dec 202520
Jan 2026
20
Jan 202620
Apr 2026
18
Apr 202618
May 2026
18
May 202618

How Other Brands Compare

Klarna is ranked third for NPS among its competitors. Adyen and Stripe come in first and second, with PayPal coming in at #4. Among those competitors, it is the lowest valued company behind PayPal.

Klarna's Logo
Klarna
PayPal's Logo
PayPal
Stripe's Logo
Stripe
Adyen's Logo
Adyen
Global Ranking#-#109#133#621
NPS19112627
Social Sentiment Calculated by analyzing social media and other online mentions-NeutralNeutral-
Valuation Updated every 24 hours for public companies$2.52B$336.03B$35.00B$73.14B

What is NPS

Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"

Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.

Klarna NPS by Gender

Male customers rated Klarna's NPS 24 points higher than Female customers.

Male

20

Klarna's NPS was rated 20 by Male customers on Comparably.

45%
Promoters
30%
Passives
25%
Detractors

Female

-4

Klarna's NPS was rated -4 by Female customers on Comparably.

37%
Promoters
22%
Passives
41%
Detractors

Klarna NPS by Ethnicity

Klarna's NPS was rated the highest by Hispanic or Latino customers, and the lowest by Asian or Pacific Islander customers.

-100
-50
0
50
100
Caucasian
7
Caucasian7
Hispanic or Latino
100
Hispanic or Latino100
African American/Black
0
African American/Black0
Asian or Pacific Islander
-17
Asian or Pacific Islander-17
Other
0
Other0

Klarna NPS by Age

Klarna's NPS was rated the highest by customers ages 26-30, and the lowest by customers ages 61-65.

0
20
40
60
80
100
Promoters
28%
Passives
43%
Detractors
29%
18-2528%43%29%
Promoters
69%
Passives
23%
Detractors
8%
26-3069%23%8%
Promoters
16%
Passives
17%
Detractors
67%
31-3516%17%67%
Promoters
40%
Passives
40%
Detractors
20%
36-4040%40%20%
Promoters
40%
Passives
20%
Detractors
40%
41-4540%20%40%
Promoters
17%
Passives
33%
Detractors
50%
46-5017%33%50%
Promoters
0%
Passives
0%
Detractors
100%
61-650%0%100%

Klarna NPS by Usage

Klarna's NPS was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.

-100
-50
0
50
100
Less than 1 Year
7
Less than 1 Year7
1 to 2 Years
7
1 to 2 Years7
2 to 5 Years
-28
2 to 5 Years-28
5 to 10 Years
49
5 to 10 Years49

Klarna NPS vs. Competitors

Compared to its competitors, Klarna's NPS is rated right above PayPal, and is preceded by Stripe.

COMPANYNPS Score
Adyen
27
Stripe
26
Klarna
19
PayPal
11
Braintree
6
WePay
-59
Skrill
-100

Klarna Customer Reviews

Out of the 13 Klarna customer reviews 9 were positive and 4 were constructive. Klarna customer reviews reflect that more than half of the customers have a favorable experience using the products/services of the company.

What can this brand most improve?
Better specialist investigators who don't just close out a claim without doing anything. The investigators at Klarna just back down without doing anything. They don't work hard to get you your money back. They just accept what the other side has to offer. The supervisors never follow up.
What can this brand most improve?
Customer service and executive response team actually replying
Posted 17 days ago
What can this brand most improve?
Poor customer service provided. Irresponsible and inaccurate decisions made regarding customer request for a refund. Bad Experience in total.
Posted a month ago
What do you value most about this brand?
The ease of use and how the company presents itself online through strategic brand messaging.
What do you value most about this brand?
makes it easy to consume

Klarna Customer Loyalty

70%

Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.

70% of Klarna users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"

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70
70%
30
30%
Klarna Customer Loyalty

Klarna Customer Loyalty Score by Gender

Male customers rated Klarna's Customer Loyalty score 6% higher than Female customers.

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Male
73%
Yes
Female
67%
Yes

Klarna Customer Loyalty Score by Ethnicity

Klarna's Customer Loyalty score was rated the highest by Other customers, and the lowest by Asian or Pacific Islander customers.

% who answered "Yes"

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79
out of 100
Caucasian
78
out of 100
Hispanic or Latino
58
out of 100
African American/Black
40
out of 100
Asian or Pacific Islander
89
out of 100
Other

Klarna Customer Loyalty Score by Age

Klarna's Customer Loyalty score was rated the highest by customers ages 36-40, and the lowest by customers ages 31-35.

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0
20%
40%
60%
80%
100%
18-25
74%
18-2574%
26-30
79%
26-3079%
31-35
40%
31-3540%
36-40
100%
36-40100%
41-45
46%
41-4546%
46-50
70%
46-5070%
61-65
70%
61-6570%

Klarna Customer Loyalty Score by Usage

Klarna's Customer Loyalty score was rated the highest by customers who have used Klarna's products/services for 1 to 2 Years, and the lowest by customers with Less than 1 Year of usage.

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Less than 1 Year
61%
1 to 2 Years
78%
2 to 5 Years
74%
5 to 10 Years
70%

Klarna Customer Loyalty Score by Industry

Klarna's Customer Loyalty score was rated the highest by Banking and Financial Services industry customers, and the lowest by Accounting industry customers.

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Tech
55%
Accounting
40%
Arts and Entertainment
70%
Banking and Financial Services
85%

Klarna Customer Loyalty vs. Competitors

Compared to its competitors, Klarna's Customer Loyalty score is rated right above Braintree, and is preceded by Stripe.

COMPANYCustomer Loyalty Score
Adyen79%
PayPal79%
Stripe77%
Klarna70%
Braintree60%
Skrill55%
WePay45%

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VS
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Klarna Product Quality

3.7/5

Klarna has an overall Product Quality score of 3.7 out of 5 stars rated by its users and customers.

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Klarna Product Information

Klarna’s product quality score is a 3.7 out of 5 as rated by its users and customers. Reviewers from the Arts and Entertainment industry rated Klarna's product the highest. Reviewers from the Accounting industry rated Klarna the lowest at 2.

Website
http://www.klarna.com
Company Size
1,001-5,000 Employees

Industry

Tech
Ecommerce and Marketplaces
FinTech

Quick Insights into Klarna Product Quality

Klarna's Product Quality score was rated highest by customers who have used Klarna's products/services for 5 to 10 Years, and rated lowest by customers ages 61-65.

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Ranked Klarna Product Quality the Highest

5 to 10 Years
4.6
Hispanic or Latino
4.5
26-30
4.4

Ranked Klarna Product Quality the Lowest

2 to 5 Years
2.4
Accounting
2
61-65
1.6

Klarna Product Quality Score by Gender

Male customers rated Klarna's Product Quality score 0.5 stars higher than Female customers.

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Male

4/5

Female

3.5/5

Klarna Product Quality Score by Ethnicity

Klarna's Product Quality score was rated the highest by Hispanic or Latino customers, and the lowest by African American/Black customers.

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0
1
2
3
4
5
Caucasian
3.7
Caucasian3.7
Hispanic or Latino
4.5
Hispanic or Latino4.5
African American/Black
3.1
African American/Black3.1
Asian or Pacific Islander
4.1
Asian or Pacific Islander4.1
Other
4.2
Other4.2

Klarna Product Quality Score by Age

Klarna's Product Quality score was rated the highest by customers ages 26-30, and the lowest by customers ages 61-65.

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0
1
2
3
4
5
18-25
4.3
18-254.3
26-30
4.4
26-304.4
31-35
3.8
31-353.8
36-40
3.2
36-403.2
41-45
3.1
41-453.1
46-50
3.1
46-503.1
61-65
1.6
61-651.6

Klarna Product Quality Score by Usage

Klarna's Product Quality score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
3.8
1 to 2 Years
3.7
2 to 5 Years
2.4
5 to 10 Years
4.6

Klarna Product Quality Score by Industry

Klarna's Product Quality score was rated the highest by Arts and Entertainment industry customers, and the lowest by Accounting industry customers.

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Tech
3.9
Accounting
2
Arts and Entertainment
4.2
Banking and Financial Services
4.1

Klarna Product Quality vs. Competitors

Compared to its competitors, Klarna's Product Quality score is rated right above PayPal, and is preceded by Stripe.

COMPANYProduct Quality Score
Adyen4/5
Stripe3.8/5
Klarna3.7/5
PayPal3.5/5
Braintree2.9/5
WePay1.8/5
Skrill1.5/5

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Klarna's Logo
VS
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WePay's Logo
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Klarna Pricing

Klarna ROI & Value For Money

3.7/5

Klarna has a value for money and ROI score of 3.7 out of 5 stars rated by its users and customers.

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Klarna Pricing Plans

Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Arts and Entertainment industry. The users from the Accounting industry think that they had the lowest ROI from Klarna.

Quick Insights into Klarna ROI

Klarna's ROI score was rated highest by Hispanic or Latino customers, and rated lowest by customers ages 61-65.

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Ranked Klarna ROI the Highest

Hispanic or Latino
4.9
Arts and Entertainment
4.3
26-30
4.2

Ranked Klarna ROI the Lowest

Accounting
2.8
2 to 5 Years
2.6
61-65
2

Klarna ROI Score by Gender

Male customers rated Klarna's ROI score 0.5 stars higher than Female customers.

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Male

3.9/5

Female

3.4/5

Klarna ROI Score by Ethnicity

Klarna's ROI score was rated the highest by Hispanic or Latino customers, and the lowest by African American/Black customers.

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0
1
2
3
4
5
Caucasian
3.6
Caucasian3.6
Hispanic or Latino
4.9
Hispanic or Latino4.9
African American/Black
3.1
African American/Black3.1
Asian or Pacific Islander
4.1
Asian or Pacific Islander4.1
Other
3.9
Other3.9

Klarna ROI Score by Age

Klarna's ROI score was rated the highest by customers ages 26-30, and the lowest by customers ages 61-65.

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0
1
2
3
4
5
18-25
4
18-254
26-30
4.2
26-304.2
31-35
3.5
31-353.5
36-40
3.5
36-403.5
41-45
3.4
41-453.4
46-50
2.7
46-502.7
61-65
2
61-652

Klarna ROI Score by Usage

Klarna's ROI score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
3.7
1 to 2 Years
3.6
2 to 5 Years
2.6
5 to 10 Years
4.1

Klarna ROI Score by Industry

Klarna's ROI score was rated the highest by Arts and Entertainment industry customers, and the lowest by Accounting industry customers.

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Tech
4
Accounting
2.8
Arts and Entertainment
4.3
Banking and Financial Services
3.9

Klarna Pricing vs. Competitors

Compared to its competitors, Klarna's ROI score is rated right above PayPal, and is preceded by Stripe.

COMPANYPricing Score
Adyen3.8/5
Stripe3.7/5
Klarna3.7/5
PayPal3.4/5
Braintree3/5
WePay1.5/5
Skrill1.5/5

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Klarna's Logo
VS
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WePay's Logo
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Klarna Customer Satisfaction (CSAT)

Klarna Customer Satisfaction (CSAT) Score

76 / 100

Klarna has an overall Customer Satisfaction score of 76 rated by its users and customers.

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Very Satisfied35%
Satisfied41%
Neither Satisfied nor Dissatisfied12%
Dissatisfied2%
Very Dissatisfied10%
Very Satisfied
35%
Satisfied
41%
Neither Satisfied nor Dissatisfied
12%
Dissatisfied
2%
Very Dissatisfied
10%

What is Customer Satisfaction (CSAT) Score

Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.

Quick Insights into Klarna Customer Satisfaction

Klarna's Customer Satisfaction score was rated highest by Hispanic or Latino customers, and rated lowest by customers ages 61-65.

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Ranked Klarna Customer Satisfaction the Highest

Hispanic or Latino
100%
1 to 2 Years
86%
Arts and Entertainment
84%

Ranked Klarna Customer Satisfaction the Lowest

African American/Black
54%
2 to 5 Years
43%
61-65
0%

Klarna Customer Satisfaction Score by Gender

Male customers rated Klarna's Customer Satisfaction score 13 points higher than Female customers.

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79 / 100
Male
Very Satisfied
42%
Satisfied
37%
Neither Satisfied nor Dissatisfied
11%
Dissatisfied
5%
Very Dissatisfied
5%
66 / 100
Female
Very Satisfied
35%
Satisfied
31%
Neither Satisfied nor Dissatisfied
12%
Dissatisfied
3%
Very Dissatisfied
19%

Klarna Customer Satisfaction Score by Ethnicity

CSAT according to Caucasian

Klarna's Customer Satisfaction (CSAT) score was rated 67% according to Caucasian users and customers.

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67 / 100
Very Satisfied42%
Satisfied25%
Neither Satisfied nor Dissatisfied16%
Dissatisfied0%
Very Dissatisfied17%
Very Satisfied
42%
Satisfied
25%
Neither Satisfied nor Dissatisfied
16%
Dissatisfied
0%
Very Dissatisfied
17%

CSAT according to Hispanic or Latino

Klarna's Customer Satisfaction (CSAT) score was rated 100% according to Hispanic or Latino users and customers.

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100 / 100
Very Satisfied75%
Satisfied25%
Neither Satisfied nor Dissatisfied0%
Dissatisfied0%
Very Dissatisfied0%
Very Satisfied
75%
Satisfied
25%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
0%

CSAT according to African American/Black

Klarna's Customer Satisfaction (CSAT) score was rated 54% according to African American/Black users and customers.

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54 / 100
Very Satisfied23%
Satisfied31%
Neither Satisfied nor Dissatisfied8%
Dissatisfied7%
Very Dissatisfied31%
Very Satisfied
23%
Satisfied
31%
Neither Satisfied nor Dissatisfied
8%
Dissatisfied
7%
Very Dissatisfied
31%

CSAT according to Asian or Pacific Islander

Klarna's Customer Satisfaction (CSAT) score was rated 67% according to Asian or Pacific Islander users and customers.

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67 / 100
Very Satisfied17%
Satisfied50%
Neither Satisfied nor Dissatisfied33%
Dissatisfied0%
Very Dissatisfied0%
Very Satisfied
17%
Satisfied
50%
Neither Satisfied nor Dissatisfied
33%
Dissatisfied
0%
Very Dissatisfied
0%

CSAT according to Other

Klarna's Customer Satisfaction (CSAT) score was rated 88% according to Other users and customers.

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88 / 100
Very Satisfied50%
Satisfied38%
Neither Satisfied nor Dissatisfied0%
Dissatisfied12%
Very Dissatisfied0%
Very Satisfied
50%
Satisfied
38%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
12%
Very Dissatisfied
0%

Klarna Customer Satisfaction Score by Age

Klarna's Customer Satisfaction score was rated the highest by customers ages 31-35, and the lowest by customers ages 61-65.

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0
20
40
60
80
100
18-25 CSAT Score
72%
Very Satisfied
29%
Satisfied
43%
Neither Satisfied nor Dissatisfied
28%
Dissatisfied
0%
Very Dissatisfied
0%
18-2572%
26-30 CSAT Score
77%
Very Satisfied
62%
Satisfied
15%
Neither Satisfied nor Dissatisfied
8%
Dissatisfied
7%
Very Dissatisfied
8%
26-3077%
31-35 CSAT Score
83%
Very Satisfied
33%
Satisfied
50%
Neither Satisfied nor Dissatisfied
17%
Dissatisfied
0%
Very Dissatisfied
0%
31-3583%
36-40 CSAT Score
80%
Very Satisfied
40%
Satisfied
40%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
20%
36-4080%
41-45 CSAT Score
50%
Very Satisfied
25%
Satisfied
25%
Neither Satisfied nor Dissatisfied
25%
Dissatisfied
25%
Very Dissatisfied
0%
41-4550%
46-50 CSAT Score
80%
Very Satisfied
20%
Satisfied
60%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
20%
46-5080%
61-65 CSAT Score
0%
Very Satisfied
0%
Satisfied
0%
Neither Satisfied nor Dissatisfied
0%
Dissatisfied
0%
Very Dissatisfied
100%
61-650%

Klarna Customer Satisfaction Score by Usage

Klarna's Customer Satisfaction score was rated the highest by customers who have used Klarna's products/services for 1 to 2 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
69
1 to 2 Years
86
2 to 5 Years
43
5 to 10 Years
84

Klarna Customer Satisfaction Score by Industry

Klarna's Customer Satisfaction score was rated the highest by Arts and Entertainment industry customers, and the lowest by Tech industry customers.

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Tech
67
Arts and Entertainment
84
Banking and Financial Services
80

Klarna Customer Satisfaction vs. Competitors

Compared to its competitors, Klarna's Customer Satisfaction score is rated right above Adyen.

COMPANYCustomer Satisfaction (CSAT) Score
Klarna76%
Adyen68%
Stripe68%
PayPal65%
WePay29%
Braintree0%
Skrill0%

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Klarna's Logo
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Adyen's Logo
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WePay's Logo
Braintree's Logo
Skrill's Logo

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Klarna Customer Service

3.6/5

Klarna has an overall Customer Service score of 3.6 out of 5 stars rated by its users and customers.

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About Klarna's Customer Service

Address

629 N High St, Columbus, OH 43215


Website

http://www.klarna.com

Quick Insights into Klarna Customer Service

Klarna's Customer Service score was rated highest by Hispanic or Latino customers, and rated lowest by customers ages 61-65.

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Ranked Klarna Customer Service the Highest

Hispanic or Latino
4.9
26-30
4.4
5 to 10 Years
4.4

Ranked Klarna Customer Service the Lowest

Banking and Financial Services
3
2 to 5 Years
2.5
61-65
1.5

Klarna Customer Service Score by Gender

Male customers rated Klarna's Customer Service score 0.6 stars higher than Female customers.

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Male

3.9/5

Female

3.3/5

Klarna Customer Service Score by Ethnicity

Klarna's Customer Service score was rated the highest by Hispanic or Latino customers, and the lowest by African American/Black customers.

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0
20
40
60
80
100
Caucasian
3.5
Caucasian3.5
Hispanic or Latino
4.9
Hispanic or Latino4.9
African American/Black
3
African American/Black3
Asian or Pacific Islander
4.1
Asian or Pacific Islander4.1
Other
3.7
Other3.7

Klarna Customer Service Score by Age

Klarna's Customer Service score was rated the highest by customers ages 26-30, and the lowest by customers ages 61-65.

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0
20
40
60
80
100
18-25
4
18-254
26-30
4.4
26-304.4
31-35
3.4
31-353.4
36-40
3.4
36-403.4
41-45
3.4
41-453.4
46-50
3.2
46-503.2
61-65
1.5
61-651.5

Klarna Customer Service Score by Usage

Klarna's Customer Service score was rated the highest by customers who have used Klarna's products/services for 5 to 10 Years, and the lowest by customers with 2 to 5 Years of usage.

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Less than 1 Year
3.6
1 to 2 Years
3.7
2 to 5 Years
2.5
5 to 10 Years
4.4

Klarna Customer Service Score by Industry

Klarna's Customer Service score was rated the highest by Arts and Entertainment industry customers, and the lowest by Banking and Financial Services industry customers.

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Tech
3.9
Accounting
3.1
Arts and Entertainment
4.3
Banking and Financial Services
3

Klarna Customer Service vs. Competitors

Compared to its competitors, Klarna's Customer Service score is rated right above PayPal, and is preceded by Stripe.

COMPANYCustomer Service Score
Adyen3.9/5
Stripe3.6/5
Klarna3.6/5
PayPal3.3/5
Braintree2.9/5
WePay1.5/5
Skrill1.5/5

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Klarna's Logo
VS
Adyen's Logo
Stripe's Logo
PayPal's Logo
Braintree's Logo
WePay's Logo
Skrill's Logo

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Klarna as an Employer

3.0/5

Klarna has a 3.0/5 stars for its overall company culture rated by their employees

  Klarna CEO
bottom
25%
CEO of Klarna

In the Bottom 25% of Similar Sized Companies on Comparably.

Consumer vs. Employees

Klarna scored a 19 for Net Promoter Score and a -23 for Employee Net Promoter Score. NPS gauges how likely a customer of Klarna would recommend the brand to a friend. ENPS measures how likely Klarna employees would recommend working at Klarna to a friend.

Net Promoter Score

19
NPS Score
47%Promoters
25%Passive
28%Detractors

Employee Net Promoter Score

-23
eNPS Score
29%Promoters
19%Passive
52%Detractors

Global Ranking Snapshot

RANKCOMPANYCEOINDUSTRY
1
Costco  Costco CEO
W. Craig Jelinek
Retail
2
Peloton  Peloton CEO
Barry McCarthy
Health and Wellness
3
Chick-fil-A  Chick-fil-A CEO
Dan Cathy
Food and Beverages
4
Netflix  Netflix CEO
Ted Sarandos
Media and Entertainment
5
Apple  Apple CEO
Timothy Cook
Tech
6
Nike  Nike CEO
John Donahoe
Fashion and Beauty
7
Target  Target CEO
Brian Cornell
Retail