

We're shaping the future of retail financing and customer engagement every day. How? Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch. Among its major competitors, Synchrony is ranked in 3rd place for NPS while Goldman Sachs is 1st, and Ally Financial Inc. is 2nd.Their current market cap is $14.44B

Mr. Bart Schaller serves as Chief Marketing Officer and Executive Vice President at Synchrony Financial. Mr. Schaller is focused on innovation and growth for Synchrony Financial and for Synchrony's partners. His commitment to driving new growth strategies, including developing new products, channels and value propositions for both business-to-business and business-to-consumer segments is built upon over 24 years of insights working directly with major retailers on strategies to increase sales and expand customer relationships. He has developed and launched many new card and business programs, successfully repositioned value propositions and integrated programs with retailers core market strategies. He was Senior Vice President of Business Development, where he led new partner program sales activities, M&A opportunities and strategic investments. Prior to this role, he was the Vice President and General Manager for the GE Retail Consumer Finance Walmart relationship and was responsible for the overall growth and performance of the card programs with Walmart. In 2003, he was promoted to the Vice President of Marketing for JCPenney Credit Services. Following several progressive roles in Operations, Marketing and Client Development, he joined the Lowe's Credit Services Team as Marketing leader in 1999. He earned a BBA in Marketing from Southern Methodist University.
Synchrony's Net Promoter Score (NPS) is a -43 with 24% Promoters, 9% Passives, and 67% Detractors. Net Promoter Score tracks whether Synchrony's customers would recommend using the product based on a scale of -100 to 100.
| 24% | Promoters |
|---|---|
| 9% | Passives |
| 67% | Detractors |
| Summary | Date | Score |
|---|---|---|
Oct 2024 -41 | Oct 2024 | -41 |
Nov 2024 -41 | Nov 2024 | -41 |
Jan 2025 -41 | Jan 2025 | -41 |
Mar 2025 -41 | Mar 2025 | -41 |
Apr 2025 -43 | Apr 2025 | -43 |
May 2025 -43 | May 2025 | -43 |
Jun 2025 -43 | Jun 2025 | -43 |
Jul 2025 -43 | Jul 2025 | -43 |
Aug 2025 -43 | Aug 2025 | -43 |
Oct 2025 -43 | Oct 2025 | -43 |
Nov 2025 -43 | Nov 2025 | -43 |
Dec 2025 -45 | Dec 2025 | -45 |
Synchrony is ranked third for NPS among its competitors. Goldman Sachs and Ally Financial Inc. come in first and second, with Great Western Bank coming in at #4. Among those competitors, it is the third most valued company behind Goldman Sachs.
![]() Synchrony | ![]() Goldman Sachs | ![]() Ally Financial Inc. | ![]() Great Western Bank | |
| Global Ranking | #- | #145 | #- | #- |
| NPS | -43 | 27 | -40 | -51 |
| Social Sentiment Calculated by analyzing social media and other online mentions | - | Neutral | Neutral | - |
| Valuation Updated every 24 hours for public companies | $14.44B | $113.07B | $16.88B | $1.49B |
Net Promoter Score (NPS) is a management tool that can be used to gauge the satisfaction of a firm's customer relationships. NPS has been widely adopted as a key metric often linked to the revenue potential of a company’s product or service. The metric is based on customer responses to the question: "On a scale of 0 to 10, how likely are you to recommend the product to a friend?"
Those who respond with a score of 9 to 10 are known as Promoters, and are widely associated with behaviors that create value, including actively encouraging others to use the product or service. Those who respond with a score of 7 or 8 are categorized as Passives, and they are believed to be less likely to exhibit the value-creation traits of Promoters having a largely neutral effect on other consumers. Detractors are those who fall in the score range of 0 to 6 and represent dissatisfied customers of the product sometimes actively recommending against using the product.
Male customers rated Synchrony's NPS 5 points higher than Female customers.
Synchrony's NPS was rated -73 by Male customers on Comparably.
Synchrony's NPS was rated -78 by Female customers on Comparably.
Synchrony's NPS was rated the highest by Asian or Pacific Islander customers, and the lowest by Caucasian customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian -89 | Caucasian | -89 |
Hispanic or Latino -14 | Hispanic or Latino | -14 |
African American/Black -78 | African American/Black | -78 |
Asian or Pacific Islander -1 | Asian or Pacific Islander | -1 |
Other -88 | Other | -88 |
Synchrony's NPS was rated the highest by customers ages 31-35, and the lowest by customers ages 66+.
Synchrony's NPS was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.
| Summary | Usage | Score |
|---|---|---|
Less than 1 Year -69 | Less than 1 Year | -69 |
1 to 2 Years -76 | 1 to 2 Years | -76 |
2 to 5 Years -62 | 2 to 5 Years | -62 |
5 to 10 Years -62 | 5 to 10 Years | -62 |
Over 10 Years -84 | Over 10 Years | -84 |
Compared to its competitors, Synchrony's NPS is rated right above Great Western Bank, and is preceded by Ally Financial Inc..
| COMPANY | NPS Score | |
|---|---|---|
![]() | Goldman Sachs | 27 |
![]() | Aye Finance | N/A |
![]() | Ally Financial Inc. | -40 |
![]() | Synchrony | -43 |
![]() | Great Western Bank | -51 |
![]() | CareCredit | -77 |
![]() | Loomis | -100 |
Out of the 32 Synchrony customer reviews 3 were positive and 29 were constructive. Synchrony customer reviews reflect that more than half of the customers expect a better service or product from the company and believe there is room for improvement.
Customer Loyalty is a strong indicator of whether or not a customer will choose a brand repeatedly over a competitor that offers similar products/services.
68% of Synchrony users/customers answered "Yes" when asked: "Would you consider yourself a loyal user/customer?"
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Female customers rated Synchrony's Customer Loyalty score 4% higher than Male customers.
Synchrony's Customer Loyalty score was rated the highest by African American/Black customers, and the lowest by Other customers.
% who answered "Yes"
Synchrony's Customer Loyalty score was rated the highest by customers ages 18-25, and the lowest by customers ages 51-55.
| Summary | Age | Score |
|---|---|---|
18-25 100% | 18-25 | 100% |
26-30 70% | 26-30 | 70% |
31-35 100% | 31-35 | 100% |
36-40 55% | 36-40 | 55% |
41-45 65% | 41-45 | 65% |
46-50 66% | 46-50 | 66% |
51-55 55% | 51-55 | 55% |
56-60 78% | 56-60 | 78% |
61-65 64% | 61-65 | 64% |
66+ 61% | 66+ | 61% |
Synchrony's Customer Loyalty score was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Less than 1 Year of usage.
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Synchrony's Customer Loyalty score was rated the highest by Accounting industry customers, and the lowest by Healthcare, Hospitals and Medicine industry customers.
Sign Up for Brand Profile PRO to get the full Customer Loyalty by Industry data and uncover the answer to "Would you consider yourself a loyal user/customer?" by industry.
Compared to its competitors, Synchrony's Customer Loyalty score is rated right above Goldman Sachs, and is preceded by Ally Financial Inc..
| COMPANY | Customer Loyalty Score | |
|---|---|---|
![]() | Loomis | 100% |
![]() | CareCredit | 78% |
![]() | Ally Financial Inc. | 74% |
![]() | Synchrony | 68% |
![]() | Goldman Sachs | 65% |
![]() | Great Western Bank | 60% |
![]() | Aye Finance | N/A |
Synchrony has an overall Product Quality score of 2.1 out of 5 stars rated by its users and customers.
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Synchrony’s product quality score is a 2.1 out of 5 as rated by its users and customers. Reviewers from the Banking and Financial Services industry rated Synchrony's product the highest. Reviewers from the Automotive and Transportation industry rated Synchrony the lowest at 1.5.
Synchrony's Product Quality score was rated highest by Asian or Pacific Islander customers, and rated lowest by customers who have used Synchrony's products/services for Over 10 Years.
Female customers rated Synchrony's Product Quality score 0.1 stars higher than Male customers.
Synchrony's Product Quality score was rated the highest by Asian or Pacific Islander customers, and the lowest by Other customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Hispanic or Latino 2.5 | Hispanic or Latino | 2.5 |
African American/Black 3 | African American/Black | 3 |
Asian or Pacific Islander 4 | Asian or Pacific Islander | 4 |
Other 1.5 | Other | 1.5 |
Synchrony's Product Quality score was rated the highest by customers ages 18-25, and the lowest by customers ages 66+.
| Summary | Age | Score |
|---|---|---|
18-25 3.8 | 18-25 | 3.8 |
26-30 2 | 26-30 | 2 |
31-35 3.7 | 31-35 | 3.7 |
36-40 1.9 | 36-40 | 1.9 |
41-45 2.4 | 41-45 | 2.4 |
46-50 1.6 | 46-50 | 1.6 |
51-55 1.9 | 51-55 | 1.9 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.7 | 61-65 | 1.7 |
66+ 1.5 | 66+ | 1.5 |
Synchrony's Product Quality score was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.
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Synchrony's Product Quality score was rated the highest by Banking and Financial Services industry customers, and the lowest by Insurance industry customers.
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Compared to its competitors, Synchrony's Product Quality score is rated right above CareCredit, and is preceded by Ally Financial Inc..
| COMPANY | Product Quality Score | |
|---|---|---|
![]() | Goldman Sachs | 3.5/5 |
![]() | Great Western Bank | 2.3/5 |
![]() | Loomis | 2.2/5 |
![]() | Ally Financial Inc. | 2.1/5 |
![]() | Synchrony | 2.1/5 |
![]() | CareCredit | 1.6/5 |
![]() | Aye Finance | N/A |
Synchrony has a value for money and ROI score of 2.1 out of 5 stars rated by its users and customers.
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Not every product or service fits the needs of a certain user or industry. The users that rank the value for money and ROI highest are mainly from Architecture and Planning industry. The users from the Automotive and Transportation industry think that they had the lowest ROI from Synchrony.
Synchrony's ROI score was rated highest by customers ages 18-25, and rated lowest by customers who have used Synchrony's products/services for Over 10 Years.
Male customers rated Synchrony's ROI score 0.2 stars higher than Female customers.
Synchrony's ROI score was rated the highest by Asian or Pacific Islander customers, and the lowest by Caucasian customers.
| Summary | Ethnicity | Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Hispanic or Latino 2.5 | Hispanic or Latino | 2.5 |
African American/Black 2.6 | African American/Black | 2.6 |
Asian or Pacific Islander 3.9 | Asian or Pacific Islander | 3.9 |
Other 1.6 | Other | 1.6 |
Synchrony's ROI score was rated the highest by customers ages 18-25, and the lowest by customers ages 66+.
| Summary | Age | Score |
|---|---|---|
18-25 4.5 | 18-25 | 4.5 |
26-30 1.6 | 26-30 | 1.6 |
31-35 3.4 | 31-35 | 3.4 |
36-40 1.6 | 36-40 | 1.6 |
41-45 2.4 | 41-45 | 2.4 |
46-50 1.5 | 46-50 | 1.5 |
51-55 2 | 51-55 | 2 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.6 | 61-65 | 1.6 |
66+ 1.5 | 66+ | 1.5 |
Synchrony's ROI score was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.
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Synchrony's ROI score was rated the highest by Architecture and Planning industry customers, and the lowest by Insurance industry customers.
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Compared to its competitors, Synchrony's ROI score is rated right above CareCredit, and is preceded by Great Western Bank.
| COMPANY | Pricing Score | |
|---|---|---|
![]() | Goldman Sachs | 3.5/5 |
![]() | Ally Financial Inc. | 2.2/5 |
![]() | Great Western Bank | 2.2/5 |
![]() | Synchrony | 2.1/5 |
![]() | CareCredit | 1.6/5 |
![]() | Loomis | 1.5/5 |
![]() | Aye Finance | N/A |
Synchrony has an overall Customer Satisfaction score of 30 rated by its users and customers.
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Customer Satisfaction Score (also known as CSAT), is a metric used to quantify how satisfied customers are with a company or brand’s products and services. The Customer Satisfaction Score is based on customers response to the question: “How would you rate your overall satisfaction with the service you received?” The score is calculated using the formula: (The total number answer of “Very Satisfied” and “Satisfied”) ÷ (The total response) x100, and it is generally displayed in percentages. Some of the main benefits of the CSAT for businesses are tracking retention, identifying happy customers and growing relationships, and gaining repeat business to build a sustainable brand.
Synchrony's Customer Satisfaction score was rated highest by Asian or Pacific Islander customers, and rated lowest by customers from the Insurance industry.
Female customers rated Synchrony's Customer Satisfaction score 4 points higher than Male customers.
Very Satisfied | 10% | |
|---|---|---|
Satisfied | 12% | |
Neither Satisfied nor Dissatisfied | 3% | |
Dissatisfied | 9% | |
Very Dissatisfied | 66% |
Very Satisfied | 14% | |
|---|---|---|
Satisfied | 12% | |
Neither Satisfied nor Dissatisfied | 5% | |
Dissatisfied | 5% | |
Very Dissatisfied | 64% |
Synchrony's Customer Satisfaction (CSAT) score was rated 14% according to Caucasian users and customers.
Synchrony's Customer Satisfaction (CSAT) score was rated 43% according to Hispanic or Latino users and customers.
Synchrony's Customer Satisfaction (CSAT) score was rated 51% according to African American/Black users and customers.
Synchrony's Customer Satisfaction (CSAT) score was rated 87% according to Asian or Pacific Islander users and customers.
Synchrony's Customer Satisfaction (CSAT) score was rated 14% according to Other users and customers.
Synchrony's Customer Satisfaction score was rated the highest by customers ages 41-45, and the lowest by customers ages 66+.
| Breakdown | Age | Score | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 31-35 | 40% | |||||||||||||||
| 36-40 | 25% | |||||||||||||||
| 41-45 | 58% | |||||||||||||||
| 46-50 | 14% | |||||||||||||||
| 51-55 | 24% | |||||||||||||||
| 56-60 | 18% | |||||||||||||||
| 61-65 | 30% | |||||||||||||||
| 66+ | 12% |
Synchrony's Customer Satisfaction score was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.
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Synchrony's Customer Satisfaction score was rated the highest by Banking and Financial Services industry customers, and the lowest by Insurance industry customers.
Sign Up for Brand Profile PRO to get the full Customer Satisfaction by Industry data.
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}Compared to its competitors, Synchrony's Customer Satisfaction score is rated right above CareCredit, and is preceded by Ally Financial Inc..
| COMPANY | Customer Satisfaction (CSAT) Score | |
|---|---|---|
![]() | Goldman Sachs | 72% |
![]() | Great Western Bank | 40% |
![]() | Ally Financial Inc. | 32% |
![]() | Synchrony | 30% |
![]() | CareCredit | 14% |
![]() | Loomis | 0% |
![]() | Aye Finance | 0% |
Synchrony has an overall Customer Service score of 2 out of 5 stars rated by its users and customers.
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777 Long Ridge Rd, Stamford, CT 06905
https://www.synchrony.com/
1(855)791-8007
Synchrony's Customer Service score was rated highest by customers ages 18-25, and rated lowest by customers who have used Synchrony's products/services for Over 10 Years.
Synchrony's Customer Service score was rated 1.7 by both Female and Male customers on Comparably.
Synchrony's Customer Service score was rated the highest by Asian or Pacific Islander customers, and the lowest by Other customers.
| Summary | Ethnicity | Customer Service Score |
|---|---|---|
Caucasian 1.5 | Caucasian | 1.5 |
Hispanic or Latino 2.5 | Hispanic or Latino | 2.5 |
African American/Black 2.7 | African American/Black | 2.7 |
Asian or Pacific Islander 3.9 | Asian or Pacific Islander | 3.9 |
Other 1.5 | Other | 1.5 |
Synchrony's Customer Service score was rated the highest by customers ages 18-25, and the lowest by customers ages 66+.
| Summary | Age | Customer Service Score |
|---|---|---|
18-25 4.5 | 18-25 | 4.5 |
26-30 1.8 | 26-30 | 1.8 |
31-35 3.4 | 31-35 | 3.4 |
36-40 1.6 | 36-40 | 1.6 |
41-45 2.2 | 41-45 | 2.2 |
46-50 1.5 | 46-50 | 1.5 |
51-55 1.7 | 51-55 | 1.7 |
56-60 1.5 | 56-60 | 1.5 |
61-65 1.8 | 61-65 | 1.8 |
66+ 1.5 | 66+ | 1.5 |
Synchrony's Customer Service score was rated the highest by customers who have used Synchrony's products/services for 2 to 5 Years, and the lowest by customers with Over 10 Years of usage.
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Synchrony's Customer Service score was rated the highest by Banking and Financial Services industry customers, and the lowest by Insurance industry customers.
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Compared to its competitors, Synchrony's Customer Service score is rated right above CareCredit, and is preceded by Ally Financial Inc..
| COMPANY | Customer Service Score | |
|---|---|---|
![]() | Goldman Sachs | 3.6/5 |
![]() | Loomis | 3/5 |
![]() | Great Western Bank | 2.2/5 |
![]() | Ally Financial Inc. | 2.1/5 |
![]() | Synchrony | 2/5 |
![]() | CareCredit | 1.5/5 |
![]() | Aye Finance | N/A |
Synchrony has a 4.2/5 stars for its overall company culture rated by their employees


Synchrony scored a -43 for Net Promoter Score and a 50 for Employee Net Promoter Score. NPS gauges how likely a customer of Synchrony would recommend the brand to a friend. ENPS measures how likely Synchrony employees would recommend working at Synchrony to a friend.
| 24% | Promoters |
|---|---|
| 9% | Passive |
| 67% | Detractors |
| 68% | Promoters |
|---|---|
| 14% | Passive |
| 18% | Detractors |